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Welcome to Standard Chartered Priority Banking Visa Infinite Credit Card

The card rewards you on your total banking relationship with us.

Features

Standard Chartered Visa Infinite Travel Privileges
Standard Chartered Visa Infinite Travel Privileges

Enjoy Priority Pass with Loved Ones

Activate your Priority Pass to enjoy complimentary visits for you and your loved ones each year.

Effective from 1 Oct 2019, the lounge visit fee chargeable to Cardholder for every subsequent visit(s) after the Cardholder has exhausted all Priority Pass Free Visits will be increased to US$32 per person, per visit.

360º Rewards programme

A truly rewarding relationship

You can now earn 360º Rewards Points faster and easier than with any other card because we recognise and reward you not only on your credit card spend but also on your existing portfolio of accounts held, including savings, mortgage and selected investment products.

As your relationship grows with us, so do your rewards.

What’s more:
– Your 360º Rewards Points never expire
– Simply spend $500 per month to enjoy the total banking relationship 360º Rewards Points
– 360º Rewards Points will be credited to the card every month

Product
3600 Rewards Points
Priority Banking Visa Infinite Credit Card Spend S$1 and earn 1 air mile(2.5 points)
Current/Savings account 10 Points per month for every S$10,000 average balance
Fixed deposits 10 Points per month for every S$10,000 average balance
Investments 5 Points per month for every S$20,000 average Asset Under Management
Mortgage Loans 10 Points per month for every S$10,000 outstanding balance
360° Rewards programme and premium service

Highlights of the rewards redemption catalogue:

360° Rewards Points
What you can redeem
32,000 points S$100 CashBack into your card account
2,500 points 1,000 Singapore Airlines KrisFlyer miles
For the full 360° Rewards Programme, please click here
360° Rewards Calculator

We recognise your total banking relationship with us. Our 360° Rewards programme starts with your credit card spend, and also rewards you on your mortgage, investments, deposits and online transactions. Check here how rewarding a banking relationship can be with accelerated rewards.

Hundreds of great gifts await you at sc.com/sg/rewards

And within months, you’ll have enough to redeem:
2 months
5 months
10 months
Total points earned 5,000 12,500 25,000
Redeem these gifts $20 worth of vouchers $50 worth of vouchers $100 worth of vouchers
Priority Banking Visa Infinite Credit Card

An example of how you can earn points

Existing portfolio of accounts
Monthly spend or monthly average balance
360° Rewards Points earned (monthly)
360° Rewards Points earned in one year (12 months)
Priority Banking Visa Infinite Credit Card S$2,000 5,000 60,000
Current/Savings account S$200,000 200 2,400
Fixed deposits S$350,000 350 4,200
Investments S$300,000 75 900
Mortgage loans S$1,500,000 1,500 18,000
Total points earned per month     85,500 points

Rewards and air miles you can redeem with 93,600 points

Vouchers
Air Miles
S$350 worth of shopping vouchers 34,200 air miles (An one-way air ticket to Hong Kong)

     

   

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Visa Privileges

eCommerce Purchase Protection

Enjoy added protection and peace of mind when shopping online with your Visa Infinite Credit Card.

Simply use your Visa Infinite Card to pay for your online purchases where the shipping method can be tracked and be covered for possible losses up to USD$1,000 per claim per annum for any of the following instances:

  • Non-delivery of purchased item after 30 days of scheduled delivery
  • Wrong or incomplete delivery of purchased item
  • Physical damage to the delivered item

Click here for FAQs. Please note cardholder must have copy of purchase receipt, shipment tracking number and other selected details to submit a claim.

For full details of your coverage or claims submission, visit AIG Cardholder Insurance Portal at www.aig.com/visa/apac

This information is made available by AIG and its local representatives who is the insurer under the Program and neither Standard Chartered Bank (Singapore) Limited nor Visa makes any representation or warranty about its completeness or accuracy. Please visit www.aig.com/visa/apac for full details of coverage terms, including disclaimers and exclusions, or contact AIG or its local representatives via email or phone number for any queries or information.

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Exclusive Dining Privileges at Marina Bay Sands

Enjoy up to 30% off your dining bill at participating restaurants at Marina Bay Sands with your Priority Banking Visa Infinite Card. Promotion ends on 31 Dec’21. Find out more at www.sc.com/sg/promotions/mbs/

Fees & Charges

DETAILS
CHARGES
Annual Fees $321.00 including GST for the principal card.
$160.50 including GST for the supplementary card (up to 5 cards).
Finance Charges Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received.
Cash Advance Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment Charges A late payment charge of S$100 will be charged if minimum payment due is not received by the due date.
For more details on all other applicable fees and charges,  please click here.

Important Documents

As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:

  • ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
  • Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at  +65 6846 8000.

Free Credit Report

If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website  or at their registered office. You will need the following documents to obtain the free credit report:

  • Card carrier that comes with your credit card
  • NRIC

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg

*Note: The free credit report is not available for renewed or replaced cards.

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Eligibility & Documents

Eligibility

  • Age
    • 21 to 65 years old
  • Minimum Annual Income
    • For Priority/Private Banking customers:
      • Singapore Citizens and Permanent Residents: S$30,000
      • Foreigners with Employment Passes: S$60,000
  • Employment Pass Holders
    • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
    • Q Pass holders must have minimum one year validity remaining on their passes

Documents Required

  • You will need:
    • Copy of NRIC /Passport
    • Employment Pass (front and back)
  • If you are currently employed (any of the following):
    • Most recent computerised payslip
    • Latest 6 months CPF Contribution History Statement
    • Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution
  • For self-employed
    • Copy of latest income tax notice of assessment (must be in business for a minimum of 2 years)
  • For commission earner (any one from below)
    • Latest 3 months payslip + Latest income tax notice of assessment
    • Latest 6 months CPF contribution history statement
    • Latest 3 months payslip
    • Copy of latest income tax notice of assessment ( For 100% commission earner)

    Refer to application form for details

Terms & Conditions

    1. To qualify for the Relationship Rewards, you must charge at least S$500 worth of retail transaction(s) to your Visa Infinite Card in a particular calendar month.
    2. The Relationship Rewards (360° Rewards Points) will be credited into the valid Priority Banking Visa Infinite Credit Card monthly.
    3. Priority Banking Visa Infinite Credit Cards that have been terminated will not qualify for the Relationship Rewards.
    4. Priority Banking Visa Infinite Credit Cards that are in delinquent status do not qualify for the Relationship Rewards.
    5. 360° Rewards Points can only be earned on personal mortgage loans, investments, fixed deposits and current and savings accounts where the principal Priority Banking Visa Infinite Credit Card holder is the primary account holder. Mortgage loans, investments, fixed deposits and current and savings accounts that are closed within the month will not earn any 360° Rewards Points.
    6. The qualifying mortgage loan balance is the period end balance of commercial mortgage loans and equity loans of the previous month. Loan amounts that are approved but not disbursed do not qualify. A minimum loan of S$100,000 in period end balance is required to qualify for the Relationship Rewards. The maximum points for mortgage loans that can be granted is 5,000 points per month.
    7. The qualifying balance of investments is the total monthly average balance of Unit Trusts, Medium Term Notes, Structured Deposits, Retail Bonds, Premium Currency Investment and Equity Linked Notes of the previous month. CPF-purchased funds do not qualify. The maximum points for Investments that can be granted is 500 points per month.
    8. The qualifying balance of current and savings accounts is the total monthly average balance of all local and foreign currency accounts of the previous month. The maximum points for Current and Savings Accounts that can be granted is 5,000 points per month.
    9. The qualifying balance of fixed deposits is the total monthly average balance of all local and foreign currency fixed deposits of the previous month. The maximum points for fixed deposits that can be granted is 5,000 points per month.
    10. The period used for balance calculation for all the products in Relationship Rewards is based on calendar month; e.g. 1 January – 31 January, 1 June – 30 June, and etc.
    11. The methods used to compute qualifying balances are at the sole discretion of the Bank.
    12. Mortgage loans, investments, fixed deposits and current and savings accounts in foreign currencies will be converted into SGD at the foreign exchange rate determined by the Bank. Such rates may fluctuate from time to time.
    13. The Bank reserves the right not to reward Relationship Rewards on any particular mortgage loans, investments, fixed deposits and current and savings accounts, products or cards at its sole discretion.
    14. The Bank may from time to time change the Terms and Conditions for Relationship Rewards.

FAQs

  • Not all transactions are eligible qualify for reward points. You must charge an eligible retail transaction to earn reward points. Please visit https://av.sc.com/sg/content/docs/sg-pbvi-tnc-full.pdf to view the list of transactions which are not eligible to earn rewards points.

  • To apply for your complimentary Priority Pass membership, simply activate your principal Standard Chartered Priority Banking Visa Infinite Credit Card and SMS PBVI< space >PP< space >last 4 digits of credit card number to 77222 (Example: PBVI PP 1234) using your registered mobile number with the Bank.

  • There is no expiry date on your rewards points earned on your Standard Chartered Priority Banking Visa Infinite Card.

  • You may enjoy complimentary Travel Insurance worth $50,000 each for you and your spouse when you charge to your card at least once when overseas. Please click here for terms and conditions.

  • You may enjoy a waiver of the annual fee charged to your Standard Chartered Priority Banking Visa Infinite Card if you are a fully funded Priority Banking client. For more details, please contact your relationship manager.

  • Click here for more FAQs.