Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving sc.com/sg and entering a website operated by other parties.

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/sg


Proceed

How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

    How would you like to apply?

    I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

    *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

    *Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

    Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

    I am an existing Standard Chartered Current/Checking/Savings Account holder

      MANHATTAN CashBack Terms and Conditions

      1. The MANHATTAN Platinum and MANHATTAN World Mastercard® Credit Card (each a “MANHATTAN Card” and collectively, the “MANHATTAN Cards”) gives you up to 3% cashback (“MANHATTAN Cashback”) when you (including your supplementary cardholder(s) on your MANHATTAN Card account) use the MANHATTAN Card in the manner specified in this section.

      2. To be eligible for the MANHATTAN Cashback in a given statement cycle month, you must successfully charge a minimum of $0.01, $1,000 or $3,000 (“Minimum Tiered MANHATTAN Monthly Spend”) in that same month (as defined in Clause 8 below) on Qualifying MANHATTAN Transactions (as defined in Clause 5 below) to enjoy a tiered MANHATTAN Cashback rate as set out in the table below.

      Minimum Tiered MANHATTAN Monthly Spend Applicable MANHATTAN Cashback rate for the relevant spend tier for the statement cycle month Maximum MANHATTAN Cashback earned per statement cycle quarter
      Tier 1: Below $1,000 0.5% Capped at $200 (maximum of $800 per year (as defined in Clause 8 below)
      Tier 2: $1,000 – $2,999.99 1%
      Tier 3: $3,000 and above 3%

       Minimum Tiered MANHATTAN Monthly Spend

      3. The Minimum Tiered MANHATTAN Monthly Spend amount is calculated based on the total retail transactions which exclude those transactions listed in Clause 5 below (“Qualifying MANHATTAN Transactions”) made on your MANHATTAN Card based on the date such purchases are posted to your MANHATTAN Card account in a month (as defined in Clause 8 below). For the avoidance of doubt, the date the transaction is charged may not be the same as the date the transaction is posted due to factors including but not limited to processing time and differences in time zones (where applicable). For clarity, Qualifying MANHATTAN Transactions charged to the MANHATTAN Card in a month (as defined in Clause 8 below) but yet to be posted to the MANHATTAN Card account by the MANHATTAN Card statement date will not be considered in the computation of the Minimum Tiered MANHATTAN Monthly Spend for that month (as defined in Clause 8 below).

      Qualifying MANHATTAN Transactions

      4. MANHATTAN Cashback is awarded only on retail transactions which exclude those transactions listed in Clause 5 below (“Qualifying MANHATTAN Transactions”) made on your MANHATTAN Card based on the date such purchases are posted to your MANHATTAN Card account. For the avoidance of doubt, the date the transaction is charged may not be the same as the date the transaction is posted due to factors including but not limited to processing time and differences in time zones (where applicable). For clarity, Qualifying MANHATTAN Transactions charged to the MANHATTAN Card in a month (as defined in Clause 8 below) but yet to be posted to the MANHATTAN Card account by the MANHATTAN Card statement date will not be considered in the computation of MANHATTAN Cashback earned for that month (as defined in Clause 8 below). MANHATTAN Cashback will be computed and accrued monthly based on your statement date and will be calculated based on two decimal places for each individual Qualifying MANHATTAN Transaction without any rounding off. MANHATTAN Cashback earned will be reflected in that month’s card statement but credited to your principal MANHATTAN Card account only one month after each quarter (as defined in Clause 8 below). For the avoidance of doubt, a quarter for purposes of Part M does not mean a calendar quarter. Your first quarter commences from the statement date reflected in your first MANHATTAN Card statement issued by us. Such MANHATTAN Cashback amount will be automatically offset against that statement cycle month’s billed amount. MANHATTAN Cashback earned by your supplementary cardholder(s) of the MANHATTAN Card will be credited into your principal MANHATTAN Card account.

      For illustration only – When does your first quarter start

      Date of your first statement:

      15 February

      (your statement cycle will then be on the 15th of every month)

      First quarter cycle – Statement Date MANHATTAN Cashback Crediting
      1st month – 15 February statement MANHATTAN Cashback earned will be credited one month after each quarter:

      15 May statement

      2nd month – 15 March statement
      3rd month – 15 April statement
      Second quarter cycle – Statement Date MANHATTAN Cashback Crediting
      1st month – 15 May statement MANHATTAN Cashback earned will be credited one month after each quarter:

      15 August statement

      2nd month – 15 June statement
      3rd month – 15 July statement
      1. The following transactions are not Qualifying MANHATTAN Transactions and will not earn MANHATTAN Cashback:
        1. any cash advance;
        2. any Credit Card Funds Transfer;
        3. any monthly instalment of an EasyPay transaction;
        4. any amounts charged to your MANHATTAN Card (and/or the supplementary card) that is subsequently cancelled, voided, refunded or reversed;
        5. AXS, SAM or ATM transactions made using your MANHATTAN Card;
        6. any insurance premiums charged to your MANHATTAN Card;
        7. recurring payments (being automatic payments where a principal cardholder or supplementary cardholder of the MANHATTAN card has given a one-time authorisation or instruction for the merchant to charge the payment directly to the MANHATTAN Card at a fixed interval, such as transactions made pursuant to Standard Chartered Bank (Singapore) Limited’s 0% Interest Instalment Plan) or payments made to all billing organisations using Standard Chartered Online Banking or mobile app;
        8. any fees or charges (including but not limited to annual card fees, service fees, interest charges, cheque processing fees, administrative fees, finance charges, and/or late payment charges and other miscellaneous fees and charges);
        9. amounts which have been rolled over from any preceding month’s statement;
        10. charges incurred by the cardholder or the supplementary cardholder but not submitted or posted to your MANHATTAN Card account during the MANHATTAN Card Promotion Period;
        11. any fraudulent retail transaction;
        12. any payments related to betting (including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks) through any channel charged to your MANHATTAN Card;
        13. any top-ups or payment of funds to any prepaid and any prepaid accounts including without limitation:
          1. any transaction classified under either of the following Merchant Category Codes:
            • Financial Institutions – Merchandise, Services, and Debt Repayment (6012); or
            • Non-Financial Institutions – Stored Value Card Purchase/Load (6540); and
          2. any top-ups or payment of funds to the following accounts or any other accounts as we may specify from time to time:
            · EZ LINK PTE LTD · EZLINK* · TRANSIT LINK*
            · EZ LINK PTE LTD (FEVO) · EZ LINK · TRANSIT LINK PL
            · EZ-LINK PTE LTD SINGAPORE · EZLINKS.COM · TRANSIT
            · EZ-LINK TOP-UP KIOSK · FLASHPAY ATU · PAYPAL * BIZCONSULTA
            · EZ-LINK (IMAGINE CARD) · TRANSITLINK* · PAYPAL * CAPITALROYA

             

        14. any transaction classified under one or more of the following Merchant Category Codes:
          1. 6051 (Non-Financial Institutions – Foreign Currency, Non-Fiat Currency (for example: Cryptocurrency), Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment)
          2. 6211 (Security Brokers/Dealers)
          3. 4829 (Money Transfer) and 6513 (Real Estate Agents and Managers)
          4. 8211 (Elementary and Secondary Schools)
          5. 8220 (Colleges, Universities, Professional Schools, and Junior Colleges)
          6. 8241 (Correspondence Schools), 8244 (Business and Secretarial Schools)
          7. 8249 (Vocational and Trade Schools) and 8299 (Schools and Educational Services (Not Elsewhere Classified))
          8. 9211 (Court Costs, Including Alimony and Child Support)
          9. 9222 (Fines), 9223 (Bail and Bond Payments)
          10. 9311 (Tax Payments)
          11. 9399 (Government Services (Not Elsewhere Classified))
          12. 9402 (Postal Services – Government Only) and 9405 (U.S. Federal Government Agencies or Departments);
          13. 8398 (Charitable Social Service Organizations), 8651 (Political Organizations) and 8661 (Religious Organizations);
          14. 7523 (Parking Lots, Parking Meters and Garages);
          15. 7349 (Cleaning, Maintenance and Janitorial Services); and
        15. any other charge, fees or payments as we may stipulate from time to time.

        6. Refunded retail transactions will be deducted from the relevant monthly billed amount for the computation and award of MANHATTAN Cashback. Any reversed portion of the MANHATTAN Cashback earned will be reflected in the next month’s MANHATTAN Card statement.

        7. We may retract, deduct, re-compute, withdraw and/or cancel any MANHATTAN Cashback awarded if you fail to effect the minimum payment due as reflected on that month’s MANHATTAN Card statement, abuse the cashback programme or for any other reason that we may deem fit in our sole discretion. You will not be entitled to any payment or compensation in respect of such retraction, deduction, re-computation, withdrawal or cancellation.

        General
        8. For purposes of these terms, “month” means the period from the statement date of the current month to the day falling one day prior to the statement date of the following month and every 3 months starting from the first statement cycle month for the MANHATTAN Card make up a “quarter”. Every 4 quarters starting from the first statement cycle month for the MANHATTAN Card make up a “year”.

        9. We are not responsible and accept no liability for any failure or delay in the transmission of a transaction and/or MANHATTAN Qualifying Transaction by any party (including but not limited to Mastercard/Visa acquiring merchants, merchant establishments, or any telecommunication provider) for whatsoever reason.

        10. Your MANHATTAN Card account must be in good standing and conducted in a proper and satisfactory manner, as we may determine in our sole discretion, at the time of crediting the MANHATTAN Cashback. In the event that your MANHATTAN Card account is delinquent, terminated or suspected for any reason whatsoever before the MANHATTAN Cashback is credited into your MANHATTAN Card account, we reserve the right to forfeit such MANHATTAN Cashback in our sole discretion without prior notice.

        11. We accept no liability for any late submission of any transaction and/or MANHATTAN Qualifying Transaction by any merchant for whatsoever reason.

        12. Any MANHATTAN Cashback, if credited to your MANHATTAN Card account for any of the transactions listed under Clause 5, will be reversed in our sole discretion without prior notice.

        13. The MANHATTAN Card is excluded from earning rewards under the Standard Chartered 360° Rewards Programme.

        14. We reserve the right to vary, modify, and amend any of these terms (including but not limited to the right to vary the rate of MANHATTAN Cashback, the basis of calculation of MANHATTAN Cashback and the retail transactions which are not MANHATTAN Qualifying Transactions) from time to time without prior notice and you agree that you are bound by such variations, modifications, and amendments.

        15. Our decision on all matters pertaining to this MANHATTAN Card shall be final and binding on you and your supplementary cardholders.

        16. All information is accurate at the time of publication.