Sustainable Time Deposit

Purposeful Investment

To address long-term environmental challenges

Put your

Savings in Action

Dedicated towards financing sustainable assets

Earn

High interest

Throughout the deposit tenure

Thinking about contributing towards sustainable development but unsure where to start?

At Standard Chartered, we are pleased to kickstart your journey with our Sustainable Time Deposits*.

We have USD 12.9bn (up 40% from 2021) Sustainable Assets in our Sustainable Finance Portfolio

Social

Over 700k microfinance loans enabled

Environmental

1.59 million tonnes of CO2 saved in the last year from our operational assets and also from those in construction

Financial

Nearly 20,000 SME loans disbursed

Geographical

Over 90% of our Sustainable Finance assets are located in Asia, Africa and the Middle East

Sustainable Time Deposit Promotion

From 10 June 2026 to 16 June 2026, enjoy a promotional rate on your Sustainable Time Deposit with a minimum placement of S$25,000 in fresh funds².

To qualify for this promotion, simply transfer Fresh Funds² to your Standard Chartered deposit account and log in to Online Banking or SC Mobile to place your time deposit.

TENURE	PROMOTIONAL RATE	PRIORITY BANKING PREFERENTIAL RATE	PRIORITY PRIVATE BANKING PREFERENTIAL RATE
6 months	1.30% p.a.	1.40% p.a.	1.60% p.a.

Additional info

Click here for SGD Sustainable Time Deposit Rates.

How does Sustainable Time Deposits* work?

Sustainable Time Deposits* are fixed deposits which allow clients to have their capital referenced against sustainable loans and projects of Standard Chartered. These assets include green financing, sustainable infrastructure projects, microfinance and business banking.

Sustainable Time Deposit

Can you provide examples of asset which would fit in your Green and Sustainable Product Framework?

The themes within our Green and Sustainable Product Framework include; COVID healthcare, sanitation, food security along with others such as renewable energy, energy efficiency, access to water and water management, sustainable infrastructure, climate change adaptation, access to finance, healthcare, education and partnerships.

In COVID healthcare, we look at financing to equip, operate and add capacity and efficiency to essential healthcare facilities.

Under renewal energy and energy generation from renewable sources, we would look to finance the generation of electricity from wind, solar, hydropower, waste to energy and geothermal.

Around the theme of education, eligible financing activities include construction of public schools and universities, the construction of student housing and training for educational professionals.

How can you ensure the monies raised go towards the right assets?

We have mapped our existing business against the SDGs to create a Green and Sustainable Product Framework that details what we as an organisation view as sustainable activities that we finance. The framework has received industry accreditation from Sustainalytics.

This framework will be reviewed independently every year to ensure that the latest developments and trends are regularly incorporated. This framework sets the basis for future sustainable products to help fund the SDGs across the Bank’s footprint markets, especially in developing markets.

*The Sustainable Time Deposits will be referenced against assets held in aggregate by the SCB Group, whether existing as at the dates when the deposits are placed or in the future, that SCB Group deems as sustainable in accordance with SCB Group’s externally verified Green and Sustainable Product Framework. The assets that are referenced against the Sustainable Time Deposits shall be at least equal or greater in value than the Sustainable Time Deposits. SCB Group means Standard Chartered PLC and its subsidiaries and affiliates (including each branch or representative office). The placement of the Sustainable Time Deposits is subject to acceptance (including any limits on placement amounts) by the Bank.
Standard Chartered Sustainable Time Deposit Promotion Terms and Conditions
Current/Cheque/Savings Account and Time Deposit Terms

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not.

Time to invest in a sustainable future

Sustainable Time Deposit