Offering competitive step-up interest rates and a full range of cash management products, our Business Saver account helps you increase efficiency and profitability for your business operations.
Designed to enhance your working capital, Business Saver pays interest on your transaction accounts.
High returns
Our NTD or USD Business Saver accounts offer tiered interest rates, maximizing your returns.
Details
Two Major Advantages to Help You Better Manage Your Cash
The more deposit balance you have, the higher interest you will earn
Both the NTD and USD Business Saver accounts adopt tiered rates, which allows you to maximise the return on your deposit.
NTD Business Saver Account Interest Rate Table
NTD amount
Floating rates (%)
$1 ~ $500,000
0.08%
$500,001 ~ $5,000,000
0.25%
$5,000,001 ~ $50,000,000
0.30%
$50,000,001 ~ $100,000,000
0.35%
$100,000,001 ~
0.35%
* Interest is paid based on different amount brackets.
USD Business Saver Account Interest Rate Table
USD amount
Floating rates (%)
$1 ~ $15,000
0.08%
$15,001 ~ $150,000
0.28%
$150,001 ~ $1,000,000
0.58%
$1,000,001 ~ $1,500,000
0.70%
$1,500,001 ~
0.70%
* Interest is paid based on different amount.
Accrued Interest Calculation Example
NTD Business Saver Account
Assuming the Sun Rise Co., Ltd. opened a Business Saver NTD account and deposited NTD 8 million on 6th June. Calculation of interest for the day of June 6th shall be as follows:
NTD 500,000 * 0.08% / 365 days = NTD 1.10
NTD 4,500,000 * 0.25% / 365 days = NTD 30.82
NTD 3,000,000 * 0.30% / 365 days = NTD 24.66
Interest for 6 June would be approximately NTD 56.58
Please note: The same process applies to calculate interest for the Business Saver USD account, however, we use 360 days to calculate the annual interest rate.
Eligibility
This product is limited to applications from corporate accounts, sole proprietorships or partnerships. It is not applicable for personal accounts
Customers can choose to use either a NTD or USD account as the designated Business Saver Account, and both demand deposit account opening documents and the designated account agreement must be signed accordingly
Terms and Conditions
Agreement Terms
NTD Account: An account management fee of NTD 200 is applicable to designated accounts with an average balance of less than NTD 200,000 in any one specific month. The month runs from 21st of the previous month to the 20th of the next month
USD Account: An account management fee of USD10 is applicable to designated accounts with an average balance of less than USD10,000 in any one specific month. The month runs from the 1st to the end of that month
Termination of the agreement or clearing of the account: The Company agrees that termination of the agreement or clearing of the account will not be conducted until 6 months after the signing of the aforementioned agreement and overdue account management fee has been completely paid off
Terms & Conditions
Standard Chartered Bank (Taiwan) Limited reserves the rights to modify product benefits at any time. Contents of modification shall be based on announcement on the bank's website.
Other related reminders shall follow the terms stipulated in the Business Saver Account Agreement. For more information, please visit your nearest Standard Chartered branch or contact your customer relationship manager
Service Hotline For fixed-line telephone, please call: 4051-0088 For mobile phone, please call: (02)4051-0088
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