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Enjoy 20% off your first year premium when you purchase an eligible home contents insurance plan from Allianz.1

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Enjoy 20% off your first year premium when you purchase an eligible home contents insurance plan from Allianz.1

Overview

Protect the content of your home against perils such as fire and theft, with Allianz Home Protect. Underwritten by Allianz.

Promotion from 1 June 2018 to 31 August 2018

Enjoy 20% off your first year premium1

 

Allianz Home Protect

 

Maximum Benefit (SGD)
Silver Plan Gold Plan Platinum Plan
Section I: Loss or Damage to Home Contents

Basic Sum Insured for Home Contents

Damage to or loss of home contents against covered peril such as fire, typhoon, gas explosion, water damage and theft etc.

$40,000 per year $50,000 per year $100,000 per year
The maximum cover for:

-Furniture and home appliances (e.g. leather sofa, hi-fi)

$6,000 per item $7,500 per item $15,000 per item
-Valuables (e.g. jewellery, watches, furs) $2,500 per item

$10,000 in total per event

$5,000 per item

$15,000 in total per event

$10,000 per item

$20,000 in total per event

 

 

-Money

 

$1,000 per year $2,000 per year $3,000 per year
Additional Benefits
Interior Decoration / Household Improvement*

Household improvements including improvements and betterments on walls, windows, ceiling, floors and doors

$60,000 per year $75,000 per year $150,000 per year
Household Removal

Damage to loss of home contents in the course of removal by professional removers

$40,000 per event $50,000 per event $100,000 per event
Temporary Removal

Damage to or loss of home contents while being temporarily removed for renovation, maintenance, cleaning, etc

$6,000 per event $7,500 per event $15,000 per event
Temporary Storage of Furniture

Damage to or loss of home contents while being stored in a furniture depository for up to 30 days

$10,000 per event $20,000 per event $30,000 per event
Alternative Accommodation*

Home is damaged and rendered uninhabitable by accidents

$200 per day

30 days per event

$300 per day

30 days per event

$400 per day

30 days per event

Window / Door Replacement

Damage to door or window during commission of a burglary

$250 per event $500 per event $1,000 per event
Domestic Servant’s Property*

Damage to or loss of a domestic servant’s personal effects

$500 per event $1,000 per event $1,500 per event
Home Contracting Works

Damage or loss incurred due to contracted work provided the renovation period does not exceed 2 months

$2,000 per item $3,000 per item $5,000 per item
Emergency Cash Allowance*

Cash allowance for the purchase of essentials & necessities in the event of your home is uninhabitable due to a loss or damage

$250 per event $500 per event $750 per event
*Claims payable under these benefits shall be in addition to the basic sum insured of Home Contents.
Section II: Personal Liability
Personal Liability

Any claim made against you for bodily injury or property damage resulting from negligence by you or your family members

$500,000 per event $750,000 per event $1,000,000 per event
Optional Benefits
Section III – Home Appliance Accidental Protection

Accidental loss or damage to Home Electronic Appliances

-Kitchen appliances: refrigerator, freezer, dishwasher, microwave oven, cooker hood and hob

-Home appliances: television, audio equipment, air-conditioner, washer/dryer

-Personal appliance: tablets, laptops, computers

 

n/a $2,500 $5,000
Section IV – Worldwide All Risk

Loss or Damage of Personal Effects

Sublimit:

-Loss of Personal Documents

-Loss of Personal Money

-Unauthorised Use of Credit Card

 

n/a

 

$1,500 per item up to $5,000 per event

$600 per event

$600 per event

$1,000 per event

 

Premium Table (before discount and inclusive of 7% GST)

Optional – Worldwide All Risk

Annual Premium (SGD)
Silver
Gold
Platinum
Base Premium $96.30 $150.87 $272.85
Optional – Home Appliance $28.89 $54.57
Optional – Worldwide All Risk $57.78
Monthly Premium (SGD)
Silver
Gold
Platinum
Base Premium $8.03 $12.57 $22.74
Optional – Home Appliance $2.41 $4.55
Optional – Worldwide All Risk $4.81

Allianz Home Protect Product FAQ

Important Notes

Disclaimer

This webpage is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon acceptance of your application by Allianz Global Corporate & Specialty SE Singapore, (“Allianz”). It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are underwritten by Allianz,  and they are not products of, nor are they underwritten by  Standard Chartered Bank (Singapore) Limited (“SCBSL”).

SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, SCBSL  is acting in alliance with the insurer and not as an agent for customers.  You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

This Policy is protected under the Policy Owner Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Allianz or visit the GIA or SDIC websites. (www.gia.org.sg or www.sdic.org.sg).