The Spree Credit Card (“Spree Card”) gives you cashback (“Spree Cashback“) when you (including your supplementary cardholder(s) on your Card account) charge Eligible Spree Card Retail Transactions (refer to transaction exclusions below) to the Spree Card, in the following manner:

(i) 3% cashback on Eligible Spree Card Retail Transactions identified as online transactions based on codes assigned by Visa that are charged in a foreign currency that are not made via telephone or mail order (“Eligible Foreign Currency Online Transactions”);

(ii) 3% cashback on Eligible Spree Card Retail Transactions identified as vPost transactions (“vPost Transactions”) based on merchant descriptions “PAYPAL *VPOST” and/or “VPOST SHIPPING” and/or “VPOST SHIPPING SERVICE”;

(iii) 2% cashback on Eligible Spree Card Retail Transactions identified as (A) online transactions based on codes assigned by Visa that are charged in Singapore Dollars that are not made via telephone or mail order and/or (B) transactions made using Apple Pay, Google Pay^™ or Samsung Pay via contactless terminals using Near Field Communication technology, and  which are not Samsung Pay transactions using Magnetic Secure Transmissions and/or (C) contactless transactions (“Eligible Local Currency Online Transactions”); and/or

(iv) 1% cashback on all Eligible Spree Card Retail Transactions that are not Eligible Foreign Currency Online Transactions, vPost Transactions or Eligible Local Currency Online Transactions (“Other Retail Transactions”).

The following transactions are not Eligible Spree Card Retail Transactions and will not earn Spree Cashback: a) any cash advance; b) any fees and charges (including but not limited to annual card fees, services fees, interest charges, cheque processing fees, administrative fees, finance charges, and/or late payment charges and other miscellaneous fees and charges); c) any Credit Card Funds Transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Spree Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Spree Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Spree Card account (and/or your supplementary credit card account); j) any tax payments charged to your Spree Card (and/or your supplementary credit card); k) any insurance premiums charged to your Spree Card (and/or your supplementary credit card); l) any top-ups or payment of funds to any prepaid cards and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAL * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM and m) any other charge, fee, transaction or payment as we may stipulate from time to time.

The maximum Spree Cashback awarded for any statement cycle month is capped at S$60 per Card account. Spree Cashback is computed on a monthly basis based on your statement date and will be calculated based on two decimal places for each individual Eligible Spree Card Retail Transaction without any rounding off. Spree Cashback earned will be reflected in that month’s card statement but credited to your principal Card account only in the following statement cycle month. Such Spree Cashback amount will be automatically offset against the following statement cycle month’s billed amount. Spree Cashback earned by your supplementary cardholder(s) of the Spree Card will be credited into your principal Card account. Visit here for the full Spree Credit Card Terms and Conditions that apply.

To be eligible for Credit Cards Sign-Up Promotion (“Promotion”) available from 1 July 2019 to 30 September 2019 (both dates inclusive) (the “Promotion Period”), you must (a) apply for one of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Bank”); (b) be a new to Standard Chartered principal cardholder (i.e. do not have any existing/previously cancelled principal credit cards in the last 12 months with the Bank); and (c) activate the physical version of the Eligible Card within the first 30 days of card approval. If you satisfy all the eligibility criteria (a) to (c) above, you will be eligible to receive S$80 cashback (“New CC Cashback”), subject to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion. If you are an existing to Standard Chartered principal cardholder and you satisfy all the eligibility criteria, you will be eligible to receive up to S$20 cashback (“Existing CC Cashback”); subject to the Current Cashback Cap and Previous Cashback Cap. The New CC Cashback and Existing CC Cashback under this Promotion will be credited to your principal Eligible Card account within 30 working days of the date of activation of your Eligible Card. Visit sc.com/sg/signup-tnc for details and the full Credit Cards Sign-Up Promotion Terms and Conditions that apply. “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard® Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and PruPrestige Visa Signature Credit Card.

The Standard Chartered Digital Credit Card Terms and Conditions (“Terms and Conditions”) is applicable from 1 July 2019 (inclusive). By submitting an application for an Eligible Card online at https://www.sc.com/sg/credit-cards/ or via the SC Mobile app, you agree to be bound by the Terms and Conditions. The Terms and Conditions would apply when you (a) apply for one of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Bank”) as a principal cardholder (“Eligible Cardholder”); (b) your application for the Eligible Card is made online at www.sc.com/sg/credit-cards/ or via SC Mobile app (“Application”); and (c) Your Eligible Card application is instantly approved by Standard Chartered, where such approval is provided immediately after submitting the application online (“Instant Approval”), and this approval is final and unconditional. Upon Instant Approval, you must opt to activate your virtual credit card which you can use without the physical credit card (“Digital Credit Card”) by clicking on the “ACTIVATE MY DIGITAL CREDIT CARD” button. A Digital Credit Card can only be used on “Eligible Retail Transactions” which are defined as: (a) Online purchases with merchants that use 3-Domain Secure (“3DS”) with one-time password (“OTP”); and (b) Digital Wallet payments through Apple Pay, Google Pay™ or Samsung Pay. For the avoidance of doubt, in the event the Bank is unable to process your Eligible Card application due to system failure, system outage, malfunction, delay or any other circumstances whatsoever, whether within our reasonable control or otherwise, the Bank will not be able to provide Instant Approval, and the Bank disclaims all liability arising for any such delay including any loss, damage or inconvenience caused to/incurred by you the applicant, or any third party arising from or in connection therewith. Click here for full Terms and Conditions. “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and Visa Infinite Credit Card.