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Upsize your rewards today

Rewards+ Credit Card Benefits

Up to

10x

rewards points on foreign currency on overseas retail, dining and travel1

Up to

5x

rewards points on dining transactions in SGD1

Get

1x

rewards points on all other eligible spend

 

Benefits

For existing Rewards+ Credit Cardholders

Enjoy 0% interest for 3, 6, 9 or 12 months with processing fee from 1.80% (EIR from 4.86%) when you apply for a Credit Card Funds Transfer.

Click here to apply now.

SC Shop and Earn

Enjoy Cashback at 250+ online merchants beyond your banking rewards!

Plus, enjoy higher Cashback with a Priority relationship with us.

T&Cs apply. Find out more here.

Rewards+ Credit Card Features

Instant Digital Credit Card

Apply for an Instant Digital Credit Card³ online using MyInfo. Read more

Complimentary travel medical insurance

Have a peace of mind when you travel with complimentary travel insurance coverage of up to S$500,000. Simply charge your full travel fare to your card before you go abroad. Terms and conditions apply.

Fund Transfers

Get cash instantly at 0% interest at a one-time processing fee with your Standard Chartered Credit Card. T&Cs apply. Read more

SC EasyBill

Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply Read more

0% Interest Instalment Plan

Manage your finances with our interest-free monthly instalment plans. T&Cs apply. Read more

Temporary Credit Limit Increase

Cover your travel, wedding banquet, hospitalisation or unfortunate events with extra cash. T&Cs apply. Read more

EasyPay

Convert your retail transactions into interest-free instalments with no or low processing fees. T&Cs apply. Read more

Credit Card Payments

Pay your Standard Chartered Credit Card bills conveniently, securely and almost instantly. Read more

Live The Good Life® every day

The Good Life® is what you make of it. Enjoy exciting card offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits. Read more

Mobile Payments

Tap your phone on any contactless sales terminal to pay with Apple Pay, Google Pay™ or Samsung Pay. No need to put away your phone and look for your wallet. Read more

Tap-and-Pay Payment

Tap your Rewards+ credit card on any contactless sales terminal and you are done. No signature required for purchases less than $100. Read more

CardSafe Guarantee^

Protect yourself from unauthorised transactions when you shop online with your Rewards+ credit card. Read more

Credit Card Credit Limit Review

Enjoy a higher credit limit for your credit cards to increase your spending power without worry. Get it reviewed instantly online today! T&Cs apply. Read more

FAQ

Foreign Currency spend is defined as non-SGD denominated transactions. For avoidance of doubt, when you are overseas and the retail merchant offers you a choice to pay either in the currency of the country you are visiting (i.e. AUD when you are in Australia) or SGD, choosing AUD would be deemed a Foreign Currency transaction and choosing SGD would be deemed a SGD transaction.

“Qualifying Dining Transactions” are dining spends charged to the Rewards+ Card made at dining establishments in Singapore classified under the Merchant Category Codes (“MCC”) of:

Caterers

Restaurants and eating places;

Pubs & bars; or

Fast Food Restaurants.

For the avoidance of doubt, purchases from establishments including but not limited to local hotel restaurants (including wedding banquets), bakeries and supermarkets that are not classified under the MCCs stated above in Clauses 2(a)-(d) above will not be considered as Qualifying Dining Transactions.

Dining at hotels may or may not be considered as part of Qualifying Dining Transactions because it is dependent on the MCC category of the restaurants situated within the hotels. In general, hotels restaurants are typically categorised under the “Lodging” MCC. Given that “Lodging” MCC does not fall within the MCCs stated in Clauses 2(a)-(d), it will not be considered as an eligible Qualifying Dining Transactions. Therefore, only 1 Reward Point will be awarded for every S$1 charged to the Rewards+ Credit Card.

For each Qualifying Dining Transaction, you will receive 1 Reward Point plus up to 4 additional Rewards Points for every S$1 spent. The additional Rewards Points you may receive will be subjected to the Rewards+ Cap.


For each foreign currency transaction, you will receive 1 Reward Point plus up to 9 additional Rewards Points for every S$1 spent. The additional Rewards Points you may receive will be subjected to the Rewards+ Cap.
 

The transaction will be recognised as a foreign currency transaction so you will get to maximise the number of additional Reward Points you receive, i.e. 9 additional Rewards Points for every S$1 spent.

The Rewards+ cap of 20,000 Rewards Points is only applicable to the additional Rewards Points awarded on Qualifying Dining Transactions and foreign currency transactions.

a. additional four 360° Reward Points for every S$1 spent on Qualifying Dining Transactions; or

b. additional nine 360° Reward Points for every S$1 spent on foreign currency (spends that are not made in Singapore Dollars) on Qualifying Rewards+ Card Transactions.

The Rewards+ Cap of 20,000 Rewards Points applies to a full year from the approval date of your Rewards+ Card, and will be reset every anniversary of the approval date.

Yes. The Rewards+ Cap of 20,000 Rewards Points only applies to the additional Rewards Points awarded on Qualifying Dining Transactions and foreign currency transactions. Once you reach the cap, you may continue to earn 1 Reward Point per S$1 spent on the card.

Qualifying Rewards+ Card are retail transactions with the exceptions of excluded transactions. To view the excluded transactions, please visit https://www.sc.com/sg/rewardsplustncs

Yes, this is available to both main and supplementary Rewards+ cardholders.

You need to purchase your Cathay Cineplex Platinum Movie Suites Ticket over the counter and present your Rewards+ Credit Card for payment. Please note that this promotion is not valid for online purchase and is limited to up to 5 daily redemptions per cardholder.

Yes, each Rewards+ cardholder is limited to a maximum of 5 daily redemptions. Please note that this is subject to a maximum of 1,500 redemptions for the entire duration of the Rewards+ Cathay Movie Promotion.

Click here for more FAQs.