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Be rewarded when you plan for your family’s future with the Prudential Platinum Credit Card

Apply Now
Prudential Credit Card
Prudential Credit Card

Be rewarded when you plan for your family’s future with the Prudential Platinum Credit Card

  • Apply Now

    You are applying for a Prudential Platinum Credit Card

    You are not an existing Standard Chartered principal credit cardholder.

    You are an existing Standard Chartered principal credit cardholder.

Welcome to the Prudential Platinum Credit Card

With the Prudential Platinum Credit Card, earn Rewards Points that help take care of your insurance premiums. Start building a secure future for your family, while enjoying what each day brings.

Features

Fund Transfers

Transfer funds (min. $1,000) from your Standard Chartered Credit Card at 0% interest with a one-time processing fee. T&Cs apply.

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EasyPay

Convert your retail transactions above $500 into 6 or 12 months interest-free instalments with a one-time service fee. T&Cs apply.

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Recurring Payment Plan

Consolidate your monthly bills into one simple credit card payment. T&Cs apply.

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0% Interest Instalment Plan

Manage your finances with our interest-free monthly instalment plans. T&Cs apply.

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Live The Good Life® every day

The Good Life® is what you make of it. Enjoy exciting card offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits.

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Mobile Payments

Tap your phone on any contactless sales terminal to pay with Apple Pay, Android Pay or Samsung Pay. No need to put away your phone and look for your wallet.

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Tap-and-Pay Payment

Tap your credit card on any contactless sales terminal and you are done. No signature required for purchases less than $100.

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CardSafe Guarantee^

Protect yourself from unauthorised transactions when you shop online with your credit card.

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Offset Your Premiums

How it works

Convert your Rewards Points to offset your Prudential insurance premium payments.

Rewards Points Conversion
Equivalent Cash Value to Pay Insurance Premiums
First 3,000 points
(minimum redemption)
$12.00
Subsequent 300 points $1.20

Download Prudential Insurance Premium Redemption Form

The more you spend on your Prudential Platinum Credit Card, the more you save on your insurance premiums.

Using your Prudential Platinum Credit Card
Amount Spent
360° Rewards Points Earned
Purchase a dress $200 200 points
Dine at a restaurant $100 100 points
Buy a travel package $2,000 2,000 points
Insurance premiums $200 200 points
Purchase a phone $500 500 points
Total 360° Rewards Points earned 3,000 points
Redeem 3,000 points for premium redemption Save on your next insurance premium (3,000 points = $12 cash equivalent to pay your insurance premiums)
Actual payment of next insurance premium $188 payable instead of $200 due to $12 offset

Fees & Charges

DETAILS
CHARGES
Annual Fees $192.60 including GST (waived for first 2 years).
Finance Charges Effective Interest Rate (“EIR”): 25.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.071% from the respective transaction dates for all transactions to the date the payment is received.
Cash Advance Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.077% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment Charges A late payment charge of S$80 will be charged if minimum payment due is not received by the due date. The EIR applicable on your credit card and funds transfer account(s) will be adjusted to 28% per annum if the minimum payment due is not received by the due date). If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 25.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full.
For more details on all other applicable fees and charges,  please click here.

Eligibility & Documents

Eligibility

  • Age
    • 21 to 65 years old
  • Minimum Annual Income
    • Singapore Citizens and Permanent Residents: S$30,000
    • Foreigners with Employment Passes: S$60,000
  • Employment Pass Holders
    • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
    • Q Pass holders must have minimum one year validity remaining on their passes

Document Requirements

  • You will need:
    • Copy of NRIC/Passport/Employment Pass (front and back)
  • For salaried (any of the following):
    • Latest month computerised payslip
    • Latest 6 months CPF Contribution History Statement
    • Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution
  • For self-employed
    • Copy of latest income tax notice of assessment (must be in business for a minimum of 2 years)
  • For commission earner (any one from below)
    • Latest 3 months payslip + Latest income tax notice of assessment
    • Latest 6 months CPF contribution history statement
    • Latest 3 months payslip
    • Copy of latest income tax notice of assessment ( For 100% commission earner)

    Refer to application form for details

Terms & Conditions