Welcome to Standard Chartered
Apply for an instant Digital Credit Card any time, any day.
What is a Standard Chartered (“SC”) Digital Credit Card?
Digital Credit Card is a virtual credit card that you can use without the physical credit card.
What can I use my Digital Credit Card for?
You can use your Digital Credit Card for:
3-Domain Secure (3DS) online purchases which are authenticated by OTP (One-Time Password)
3DS is an added layer of security for online credit card transactions. When you make a purchase at an e-commerce merchant website that uses 3DS, you will be asked to enter an OTP before the transaction can be completed. The OTP will be sent to the principal cardholder’s registered mobile number with the bank; and
Digital Wallets such as Apple Pay, Google Pay
TM and Samsung Pay
A Digital Wallet is an application that allows you to enrol your card and use your card to make purchases through the device, instead of transacting with your physical card. Digital wallets such as Apple Pay, Google Pay
TM and Samsung Pay are services respectively provided by Apple, Samsung, and Google allowing you to store your credit or debit card to make payment through the respective Apple Pay, Google Pay TM and Samsung Pay apps.
How do I get a Digital Credit Card?
Please apply for any Eligible Credit Card issued by Standard Chartered Bank (Singapore) Limited
The Eligible Credit Cards are
Unlimited Cashback Credit Card;
Rewards+ Credit Card;
Spree Credit Card;
NUS Alumni Platinum Credit Card;
Prudential Platinum Credit Card; or
Visa Infinite Credit Card;
For new credit card customers
– You have to successfully apply for a new eligible Standard Chartered Credit Card using MyInfo on our
website or SC Mobile App and if it is approved instantly, activate it by clicking on the “ACTIVATE MY DIGITAL CREDIT CARD” button.
For existing credit card customers
-You can apply for an additional eligible Standard Chartered Credit Card on our
website or SC Mobile App without any credit limit review and if it is approved instantly, activate it by clicking on the “ACTIVATE MY DIGITAL CREDIT CARD” button.
How do I use MyInfo to apply for instant Digital Credit Card or disbursement of CashOne Personal Loan/ CCIL?
MyInfo is a service which that allows SingPass users to manage their personal data and pre-fill forms in online transactions. This includes government-verified data that is retrieved across participating Government agencies and data that you contributed to form your profile.
This means that users only need to provide personal data once to the Government, instead of providing data repeatedly for every online transaction.
Complete your online applications in 4 steps
1) Apply for any eligible
Credit Card or CashOne Personal Loan/ CCIL through our website
2) Login via SingPass to authenticate yourself
3) Give consent to Standard Chartered to retrieve your personal data from MyInfo for this application
4) Review your details and submit the application. It’s that easy!
For details on how to use MyInfo for applications, please click
To facilitate your application and approval process, you may wish to check that your information (eg. Email) at MyInfo is updated before you continue with the application.
How do I get my Digital Credit Card information?
Login to SC Online Banking or Mobile Banking App where you can retrieve your:
16-digit credit card number
Card Expiry date
If you do not have a Standard Chartered online banking login, to retrieve your Digital Credit Card information, please refer to instructions set out in the email sent to your registered email address i.e. the email address which is found in Standard Chartered Bank (Singapore) Limited’s records.
How do I activate my Digital Credit Card after it is approved?
You have to click on the activate it by clicking on the “ACTIVATE MY DIGITAL CREDIT CARD” button at the credit card approval page. Please note that this is the
only chance you can activate your Digital Credit Card. There is no other way to activate the Digital Credit Card.
Is it safe to activate and use my Digital Credit Card?
Yes, it is safe to activate your Digital Credit Card when you click on the link on the Credit Card approved page. For added security, please login to SC Online Banking or Mobile Banking App to retrieve the CVV and expiry date to use your Digital Credit Card. As with all credit card usage, we encourage you to monitor your credit card transactions on SC online bank or Mobile Banking App regularly.
What happens if I miss activating my Digital Credit Card now?
If you miss activating your Digital Credit Card on this website, you can only use your credit card when you activate the physical credit card which you will receive in 3 working days from the credit card approved date.
For CashOne Personal Loans and Credit Card Instalment Loan (“CCIL”), when will my approved loan amount be disbursed?
If your CashOne Personal Loan / CCIL is approved instantly, funds will be disbursed within these time periods:
Approved Loan Amount
Account Indicated in Application Form
CashOne / Credit Card Instalment Loan Disbursement Turnaround Time (TAT)
Any day / timing
Standard Chartered bank account
Any day / timing
Non-Standard Chartered bank account
Within 15 minutes
Non-Standard Chartered bank account
Standard Chartered Digital Credit Card Terms and Conditions
The Standard Chartered Digital Credit Card Terms and Conditions (“Terms and Conditions”) is applicable from 1 July 2019 (inclusive). By submitting an application for an Eligible Card online at
or via the SC Mobile app, you agree to be bound by the Terms and Conditions. The Terms and Conditions would apply when you (a) apply for one of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Bank”) as a principal cardholder (“Eligible Cardholder”); (b) your application for the Eligible Card is made online at www.sc.com/sg/credit-cards/ or via SC Mobile app (“Application”); and (c) Your Eligible Card application is instantly approved by Standard Chartered, where such approval is provided immediately after submitting the application online ( https://www.sc.com/sg/credit-cards/ “Instant Approval”), and this approval is final and unconditional. Upon Instant Approval, you must opt to activate your virtual credit card which you can use without the physical credit card (“Digital Credit Card”) by clicking on the “ACTIVATE MY DIGITAL CREDIT CARD” button. A Digital Credit Card can only be used on “Eligible Retail Transactions” which are defined as: (a) Online purchases with merchants that use 3-Domain Secure (“3DS”) with one-time password (“OTP”); and (b) Digital Wallet payments through Apple Pay, Google Pay™ or Samsung Pay. For the avoidance of doubt, in the event the Bank is unable to process your Eligible Card application due to system failure, system outage, malfunction, delay or any other circumstances whatsoever, whether within our reasonable control or otherwise, the Bank will not be able to provide Instant Approval, and the Bank disclaims all liability arising for any such delay including any loss, damage or inconvenience caused to/incurred by you the applicant, or any third party arising from or in connection therewith. Click for full Terms and Conditions. “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and Visa Infinite Credit Card. here
Credit Cards Sign-Up Promotion Terms and Conditions
To be eligible for Credit Cards Sign-Up Promotion (“Promotion”) available from 1 July 2019 to 30 September 2019 (both dates inclusive) (the “Promotion Period”), you must (a) apply for one of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Bank”); (b) be a new to Standard Chartered principal cardholder (i.e. do not have any existing/previously cancelled principal credit cards in the last 12 months with the Bank); and (c) activate the physical version of the Eligible Card within the first 30 days of card approval. If you satisfy all the eligibility criteria (a) to (c) above, you will be eligible to receive S$80 cashback (“New CC Cashback”), subject to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion. If you are an existing to Standard Chartered principal cardholder and you satisfy all the eligibility criteria, you will be eligible to receive up to S$20 cashback (“Existing CC Cashback”); subject to the Current Cashback Cap and Previous Cashback Cap. The New CC Cashback and Existing CC Cashback under this Promotion will be credited to your principal Eligible Card account within 30 working days of the date of activation of your Eligible Card. Visit
sc.com/sg/signup- for details and the full Credit Cards Sign-Up Promotion Terms and Conditions that apply. “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard® Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and PruPrestige Visa Signature Credit Card. tnc
CashOne Personal Loan / Credit Card Instalment Loan Disbursement Terms and Conditions
Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the “Bank”)’s CashOne Personal Loan / Credit Card Instalment Loan Disbursement Terms and Conditions is applicable if an applicant makes an application for a CashOne Personal Loan (“CashOne”) or a Credit Card Instalment Loan (“Application”), successfully submits a completed Application to the Bank and the Bank approves such an Application. The transfer of funds to the applicant’s designated Standard Chartered Current/Cheque & Save Account(s) or non-Standard Chartered Current or Savings Account (each account a “Designated Account”) (“Loan Disbursement”) is subject to (a) the applicant successfully submitting a completed Application to the Bank; and (b) the Bank approving the Application which must satisfy the Bank’s eligibility criteria, including our credit and risk management policies, as well as prevailing laws and regulations. The Bank reserves the right to reject any Application which does not fulfil our criteria at our discretion.
If the Bank is unable to process the Application or the Loan Disbursement due to system failure, system outage, malfunction, delay or any other circumstances whatsoever, whether within our reasonable control or otherwise, the Bank is not able to provide Loan Disbursement within the time periods(as stated in clauses 3 to 5 of the CashOne Personal Loan / Credit Card Instalment Loan Disbursement terms and conditions), and the Bank disclaims all liability arising for any such delay including any loss, damage or inconvenience caused to/incurred by you the applicant, or any third party arising from or in connection therewith. Click
for full terms and conditions which apply. here
Instant approval and instant loan disbursement are subject to the availability of external services and systems including MyInfo and Credit Bureau Singapore.