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TERMS AND CONDITIONS FOR ALLIANZ HOME PROTECT PLAN PROMOTION (“PROMOTION TERMS”)

  1. This Allianz Home Protect Plan Promotion (“Promotion”) is jointly organised by Allianz Insurance Singapore Pte. Ltd. (“Allianz”) and Standard Chartered Bank (Singapore) Limited (“SCBSL”).
  2. The Promotion is valid from 1 September 2020 to 31 December 2020, both dates inclusive (“Promotion Period”). Allianz Home Protect is underwritten by Allianz and distributed by SCBSL.
  3. By participating in the Promotion, you hereby agreed to be bound by these Promotion Terms.

Promotion

  1. If you purchase a Home Content Protect Plan (the “Policy”) from Allianz during the Promotion Period through SCBSL, you will be entitled to a 20% discount off your first year premium (“Promotional Discount”).
  1. This Promotion is applicable to new applications only during the Promotion Period and will not be valid with other promotions, discounts, offers, vouchers, rebates or privileges, unless otherwise stated.

General Terms

  1. You may cancel the Policy at any time by giving seven (7) days’ written notice of cancellation to Allianz. Provided no claim is/has been made under the Policy, you will be entitled to a return of premium subject to Allianz short period rates as stated in the Terms and Conditions of each Policy.
  2. Each of Allianz and SCBSL may at any time, without any prior notice or liability to you, vary these Promotion Terms or withdraw or discontinue this Promotion at any time. The decision of Allianz and SCBSL on all matters relating to this Promotion, including determining your eligibility to participate, shall be at their absolute discretion and will be final and binding.
  3. In the event of any inconsistency between these Promotion Terms and any brochures, marketing or promotional materials relating to this Promotion, these Promotion Terms shall prevail.
  4. A person who is not a party to these terms and conditions has no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these Promotion Terms.
  5. These Promotion Terms are governed by and construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.
  6. All information is correct at time of print.

Disclaimers

This document is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this document are products of and underwritten by Allianz and distributed by SCBSL. They are not products of, nor are they underwritten by SCBSL.

Guaranteed elements (if any) are obligations of Allianz only. All insurance products are not deposits with, obligations of, or guaranteed by SCBSL.

Your purchase of the Policy is subject to Allianz’s policy terms and conditions. SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, SCBSL is acting in alliance with Allianz and not as an agent for customers.  This document is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

This Policy is protected under the Policy Owner Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Allianz or visit the GIA or SDIC websites (gia.org.sg or www.sdic.org.sg).