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The card that helps you care for your family. Lower your insurance cost with rewards points. T&Cs apply.

Sg pru plat final masthead

The card that helps you care for your family. Lower your insurance cost with rewards points. T&Cs apply.

The card that helps you care for your family

From now till 30 Sep 2019, new Standard Chartered Credit Cardholders can get up to S$80 cashback2

SC EasyBill

Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply

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Credit Card Credit Limit Review

Benefit from a higher credit limit and increased spend by applying for a credit limit review online. T&Cs apply.

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Temporary Credit Limit Increase

Cover your travel, wedding banquet, hospitalisation or funeral expenses with extra cash. Call 6747 7000 to apply. Temporary Credit Limit Increase T&Cs apply

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Fund Transfers

Get cash instantly at 0% interest at a one-time processing fee with your Standard Chartered Credit Card. T&Cs apply.

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EasyPay

Convert your retail transactions above $500 into 6 or 12 months interest-free instalments with a one-time service fee. T&Cs apply.

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Credit Card Payments

Pay your Standard Chartered Credit Card bills conveniently, securely and almost instantly.

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0% Interest Instalment Plan

Manage your finances with our interest-free monthly instalment plans. T&Cs apply.

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Live The Good Life® every day

The Good Life® is what you make of it. Enjoy exciting card offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits.

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Mobile Payments

Tap your phone on any contactless sales terminal to pay with Apple Pay, Google Pay™ or Samsung Pay. No need to put away your phone and look for your wallet.

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Tap-and-Pay Payment

Tap your credit card on any contactless sales terminal and you are done. No signature required for purchases less than $100.

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CardSafe Guarantee^

Protect yourself from unauthorised transactions when you shop online with your credit card.

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Offset Your Premiums

How it works

Convert your  Rewards Points to offset your premium payments for your Eligible Prudential Policies4

Download Prudential Insurance Premium Redemption Form

Rewards Points redemption
EQUIVALENT CASH VALUE WHICH CAN BE USED TO OFFSET PREMIUM PAYMENTS FOR ELIGIBLE PRUDENTIAL POLICIES4
First 3,000  Rewards Points
(minimum redemption)
S$ 12.00
Subsequent 300 Rewards
Points
S$ 1.20
Use your prudential platinum card to
Amount in SGD
Rewards Points earned per S$1 spend
Rewards Points
earned
Dine at a restaurant $200 5X 1,000
Purchase a phone $500 1X 500
Pay insurance premiums $500 1X 500
Buy a travel package (charged in foreign currency) $700 10X 7,000

Total Rewards Points earned:  9,000 (equivalent to S$36 cash to offset your  premium payment for Eligible Prudential Policies4)

4Primary Cardmembers may only redeem 360° Rewards Points to offset the premium payments for regular premium policies issued by Prudential Assurance Company Singapore Pte Ltd (“Prudential”) payable on a monthly, quarterly, bi-annual or annual payment cycle and such insurance policies exclude PruShield policies, single premium policies, recurring single premium policies, top up premiums policies, US Dollar policies and policies purchased under the CPF Investment Scheme and Supplementary Retirement Scheme (each an “Eligible Prudential Policy”,  collectively the “Eligible Prudential Policies”).

Above example is for illustration purpose only. Refer to Standard Chartered Prudential Platinum and Prudential Visa Signature Credit Card Terms & Conditions for full exclusion list

Total Rewards Points earned:  9,000 (equivalent to S$36 cash to offset your  premium payment for Eligible Prudential Policies2)

Above example is for illustration purpose only. Refer to Standard Chartered Prudential Platinum and Prudential Visa Signature Credit Card Terms & Conditions for full exclusion list

Fees & Charges

DETAILS
CHARGES
Annual Fees S$192.60 including GST. This annual fee is waived off for the first two years.
Finance Charges Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received.
Cash Advance Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.077% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment Charges A late payment charge of S$80 will be charged if minimum payment due is not received by the due date. The EIR applicable on your credit card and funds transfer account(s) will be adjusted to 28% per annum if the minimum payment due is not received by the due date). If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 26.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full.
For more details on all other applicable fees and charges,  please click here.
Important Documents

As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:
ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.

Free Credit Report

If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website  or at their registered office. You will need the following documents to obtain the free credit report:

  • Card carrier that comes with your credit card
  • NRIC

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg

*Note: The free credit report is not available for renewed or replaced cards.

Eligibility & Documents

Eligibility

  • Age
    • 21 to 65 years old
  • Minimum Annual Income
    • Singapore Citizens and Permanent Residents: S$30,000
    • Foreigners with Employment Passes: S$60,000
  • Employment Pass Holders
    • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
    • Q Pass holders must have minimum one year validity remaining on their passes

Document Requirements

  • You will need:
    • Copy of NRIC/Passport/Employment Pass (front and back)
  • For salaried (any of the following):
    • Latest month computerised payslip
    • Latest 6 months CPF Contribution History Statement
    • Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution
  • For self-employed
    • Copy of 2 year income tax notice of assessment (must be in business for a minimum of 2 years)
  • For commission earner (any one from below)
    • Latest 3 months payslip + Latest income tax notice of assessment
    • Latest 6 months CPF contribution history statement
    • Latest 3 months payslip
    • Copy of 2 year income tax notice of assessment ( For 100% commission earner)

    Refer to application form for details

FAQs

Terms & Conditions