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  1. Accounts & Deposits
  2. Multi-Currency Account

Multi-Currency Account

Access funds of up to 14 currencies from one account

  • Apply Now

    Do you have a personal Bonus$aver account?

    YES (We are progressively releasing this new feature over the next few weeks. Once you have the updated SC Mobile version 7.5.4 (or later) from the Apple App Store or Google Play Store, you can log on to enable the multi-currency feature on your personal Bonus$aver account.)

    NO, but I would like to apply for a personal Bonus$aver to enable this feature

Benefits of our Multi-Currency Feature

  • using one single account

  • Overseas transaction fees*

  • With LiveFX and get rewarded

* Relevant terms and conditions apply.

Why enable Multi-Currency Feature?

For Online Shoppers

Pay like a local when you checkout your online shopping cart. Make use of your multi-currency enabled debit card to enjoy zero overseas transaction fees*.

For Expatriates

Living away from home but want to be close to home? Send money to your loved ones with no incremental fees.

For Investors

Investing is all about catching the right opportunity. Access funds in 14 currencies with one account and invest with confidence.

For Overseas Students

Transact like a local when you are away from your parents. Spend in foreign currency and enjoy zero overseas transaction fees*.
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– Primary holders of a personal Bonus$aver account (joint accounts are not eligible).

– Registered with SC Mobile  to view the option to enable this feature.

(Note that: We are progressively releasing this new feature over the next few weeks. Once you have the updated SC Mobile version 7.5.4 (or later) from the Apple App Store or Google Play Store, you can log on to enable the multi-currency feature on your personal Bonus$aver account.)

– Available for New or Existing personal Bonus$aver account holder.

– Customers without a personal Bonus$aver account, you may enable this feature after applying for a personal Bonus$aver. FIND OUT MORE 

Services & Charges
Fall-below fee (per month)
S$5

Note: Chargeable if the minimum average daily balance for your SGD balances in your Bonus$aver falls below S$3,000 in any particular month.

Monthly service charge
Nil
Debit card annual fee (Including GST)
S$20

Refer to sc.com/sg/bonussaver for all the relevant fees and charges

Prevailing interest rates for non SGD balances:
Currency Prevailing Interest Rate
SGD 0.05% p.a. (from 1 Apr 2020)
EUR 0.00% p.a.
GBP 0.10% p.a.
USD Balance of less than $200,000 – 0.03% p.a.
Balance of $200,000 to less than $1,000,000 – 0.05% p.a.
Balance of $1,000,000 and above- 0.10% p.a.
AUD 0.50% p.a.
NZD 1.00% p.a.
CAD 0.00% p.a.
CHF 0.00% p.a.
NOK 0.05% p.a.
DKK 0.05% p.a.
SEK 0.05% p.a.
ZAR 0.05% p.a.
JPY 0.00% p.a.
HKD 0.00% p.a.

If you hold a personal Bonus$aver account, proceed to enable this feature via SC Mobile. Once you have successfully enabled this feature, go to ‘Home’ page and you will see the currencies displaying under your Bonus$aver account which can be enabled separately. Click on the currency that you wish to enable to start using it.

(We are progressively releasing this new feature over the next few weeks. Once you have the updated SC Mobile version 7.5.4 (or later) from the Apple App Store or Google Play Store, you can log on to enable the multi-currency feature on your personal Bonus$aver account.)

You can enable up to 13 foreign currencies on your personal Bonus$aver account. These currencies are: USD, GBP, EUR, HKD, AUD, NZD, CHF, JPY, CAD, NOK, SEK, DKK and ZAR.

For retail transactions in foreign currency, you will not incur the debit card overseas transaction fee if you:
i) Successfully enable the respective currency on your personal Bonus$aver account before using your multi-currency enabled Bonus$aver debit card; and
ii) Have sufficient balance in that currency, for your transaction

For overseas cash withdrawal, you will not incur overseas cash withdrawal fee if you:
i) Successfully enable the respective currency on your personal Bonus$aver account before using your multi-currency enabled Bonus$aver debit card; and
ii) Have sufficient foreign currency balance in your Bonus$aver multi-currency account. Note: Fees which may be levied by other banks in Singapore or overseas for accessing their ATM network will continue to apply.

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