You are now leaving the Standard Chartered Bank (Singapore) Limited (“SCBSL”) website to access a third party website ("Third Party Website").
SCBSL shall not be liable for the handling of any information you may provide on the Third Party Website, or for any loss incurred in connection with your access to or use of the Third Party Website. SCBSL makes no warranties, representations or undertakings about the Third Party Website.
Proceed
From 1 January to 31 December 2019 (“Period of Insurance”), all Spree Credit Cardholders will enjoy the following benefits when making an online purchase using the Spree Credit Card:
Digital Online Shopping Protection
In the event that a Spree Credit Cardholder buys goods online for personal use that turns out to be a “Non-delivery of the goods” or “Non-compliant goods”, insurance cover of up to S$1,000 during the Period of Insurance is provided, subject to the Allianz Cyber Insurance Master Policy and Conditions.
Online Price Guarantee
If a Spree Credit Cardholder purchases a Covered Item online, pays for it in full, using the Spree Credit Card and within 14 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, Allianz will reimburse the price difference up to S$1,000 per Covered Item, subject to the Allianz Cyber Insurance Master Policy and Conditions.
Click here for details and the Allianz Cyber Insurance Master Policy Terms and Conditions2
With no minimum spend and up to $60 cashback monthly, here’s how the Spree Credit Card lets you earn attractive cashback:
|
Merchant
|
Product
|
Category
|
Amount Spent
|
Cashback
|
Cashback earned
|
|---|---|---|---|---|---|
| Bloomingdale’s | Designer dress | Online Foreign Currency | $398.00 | 3% | $11.94 |
| Pottery Barn | Coffee Table | Online Foreign Currency | $1,680.00 | 3% | $50.40 |
| vPost | Shipping Fees | vPost | $52.50 | 3% | $1.57 |
| shop.adidas.com.sg | Gym shoes | Online Local Currency | $148.00 | 2% | $2.96 |
| Swensen’s via ApplePay | Dining | Mobile Payment | $87.20 | 2% | $1.74 |
| Takashimaya | Skincare products | Other retail spends | $260.00 | 1% | $2.60 |
| Total | $2,625.70 | $71.21 | |||
| Total Cashback awarded: | $60.00 | ||||
|
DETAILS
|
CHARGES
|
|---|---|
| Annual Fees | S$192.60 including GST. This annual fee is waived off for the first two years. |
| Finance Charges | Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received. |
| Cash Advance | Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment. |
| Late Payment Charges | A late payment charge of S$80 will be charged if minimum payment due is not received by the due date. The EIR applicable on your credit card will be adjusted to 29.9% per annum if the minimum payment due is not received by the due date). If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 26.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full. |
| For more details on all other applicable fees and charges, please click here. | |
As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:
If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.
Free Credit Report
If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website or at their registered office. You will need the following documents to obtain the free credit report:
Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg
*Note: The free credit report is not available for renewed or replaced cards.
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Refer to application form for details
Dear Customer,
As part of the many benefits provided for all our Spree Credit Cardholders, all Spree Credit Cardholders will now enjoy the benefits of the Allianz Cyber Insurance Master Policy underwritten by Allianz Global Corporate & Specialty SE Singapore Branch (“Allianz”) with effect from 1 January 2020 (inclusive of this date). Under this plan, Spree Credit Cardholders will enjoy the benefits for Digital Online Shopping Protection and Online Price Guarantee from 1 January to 31 December 2020 (both dates inclusive) (“Period of Insurance”).
Digital Online Shopping Protection
In the event that a Spree Credit Cardholder buys goods online for personal use that turns out to be a “Non-delivery of the goods” or “Non-compliant goods”, insurance cover of up to S$1,000 during the Period of Insurance is provided, subject to the Allianz Cyber Insurance Master Policy and Conditions.
Online Price Guarantee
If a Spree Credit Cardholder purchases a Covered Item online, pays for it in full, using the SCB Spree Credit Card and within 14 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, Allianz will reimburse the price difference up to S$1,000 per Covered Item, subject to the Allianz Cyber Insurance Master Policy and Conditions.
Important: Please note that for any claims for item purchased online from 1 January 2019 onwards, Spree Credit Cardholders should approach Allianz for any assistance on their Online Price Guarantee claims that stem from the usage of the Spree Credit Card and for queries relating to claims on item purchased online prior to 1 January 2019 should be directed to AXA.
Click here for details and the Allianz Cyber Insurance Master Policy Terms and Conditions.
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