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Proceed

How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

    How would you like to apply?

    I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

    *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

    *Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

    Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

    I am an existing Standard Chartered Current/Checking/Savings Account holder

      Get up to S$220 cashback when you spend S$200. T&Cs apply.

      Text, Person, Human

      Get up to S$220 cashback when you spend S$200. T&Cs apply.

      The card that helps you care for your family

      Get up to S$220 cashback when you spend S$200. T&Cs apply.

      Ccpl

      Offset Your Premiums

      How it works

      Convert your  Rewards Points to offset your premium payments for your Eligible Prudential Policies4

      Download Prudential Insurance Premium Redemption Form

      Rewards Points redemption
      EQUIVALENT CASH VALUE WHICH CAN BE USED TO OFFSET PREMIUM PAYMENTS FOR ELIGIBLE PRUDENTIAL POLICIES4
      First 3,000  Rewards Points
      (minimum redemption)
      S$ 12.00
      Subsequent 300 Rewards
      Points
      S$ 1.20
      Use your prudential platinum card to
      Amount in SGD
      Rewards Points earned per S$1 spend
      Rewards Points
      earned
      Dine at a restaurant $200 5X 1,000
      Purchase a phone $500 1X 500
      Pay insurance premiums $500 1X 500
      Buy a travel package (charged in foreign currency) $700 10X 7,000

      Total Rewards Points earned:  9,000 (equivalent to S$36 cash to offset your  premium payment for Eligible Prudential Policies4)

      4Primary Cardmembers may only redeem 360° Rewards Points to offset the premium payments for regular premium policies issued by Prudential Assurance Company Singapore Pte Ltd (“Prudential”) payable on a monthly, quarterly, bi-annual or annual payment cycle and such insurance policies exclude PruShield policies, single premium policies, recurring single premium policies, top up premiums policies, US Dollar policies and policies purchased under the CPF Investment Scheme and Supplementary Retirement Scheme (each an “Eligible Prudential Policy”,  collectively the “Eligible Prudential Policies”).

      Above example is for illustration purpose only. Refer to Standard Chartered Prudential Platinum and Prudential Visa Signature Credit Card Terms & Conditions for full exclusion list

      Total Rewards Points earned:  9,000 (equivalent to S$36 cash to offset your  premium payment for Eligible Prudential Policies2)

      Above example is for illustration purpose only. Refer to Standard Chartered Prudential Platinum and Prudential Visa Signature Credit Card Terms & Conditions for full exclusion list

      Fees & Charges

      DETAILS
      CHARGES
      Annual Fees S$192.60 including GST. This annual fee is waived off for the first two years.
      Finance Charges Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received.
      Cash Advance Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment.
      Late Payment Charges A late payment charge of S$100 will be charged if minimum payment due is not received by the due date.
      For more details on all other applicable fees and charges,  please click here.
      Important Documents

      As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:
      ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
      Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

      If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.

      Free Credit Report

      If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website  or at their registered office. You will need the following documents to obtain the free credit report:

      • Card carrier that comes with your credit card
      • NRIC

      Credit Bureau (Singapore) Pte Ltd
      2 Shenton Way
      #20-02 SGX Centre 1
      Singapore 068804
      Tel: +65 6565 6363
      www.creditbureau.com.sg

      *Note: The free credit report is not available for renewed or replaced cards.

      Eligibility & Documents

      Eligibility

      • Age
        • 21 to 65 years old
      • Minimum Annual Income
        • Singapore Citizens and Permanent Residents: S$30,000
        • Foreigners with Employment Passes: S$60,000
      • Employment Pass Holders
        • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
        • Q Pass holders must have minimum one year validity remaining on their passes

      Document Requirements

      • You will need:
        • Copy of NRIC/Passport/Employment Pass (front and back)
      • For salaried (any of the following):
        • Latest month computerised payslip
        • Latest 6 months CPF Contribution History Statement
        • Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution
      • For self-employed
        • Copy of 2 year income tax notice of assessment (must be in business for a minimum of 2 years)
      • For commission earner (any one from below)
        • Latest 3 months payslip + Latest income tax notice of assessment
        • Latest 6 months CPF contribution history statement
        • Latest 3 months payslip
        • Copy of 2 year income tax notice of assessment ( For 100% commission earner)

        Refer to application form for details

      FAQs

      • The new Card benefits will allow you to earn additional 4X Rewards Points per S$1 spent in local currency on Qualifying Dining Transactions, and additional 9X Rewards Points per S$1 spent in foreign currency on Qualifying Foreign Currency Transactions. Such additional Rewards Points are subject to a cap of 20,000  Rewards Points per year.

        10X
        Rewards Points
        For every S$1 spent in foreign currency on Qualifying Foreign Currency Transactions.
        5X
        Rewards Points
        For every S$1 spent in local currency on Qualifying Dining Transactions.
        1X
        Reward Point
        For every S$1 spent for all other eligible retail transactions including insurance transactions.
      • No, you are not required to make any minimum spend amount to qualify for the new additional Rewards Points under the Promotion

      • The Rewards cap of 20,000 Rewards Points is only applicable to the additional 360° Rewards Points awarded on Qualifying Dining Transactions and Qualifying Foreign Currency Transactions.

        This is in additional to the total rewards points earned for other qualifying spends which accords 1X rewards points for every S$1 (or its equivalent for spends that are not made in Singapore Dollars, where relevant) spent with the Prudential Platinum Card.

        Additional Rewards Points are as follows:

        1.For all Qualifying Dining Transactions, you will earn additional 4X Reward Points for every S$1 spent in Singapore Dollars; and

        2.For every Qualifying Foreign Currency, you will earn additional 9X Reward Points for every S$1 spent in foreign currency (spends that are not made in Singapore Dollars).

      • The Rewards Cap of 20,000 Rewards Points applies to a full year from the approval date of your Prudential Platinum Credit Card and will be reset every anniversary of the approval date.

      • Yes. The Rewards Cap of 20,000 Rewards Points only applies to the additional Rewards Points awarded on Qualifying Dining Transactions and Qualifying Foreign Currency transactions. Once you reach the cap, you may continue to earn 1X Reward Point per S$1 (or its equivalent for spends that are not made in Singapore Dollars, where relevant) spent on the card on all eligible Prudential Card Transactions

      • Yes, you can earn rewards points when you use your Prudential Platinum Card to pay your Prudential premiums. Visit Prudential Insurance Premium Redemption Form to redeem your rewards points.

      • You can visit the following websites to apply for recurring payments and pay using your Prudential Platinum Credit Card:

      • Click here for more FAQs.

      Terms & Conditions