The Spree Credit Card (“Spree Card”) gives you cashback (“Spree Cashback“) when you (including your supplementary cardholder(s) on your Card account) charge Eligible Spree Card Retail Transactions (refer to transaction exclusions below) to the Spree Card, in the following manner:

(i) 3% cashback on Eligible Spree Card Retail Transactions identified as online transactions based on codes assigned by Visa that are charged in a foreign currency that are not made via telephone or mail order (“Eligible Foreign Currency Online Transactions”);

(ii) 3% cashback on Eligible Spree Card Retail Transactions identified as vPost transactions (“vPost Transactions”) based on merchant descriptions “PAYPAL *VPOST” and/or “VPOST SHIPPING” and/or “VPOST SHIPPING SERVICE”;

(iii) 2% cashback on Eligible Spree Card Retail Transactions identified as (A) online transactions based on codes assigned by Visa that are charged in Singapore Dollars that are not made via telephone or mail order and/or (B) transactions made using Apple Pay, Google Pay^™ or Samsung Pay via contactless terminals using Near Field Communication technology, and  which are not Samsung Pay transactions using Magnetic Secure Transmissions and/or (C) contactless transactions (“Eligible Local Currency Online Transactions”); and/or

(iv) 1% cashback on all Eligible Spree Card Retail Transactions that are not Eligible Foreign Currency Online Transactions, vPost Transactions or Eligible Local Currency Online Transactions (“Other Retail Transactions”).

The following transactions are not Eligible Spree Card Retail Transactions and will not earn Spree Cashback: a) any cash advance; b) any fees and charges (including but not limited to annual card fees, services fees, interest charges, cheque processing fees, administrative fees, finance charges, and/or late payment charges and other miscellaneous fees and charges); c) any Credit Card Funds Transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Spree Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Spree Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Spree Card account (and/or your supplementary credit card account); j) any tax payments charged to your Spree Card (and/or your supplementary credit card); k) any insurance premiums charged to your Spree Card (and/or your supplementary credit card); l) any top-ups or payment of funds to any prepaid cards and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAL * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM and m) any other charge, fee, transaction or payment as we may stipulate from time to time.

The maximum Spree Cashback awarded for any statement cycle month is capped at S$60 per Card account. Spree Cashback is computed on a monthly basis based on your statement date and will be calculated based on two decimal places for each individual Eligible Spree Card Retail Transaction without any rounding off. Spree Cashback earned will be reflected in that month’s card statement but credited to your principal Card account only in the following statement cycle month. Such Spree Cashback amount will be automatically offset against the following statement cycle month’s billed amount. Spree Cashback earned by your supplementary cardholder(s) of the Spree Card will be credited into your principal Card account. Visit here for the full Spree Credit Card Terms and Conditions that apply.

The Period of Insurance is from from 9 October 2017 to 8 October 2018.

Spree Credit Card Cardholder who buys a Covered Item from the Internet and pays for it using the  Spree Credit Card (“Credit Card”) and within 30 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, AXA will reimburse 50% of the price difference up to S$250 per Covered Item to the Cardholder, provided always that: a) The minimum price difference between the Purchase Price paid for the Covered Item and the lower price of the same exact item found on another website is S$50; b) Our maximum liability per Cardholder/Cardholders for the Period of Insurance is S$1,000. For the purpose of clarity, “Covered Item” refers to any retail product that is purchased new from the Internet for personal use or given as a gift and paid for entirely with the Credit Card at the point of purchase and is not an excluded item identified in Section 3 of the Online Price Guarantee Terms and Conditions. Click here for the full Online Price Guarantee Terms and Conditions that apply

To be eligible for the Credit Cards Sign-Up Promotion (“Promotion”) available from 1 July to 31 December 2018 (both dates inclusive) (“Promotion Period”), you must (a) apply for 1 of the Eligible Cards (as defined below) issued by Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the “Bank”) as a principal cardholder (“Cardholder”) during the Promotion Period; (b) be a new to Standard Chartered principal cardholder (i.e. do not have any existing/previously cancelled principal credit cards in the last 12 months with the Bank); and (c) activate the Eligible Card within the first 30 days of card approval. Eligible cardholders who fulfil all of limbs (a) to (c) above will receive up to S$100 cashback (“New CC Cashback”) for the Eligible Card approved under this Promotion; subject to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion. For the avoidance of doubt, this Previous Cashback Cap may be lesser or greater than the Current Cashback Cap of $120. No further cashback will be awarded under this Promotion if the previous cashback cap under any earlier Credit Card Sign-up Promotions has been reached, as determined by the Bank, notwithstanding that such previous cashback cap may be lesser or greater than $120. If you already have an existing / previously cancelled principal credit card with the Bank in the last 12 months from the date the Eligible Card is approved but fulfil all other requirements contained in limbs (a) and (c) above, you will be eligible to receive up to S$20 cashback (“Existing CC Cashback”) for the Eligible Card approved under this Promotion, subject to the Current Cashback Cap and Previous Cashback Cap.

If you satisfy all the relevant eligibility criteria set out in the above, you will be eligible to receive up to S$120 cashback based on: S$100 for the first credit card (New CC Cashback) and S$20 cashback for the second credit card (Existing CC Cashback), subject to the Current Cashback Cap and Previous Cashback Cap.

This Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions unless stated in the full terms and conditions. Credit Cards Sign-Up Promotion Terms and Conditions apply. Please visit sc.com/sg/credit-cards/cardssignup-tnc for full terms and conditions, including eligibility and exclusions. “Eligible Card” refers to Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard^® Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card or PruPrestige Visa Signature Credit Card.