Features | Eligibility | Terms & Conditions | Useful Information

Features

  • Extended lines of credit

    Designed to suit your needs, we offer Guarantee Instalment Loans up to NTD 5 million.

  • Flexible tenures

    We support your working capital requirements by offering flexible loan tenures up to 3 years.

  • No collateral required

    Our Guarantee Instalment Loans are offered by our SME Group and require no additional collateral.

Eligibility

  • Business owner aged 26 to 65
  • Enterprise with business registration and more than 5 years in operation
  • Solid credit rating for business owner and spouse
  • Annual sales turnover of at least NTD 5 million

Terms and Conditions

    1. The loan is limited to enterprises with business registration in Taiwan, at least 50% of shares are owned by residents of Taiwan, business location in Taiwan and positive net value for the latest fiscal year
    2. The bank's index rate will be adjusted on 20th February, 20th May, 20th August and 20th November. For more information, please refer to the explanation available on the bank's website
    3. Standard Chartered Bank (Taiwan) Limited has final discretion on approval over the percentage of loan offered, interest rates applied, loan tenure and loan application. Details of the loan agreement shall follow Guarantee Instalment Loan application document and agreement of the SME, Standard Chartered Bank (Taiwan) Limited
    4. There are penalties for the early redemption of the Guarantee Instalment Loan. A penalty of 2% of the early redemption amount will be imposed for the 1st year after disbursement. A penalty of 1% of the early redemption amount will be imposed during the 2nd year after disbursement. Standard Chartered Bank (Taiwan) Limited also offers other loan programs without early redemption penalties. Please contact your relationship manager for more information
    5. Standard Chartered Bank (Taiwan) Limited reserves the right to terminate or modify this program as well as the product contents and agreement at any time
    6. Service Hotline
      For fixed-line telephone, please call: 4051-0088
      For mobile phone, please call: (02)4051-0088

Useful Information

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SME Banking Hotline:
4051-0088

For mobile phone, please call
02-4051-0088

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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