Rewards+ Credit Card Benefits
Up to
10x
rewards points on foreign currency on overseas retail, dining and travel1
Up to
5x
rewards points on dining transactions in SGD1
Get
1x
rewards points on all other eligible spend
Benefits
- FUNDS TRANSFER PROMOTION
- SC SHOP AND EARN
For existing Rewards+ Credit Cardholders
Enjoy 0% interest for 3, 6, 9 or 12 months with processing fee from 1.80% (EIR from 4.86%) when you apply for a Credit Card Funds Transfer.
Click here to apply now.
SC Shop and Earn
Enjoy Cashback at 250+ online merchants beyond your banking rewards!
Plus, enjoy higher Cashback with a Priority relationship with us.
T&Cs apply. Find out more here.
Rewards+ Credit Card Features
Instant Digital Credit Card
Apply for an Instant Digital Credit Card³ online using MyInfo. Read more
Complimentary travel medical insurance
Have a peace of mind when you travel with complimentary travel insurance coverage of up to S$500,000. Simply charge your full travel fare to your card before you go abroad. Terms and conditions apply.
Fund Transfers
Get cash instantly at 0% interest at a one-time processing fee with your Standard Chartered Credit Card. T&Cs apply. Read more
SC EasyBill
Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply Read more
FAQ
Foreign Currency spend is defined as non-SGD denominated transactions. For avoidance of doubt, when you are overseas and the retail merchant offers you a choice to pay either in the currency of the country you are visiting (i.e. AUD when you are in Australia) or SGD, choosing AUD would be deemed a Foreign Currency transaction and choosing SGD would be deemed a SGD transaction.
“Qualifying Dining Transactions” are dining spends charged to the Rewards+ Card made at dining establishments in Singapore classified under the Merchant Category Codes (“MCC”) of:
Caterers
Restaurants and eating places;
Pubs & bars; or
Fast Food Restaurants.
For the avoidance of doubt, purchases from establishments including but not limited to local hotel restaurants (including wedding banquets), bakeries and supermarkets that are not classified under the MCCs stated above in Clauses 2(a)-(d) above will not be considered as Qualifying Dining Transactions.
Dining at hotels may or may not be considered as part of Qualifying Dining Transactions because it is dependent on the MCC category of the restaurants situated within the hotels. In general, hotels restaurants are typically categorised under the “Lodging” MCC. Given that “Lodging” MCC does not fall within the MCCs stated in Clauses 2(a)-(d), it will not be considered as an eligible Qualifying Dining Transactions. Therefore, only 1 Reward Point will be awarded for every S$1 charged to the Rewards+ Credit Card.
For each Qualifying Dining Transaction, you will receive 1 Reward Point plus up to 4 additional Rewards Points for every S$1 spent. The additional Rewards Points you may receive will be subjected to the Rewards+ Cap.
For each foreign currency transaction, you will receive 1 Reward Point plus up to 9 additional Rewards Points for every S$1 spent. The additional Rewards Points you may receive will be subjected to the Rewards+ Cap.
The transaction will be recognised as a foreign currency transaction so you will get to maximise the number of additional Reward Points you receive, i.e. 9 additional Rewards Points for every S$1 spent.
The Rewards+ cap of 20,000 Rewards Points is only applicable to the additional Rewards Points awarded on Qualifying Dining Transactions and foreign currency transactions.
a. additional four 360° Reward Points for every S$1 spent on Qualifying Dining Transactions; or
b. additional nine 360° Reward Points for every S$1 spent on foreign currency (spends that are not made in Singapore Dollars) on Qualifying Rewards+ Card Transactions.
The Rewards+ Cap of 20,000 Rewards Points applies to a full year from the approval date of your Rewards+ Card, and will be reset every anniversary of the approval date.
Yes. The Rewards+ Cap of 20,000 Rewards Points only applies to the additional Rewards Points awarded on Qualifying Dining Transactions and foreign currency transactions. Once you reach the cap, you may continue to earn 1 Reward Point per S$1 spent on the card.
Qualifying Rewards+ Card are retail transactions with the exceptions of excluded transactions. To view the excluded transactions, please visit https://www.sc.com/sg/rewardsplustncs
Yes, this is available to both main and supplementary Rewards+ cardholders.
You need to purchase your Cathay Cineplex Platinum Movie Suites Ticket over the counter and present your Rewards+ Credit Card for payment. Please note that this promotion is not valid for online purchase and is limited to up to 5 daily redemptions per cardholder.
Yes, each Rewards+ cardholder is limited to a maximum of 5 daily redemptions. Please note that this is subject to a maximum of 1,500 redemptions for the entire duration of the Rewards+ Cathay Movie Promotion.
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