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Welcome to the Spree Credit Card

Now, get S$120 cashback when you make 1 eligible transaction. With no minimum spend and up to S$30 cashback monthly, there’s another great reason to go on that shopping spree.

Features

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CREDIT CARD FUNDS TRANSFER

Get interest-free cash from as low as 0.7% processing fee (EIR from 2.83% p.a.) Terms and Conditions apply

Enjoy exclusive privileges with your credit card
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STANDARD CHARTERED AND CALTEX 2020 PROMOTION
Enjoy up to 20% savings on your monthly fuel purchase
Terms and Conditions apply
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The Good Life® Programme
Enjoy exciting privileges with your Standard Chartered Credit Card.
Terms and Conditions apply

How to enjoy Cashback on your spend in a month?

With no minimum spend and up to S$30 cashback monthly, here’s how the Spree Credit Card lets you earn attractive cashback:

Merchant
Product
Category
Amount Spent
Cashback
Cashback earned
Bloomingdale’s Designer dress Online Foreign Currency $600 3% $15.00
Pottery Barn Coffee Table Online Foreign Currency $600 3% $18.00
vPost Shipping Fees vPost  $52.50 3%  $1.57
shop.adidas.com.sg Gym shoes Online Local Currency  $148.00 2%  $2.96
Swensen’s via ApplePay Dining Mobile Payment  $87.20 2%  $1.74
Takashimaya Frying pan Other retail spends $33 1% $0.33
Total $1100.70 $39.60
Total Cashback awarded: $30.00

Fees & Charges

DETAILS
CHARGES
Annual Fees S$192.60 including GST. This annual fee is waived off for the first two years.
Finance Charges Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received.
Cash Advance Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment Charges A late payment charge of S$100 will be charged if minimum payment due is not received by the due date.
For more details on all other applicable fees and charges,  please click here.

Important Documents

As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:

  • ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
  • Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.

 

Free Credit Report

If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website  or at their registered office. You will need the following documents to obtain the free credit report:

  • Card carrier that comes with your credit card
  • NRIC

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg

*Note: The free credit report is not available for renewed or replaced cards.

 

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Eligibility & Documents

Eligibility

  • Age
    • 21 to 65 years old
  • Minimum Annual Income
    • Singapore Citizens and Permanent Residents: S$30,000
    • Foreigners with Employment Passes: S$60,000
  • Employment Pass Holders
    • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
    • Q Pass holders must have minimum one year validity remaining on their passes

Documents Required

  • You will need:
    • Copy of NRIC /Passport/
    • Employment Pass (front and back)
  • For salaried (any of the following)
    • Latest 6 months CPF statement
    • Latest 3 months payslip
    • Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution
  • For self-employed
    • Copy of latest income tax notice of assessment (must be in business for a minimum of 2 years)
  • For commission earner (any one from below)
    • Latest 3 months payslip + Latest income tax notice of assessment
    • Latest 6 months CPF contribution history statement
    • Latest 3 months payslip
    • Copy of latest income tax notice of assessment ( For 100% commission earner)

    Refer to application form for details

FAQs

  • The Spree card allows you to earn 3% cashback on all online spend in foreign currency and vPost spend, 2% spend on all online spend in local currency, all contactless & mobile payments, and 1% cashback on all other retail spends.

  • There is no minimum spend required to qualify for the 3% / 2% / 1% cashback.

  • The cashback cap on Spree Credit Card is capped at S$30 currently.

  • No, the cashback cap of S$30 on Spree Credit Card is based on statement month, not calendar month.

  • The cashback cap on the Spree Credit Card is capped at S$30 currently, you will not be able to earn more than S$30 cashback on the card.

  • The Complimentary Cyber Protection Insurance for Spree Credit Card is available till 31 Dec 2020 only. It consists of:

    1. Digital Online Shopping Protection – In the event that a Spree Credit Cardholder buys goods online for personal use that turns out to be a “Non Delivery of the goods” or “Non-compliant goods”, insurance can cover up to S$1,000 during period of insurance provided.
    2. Online Price Guarantee – If a SCB Spree Credit Cardholder purchases a Covered Item from the internet, pays for it in full, using the SCB Spree Credit Card and within 14 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, Allianz will reimburse the price difference up to S$1,000 per Covered Item.

  • Please visit https://www.sc.com/sg/terms-and-conditions/spree-credit-card-terms-and-conditions  to view the list of transactions which are not eligible to earn cashback on the Spree Card.

  • No minimum spend is required to qualify for the cashback.

  • Please refer to Clause 5 in Standard Chartered Spree Card Terms and Conditions for transactions which are not eligible for cashback.

    You may also access the full Standard Chartered Spree Card Terms and Conditions for more details.

  • Click here for more FAQs.

Terms & Conditions

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