Allianz Smart SME, designed for businesses including Retail, Personal Services, F&B, Light Industries, Education & more.
Be compensated with S$200 per day when your business is interrupted by insured events.
of S$1,000,000.
Choose to Double the Sum Insured limits for greater peace of mind.
Pre-underwritten packages that ease the application process so that your business can be covered immediately.
Tailored to make your plan even more comprehensive.
Note: 1Sub-limits apply.
2Excluding the All Risks (Contents and Stocks) and Emergency Assistance benefits.
The exact terms and conditions to all benefits mentioned above are stated in the Policy Wording
PLAN & COVERAGE
All Risks (Contents And Stocks) 1
Min Sum Insured = S$75,000 Max.
Sum Insured = S$2,000,000
Business Interruption
S$200 per day up to 200 days
Public Liability 1
Sum Insured = S$1,000,000
Money 1
Sum Insured = S$10,000
Goods In Transit
Sum Insured = S$5,000
Glass Breakage And Signs
Sum Insured = S$10,000
Electronic Equipment
Sum Insured = $20,000
Fidelity Guarantee
Sum Insured = S$5,000
Personal Accident
Sum Insured = S$50,000 per employee; up to 10 Employees
Machinery Breakdown
Sum Insured = S$20,000
OPTIONAL COVER WITH ADDITIONAL PREMIUM
Double Limit
Double the Sum Insured limits to the above Benefits (excluding the Content All Risk and Emergency Assistance benefits)
Fire And Other Perils (Building)
Min. Sum Insured = S$75,000 Max. Sum Insured = S$2,000,000
Work Injury Compensation
up to 25 employees including owner
1 Sub-limits apply. The exact terms, exclusions and conditions are set out in the Policy Wording
The businesses must be located in Singapore.
Businesses run from pre-war premises can be insured under Smart SME
Yes businesses conducted in the open such as open stalls or hawker stalls can be insured under Smart SME. Reasonable precautions to protect the safety of your property and business must be taken including protection against theft and inclement weather.
This webpage is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon acceptance of your application by Allianz Insurance Singapore Pte. Ltd., (“Allianz”). It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are underwritten by Allianz, and they are not products of, nor are they underwritten by Standard Chartered Bank (Singapore) Limited (“SCBSL”).
SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, SCBSL is acting in alliance with the insurer and not as an agent for customers. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.
This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Allianz or visit the GIA or SDIC websites. (www.gia.org.sg or www.sdic.org.sg).
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