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Get up to S$200 Cashback when you apply and make 1 eligible transaction. T&Cs apply.

Sg prudential signature masthead

Get up to S$200 Cashback when you apply and make 1 eligible transaction. T&Cs apply.

The card that rewards you care for your family

Enjoy up to 10X rewards points for every S$1 spent

SC EasyBill

Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply

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Credit Card Credit Limit Review

Benefit from a higher credit limit and increased spend by applying for a credit limit review online. T&Cs apply.

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Temporary Credit Limit Increase

Cover your travel, wedding banquet, hospitalisation or funeral expenses with extra cash. Call 6747 7000 to apply. Temporary Credit Limit Increase T&Cs apply

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Fund Transfers

Get cash instantly at 0% interest at a one-time processing fee with your Standard Chartered Credit Card. T&Cs apply.

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EasyPay

Convert your retail transactions above $200 into 6 or 12 months interest-free instalments with a one-time service fee. T&Cs apply.

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Credit Card Payments

Pay your Standard Chartered Credit Card bills conveniently, securely and almost instantly.

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0% Interest Instalment Plan

Manage your finances with our interest-free monthly instalment plans. T&Cs apply.

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Live The Good Life® every day

The Good Life® is what you make of it. Enjoy exciting card offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits.

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Mobile Payments

Tap your phone on any contactless sales terminal to pay with Apple Pay, Google Pay™ or Samsung Pay. No need to put away your phone and look for your wallet.

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Tap-and-Pay Payment

Tap your credit card on any contactless sales terminal and you are done. No signature required for purchases less than $100.

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CardSafe Guarantee^

Protect yourself from unauthorised transactions when you shop online with your credit card.

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Offset Your Premiums

How it works

Convert your  Rewards Points to offset your premium payments for your Eligible Prudential Policies2.

Download Prudential Insurance Premium Redemption Form

 Rewards Points redemption
EQUIVALENT CASH VALUE WHICH CANBE USED TO OFFSET PREMIUM PAYMENTS FOR ELIGIBLE PRUDENTIAL POLICIES
First 3,000 Rewards Points
(minimum redemption)
S$ 12.00
Subsequent 300  Rewards
Points
S$ 1.20
Use your Prudential Visa Signature card to
Amount in SGD
Rewards Points earned per S$1 spend
Rewards Points
earned
Dine at a restaurant $200 5X 1,000
Purchase a phone $500 1.5X 800
Pay insurance premiums $800 1.5X 1,200
Buy a travel package (charged in foreign currency) $1,200 10X 12,000

Total Rewards Points earned:  15,000 (equivalent to S$60 cash to offset your  premium payment for Eligible Prudential Policies2)

2Primary Cardmembers may only redeem 360° Rewards Points to offset insurance premiums for regular premium policies issued by Prudential Assurance Company Singapore Pte Ltd (“Prudential”) payable on a monthly, quarterly, bi-annual or annual payment cycle and such insurance policies exclude PruShield policies, single premium policies, recurring single premium policies, top up premiums policies, US Dollar policies and policies purchased under the CPF Investment Scheme and Supplementary Retirement Scheme (each an “Eligible Prudential Policy”,  collectively the “Eligible Prudential Policies”).

Above example is for illustration purpose only. Refer to Standard Chartered Prudential Platinum and Prudential Visa Signature Credit Card Terms & Conditions for full exclusion list

Total Rewards Points earned:  15,000 (equivalent to S$60 cash to offset your  premium payment for eligible Prudential Policies)

Fees & Charges

DETAILS
CHARGES
Annual Fees S$192.60 including GST. This annual fee is waived off for the first two years.
Finance Charges Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received.
Cash Advance Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment Charges A late payment charge of S$100 will be charged if minimum payment due is not received by the due date.
For more details on all other applicable fees and charges,  please click here.
Important Documents

As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:
ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.

Free Credit Report

If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website  or at their registered office. You will need the following documents to obtain the free credit report:

  • Card carrier that comes with your credit card
  • NRIC

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg

*Note: The free credit report is not available for renewed or replaced cards.

Eligibility & Documents

Exclusive to Ascend by Prudential customers

  • The policyholder must be an Ascend by Prudential customer.
  • Age
    • 21 to 65 years old
  • Minimum Annual Income
    • Singapore Citizens and Permanent Residents: S$30,000
    • Foreigners with Employment Passes: S$60,000
  • Employment Pass Holders
    • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
    • Q Pass holders must have minimum one year validity remaining on their passes

Documents required

  • You will need:
    • Copy of NRIC/Passport/Employment Pass (front and back)
  • For salaried (any one from below)
    • Latest month computerised payslip
    • Latest 6 months CPF Contribution History Statement
    • Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution
  • For self-employed
    • Copy of latest income tax notice of assessment (must be in business for a minimum of 2 years)
  • For commission earner (any one from below)
    • Latest 3 months payslip + Latest income tax notice of assessment
    • Latest 6 months CPF contribution history statement
    • Latest 3 months payslip
    • Copy of latest income tax notice of assessment ( For 100% commission earner)
    • Refer to application form for details

FAQs

  • The policyholder must be an Ascend by Prudential customer to be eligible for the Prudential Visa Signature Card.

  • The new Card benefits will allow you to earn additional 3.5X  Rewards Points per S$1 spent in local currency on Qualifying Dining Transactions, and additional 8.5X Rewards Points per S$1 spent in foreign currency on Qualifying Foreign Currency Transactions. Such additional Rewards Points are subject to a cap of 50,000 Rewards Points per year.

    10X
    Rewards Points
    For every S$1 spent in foreign currency on Qualifying Foreign Currency Transactions.
    5X
    Rewards Points
    For every S$1 spent in local currency on Qualifying Dining Transactions.
    1.5X
    Reward Points
    For every S$1 spent for all other eligible retail transactions including insurance transactions.
  • No, you are not required to make any minimum spend amount to qualify for the new additional Rewards Points under the Promotion.

  • The Rewards cap of 50,000 Rewards Points is only applicable to the additional Rewards Points awarded on Qualifying Dining Transactions and Qualifying Foreign Currency Transactions.

    This is in additional to the total rewards points earned for other qualifying spends which accords 1.5X rewards points for every S$1 (or its equivalent for spends that are not made in Singapore Dollars, where relevant) spent with the Prudential Visa Signature Card.

    Additional Rewards Points are as follows:

    1.For all Qualifying Dining Transactions, you will earn additional 3.5X Reward Points for every S$1 spent in Singapore Dollars; and

    2.For every Qualifying Foreign Currency, you will earn additional 8.5X Reward Points for every S$1 spent in foreign currency (spends that are not made in Singapore Dollars).

  • The Rewards Cap of 50,000 Rewards Points applies to a full year from the approval date of your Prudential Visa Signature Credit Card and will be reset every anniversary of the approval date.

  • Yes. The Rewards Cap of 50,000 Rewards Points only applies to the additional Rewards Points awarded on Qualifying Dining Transactions and Qualifying Foreign Currency transactions. Once you reach the cap, you may continue to earn 1.5X Reward Point per S$1 (or its equivalent for spends that are not made in Singapore Dollars, where relevant) spent on the card on all eligible Prudential Card Transactions

  • Yes, you can earn rewards points when you use your Prudential Visa Signature Card to pay your Prudential premiums. Visit Prudential Insurance Premium Redemption Form to redeem your rewards points.

  • You can visit the following websites to apply for recurring payments and pay using your Prudential Visa Signature Credit Card:

  • Click here for more FAQs.

Terms & Conditions