The Spree Credit Card (“Spree Card”) gives you cashback (“Spree Cashback“) when you (including your supplementary cardholder(s) on your Card account) charge Eligible Spree Card Retail Transactions (refer to transaction exclusions below) to the Spree Card, in the following manner:

(i) 3% cashback on Eligible Spree Card Retail Transactions identified as online transactions based on codes assigned by Visa that are charged in a foreign currency that are not made via telephone or mail order (“Eligible Foreign Currency Online Transactions”);

(ii) 3% cashback on Eligible Spree Card Retail Transactions identified as vPost transactions (“vPost Transactions”) based on merchant descriptions “PAYPAL *VPOST” and/or “VPOST SHIPPING” and/or “VPOST SHIPPING SERVICE”;

(iii) 2% cashback on Eligible Spree Card Retail Transactions identified as (A) online transactions based on codes assigned by Visa that are charged in Singapore Dollars that are not made via telephone or mail order and/or (B) transactions made using Apple Pay, Google Pay^™ or Samsung Pay via contactless terminals using Near Field Communication technology, and  which are not Samsung Pay transactions using Magnetic Secure Transmissions and/or (C) contactless transactions (“Eligible Local Currency Online Transactions”); and/or

(iv) 1% cashback on all Eligible Spree Card Retail Transactions that are not Eligible Foreign Currency Online Transactions, vPost Transactions or Eligible Local Currency Online Transactions (“Other Retail Transactions”).

The following transactions are not Eligible Spree Card Retail Transactions and will not earn Spree Cashback: a) any cash advance; b) any fees and charges (including but not limited to annual card fees, services fees, interest charges, cheque processing fees, administrative fees, finance charges, and/or late payment charges and other miscellaneous fees and charges); c) any Credit Card Funds Transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Spree Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Spree Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Spree Card account (and/or your supplementary credit card account); j) any tax payments charged to your Spree Card (and/or your supplementary credit card); k) any insurance premiums charged to your Spree Card (and/or your supplementary credit card); l) any top-ups or payment of funds to any prepaid cards and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAL * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM and m) any other charge, fee, transaction or payment as we may stipulate from time to time.

The maximum Spree Cashback awarded for any statement cycle month is capped at S$60 per Card account. Spree Cashback is computed on a monthly basis based on your statement date and will be calculated based on two decimal places for each individual Eligible Spree Card Retail Transaction without any rounding off. Spree Cashback earned will be reflected in that month’s card statement but credited to your principal Card account only in the following statement cycle month. Such Spree Cashback amount will be automatically offset against the following statement cycle month’s billed amount. Spree Cashback earned by your supplementary cardholder(s) of the Spree Card will be credited into your principal Card account. Visit here for the full Spree Credit Card Terms and Conditions that apply.

The Period of Insurance is from from 9 October 2017 to 31 December 2018.

Spree Credit Card Cardholder who buys a Covered Item from the Internet and pays for it using the  Spree Credit Card (“Credit Card”) and within 30 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, AXA will reimburse 50% of the price difference up to S$250 per Covered Item to the Cardholder, provided always that: a) The minimum price difference between the Purchase Price paid for the Covered Item and the lower price of the same exact item found on another website is S$50; b) Our maximum liability per Cardholder/Cardholders for the Period of Insurance is S$1,000. For the purpose of clarity, “Covered Item” refers to any retail product that is purchased new from the Internet for personal use or given as a gift and paid for entirely with the Credit Card at the point of purchase and is not an excluded item identified in Section 3 of the Online Price Guarantee Terms and Conditions. Click here for the full Online Price Guarantee Terms and Conditions that apply

To be eligible for Credit Cards Sign-Up Promotion (“Promotion”) available from 1 September 2018 to 31 January 2019 (both dates inclusive) (the “Promotion Period”), you must (a) apply for one of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Bank”); (b) be a new to Standard Chartered principal cardholder (i.e. do not have any existing/previously cancelled principal credit cards in the last 12 months with the Bank); and (c) activate the Eligible Card within the first 30 days of card approval. If you satisfy all the eligibility criteria (a) to (c) above, you will be eligible to receive a choice of one of the following: (i) S$100 cashback (“New CC Cashback”), subject to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion; or (ii) S$150 worth of promo codes for use on the Amazon Singapore Prime Now App (“Prime Now Credits”). If you are existing to Standard Chartered principal cardholder and you satisfy all the eligibility criteria, you will be eligible to receive up to S$20 cashback (“Existing CC Cashback”); subject to the Current Cashback Cap and Previous Cashback Cap and will not be eligible to receive the Prime Now Credits. The New CC Cashback and Existing CC Cashback under this Promotion will be credited to your principal Eligible Card account within 30 working days of the date of activation of your Eligible Card. The Prime Now Credits under this Promotion will be issued to you in the form of three (3) promo codes worth S$50 each. Standard Chartered will send you the promo codes through a redemption letter within 60 working days of the date of activation of your Eligible Card. You are required to enter the promo code when you check out with your Singapore shopping cart on the Amazon Singapore Prime Now mobile app (“Prime Now App”) and make payment using your Eligible Card to claim the Prime Now Credits. Each promo code can only be redeemed once. Each promo code has a validity date as stated on the redemption letter and each promo code must be utilised before its expiry date. For the avoidance of doubt, if you are a new credit cardholder applying for more than one Eligible Cards within the same credit card application and have opted to receive Amazon Credits on the first credit card, you are not entitled to any cashback for the subsequent credit card(s) you apply within the same credit card application Visit sc.com/sg/signup-tnc for details and the full Credit Cards Sign-Up Promotion Terms and Conditions that apply. “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard® Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and PruPrestige Visa Signature Credit Card.

To be eligible for Credit Cards Sign-Up Bonus Cashback Promotion (“Promotion”) available from 3 October 2018 to 14 February 2019 (both dates inclusive) (the “Promotion Period”), you must (a) apply for at least 1 of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Bank”) as a principal cardholder (“Cardholder”) between 3 October to 31 December 2018 (“Application Period”); (b) your Eligible Card application must be approved by the bank by 14 January 2019  ; and (c) the Eligible Card account must, within six (6) months of the Eligible Card account opening date, be valid (i.e. the Eligible Card account must not be suspended, cancelled and/or terminated), in good standing, and conducted in a proper and satisfactory manner as determined by Standard Chartered in its sole and absolute discretion. If you satisfy all the eligibility criteria (a) to (c) above, you will be eligible to participate in the Bonus Cashback Promotion. To receive the 5% cashback on all eligible transactions (“Bonus Cashback”)   (capped at S$100 for new to Standard Chartered principal cardholder (i.e. do not have any existing/previously cancelled credit cards as a principal cardholder in the last 12 months with the Bank) and S$50 for existing Standard Chartered principal cardholders), you must charge a minimum of S$500  on eligible transactions (“Minimum Eligible Total Spend”) within the first 30 days of card approval date on a single card. For clarity, the Minimum Eligible Total Spend cannot be aggregated across multiple Eligible Cards. Subject to these terms, if you satisfy all the eligibility criteria (a) to (c) above and fulfil the Minimum Eligible Total Spend (“Eligible Cardholder”), you will be eligible to receive the Bonus Cashback. For Eligible Cards  approved between 3 October to 30 November 2018, the cashback will be credited to your principal Eligible Card account by 31 January 2019; for cards approved between 1 December 2018 to 14 January 2019, the cashback will be credited to your principal Eligible Card account by 31 March 2019. A SMS notification will be sent to the relevant Eligible Cardholder’s   registered mobile number with the Bank to inform him/her that the Bonus Cashback amount has been credited to his/her Eligible Card account. The details of the Bonus Cashback will be reflected in the Eligible Cardholder’s next Statement of Account. For the avoidance of doubt, Eligible Transactions (as defined in Clause 5 of full Credit Cards Sign-up Bonus Cashback Terms and Conditions) that are charged to the supplementary cards linked to an Eligible Card will be counted towards fulfilment of the Minimum Eligible Total Spend requirement (as set out in Clause 3 of full Credit Cards Sign-up Bonus Cashback Terms and Conditions) for the purposes of this Promotion. . Unless otherwise stated, this Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions. The Promotion is valid in conjunction with the Credit Card Sign Up Promotion (the terms and conditions of which can be found here), Standard Chartered and Grab August to December 2018 Promotion (the terms and conditions of which can be found here), the Standard Chartered Caltex 2018 Promotion (the terms and conditions of which can be found here) and The Good Life Privileges (which can be found here). Visit sc.com/sg/bonuscashback-tnc/for details and the full Credit Cards Sign-Up Bonus Cashback Promotion Terms and Conditions that apply.  “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard® Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, PruPrestige Visa Signature Credit Card and Prudential Platinum Credit Card.