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Standard Chartered Fund Campaigns

  • Mutual Fund Theme Fund Campaign

  • Mutual Fund RSP Campaign

City, Urban, Architecture

Mutual Fund Theme Fund Campaign

Subscribe designated “Taiwan” theme funds during the campaign period to enjoy 0 subscription fees if meeting the conditions

People, Person, Face
Subscribe designated “Taiwan” theme funds during the campaign period to enjoy 0 subscription fees if meeting the conditions
Campaign Period: 2023/10/01 to 2023/12/31
  • Log in to the Internet/Mobile Bank, click “Fund Overview” under “Fund Investment”, search for keyword such as “Taiwan”, and then click on the name of each fund to enter the basic information page to confirm the subscription fee rate then to find the funds applicable to the campaign.
  • Please refer to “Campaign Description” below on this page. All investments entail risks, and fund investments can result in gains or losses. Prospective investors should carefully review the prospectus before making any purchases.
City, Urban, Architecture

Mutual Fund RSP Campaign

Mutual Fund RSP subscription via SCB online / mobile banking could enjoy discount up to 80% off on the subscription fee with each subscription amount with no greater than NT$ 100,000

Bag, Sack, Baby
Mutual Fund RSP subscription via SCB online / mobile banking could enjoy discount up to 80% off on the subscription fee with each subscription amount with no greater than NT$ 100,000
Campaign Period: 2023/10/01 to 2023/12/31
  • new MF RSP subscription (excluding money market funds) through the bank’s internet/mobile banking could enjoy up to 80% off discount on the subscription fees starting from 36th successful subscription, 65% off discount on the subscription fees from 12th to 35th successful subscription, and 50% off discount on the subscription fees from 1st to 11th successful subscription for each subscription amount no greater than NT$ 100,000.
  • Please refer to “Campaign Description” below on this page. All investments entail risks, and fund investments can result in gains or losses. Prospective investors should carefully review the prospectus before making any purchases.
Tw mutual funds step by step
Tw mutual funds step by step
Tw mutual funds step by step
Tw mutual funds step by step
1.Account opening online application
(I do not have Standard Chartered deposit account)
Tw mutual funds step by step
2.Trust account application
(I already have Standard Chartered deposit account)
Tw mutual funds step by step
3.Complete CIP online
(I already have Standard Chartered deposit account)
Tw mutual funds step by step
4.Subscribe fund in online/mobile banking
(I already have Standard Chartered trust account and complete CIP)
Tw mutual funds step by step

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Female, Girl, Person

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  1. The campaign period of this event is from October 1, 2023 to December 31, 2023.
  2. The funds applicable to the campaign are designated Taiwanese themed funds. Customers can confirm the funds applicable to the campaign through the following steps: Log in to the Internet/Mobile Bank, click “Fund Overview” under “Fund Investment”, search for keyword such as “Taiwan”, and then click on the name of each fund to enter the basic information page to confirm the subscription fee rate then to find the funds applicable to the campaign.
  3. During the campaign period, subscription to the funds applicable to the campaign through lump-sum transaction via the bank’s Internet/mobile banking could enjoy zero subscription fees for first time per person and subscription amount should be no greater than NT$500,000.
  4. During the campaign period, subscriptions to the funds applicable to the campaign through RSP transaction via the bank’s Internet/mobile banking could enjoy zero subscription fees during the period. For example: Wilson can enjoy zero subscription fees if he newly subscribes to funds applicable to the campaign through the Internet and mobile banking from October , 2023 to December 31, 2023, and each subscription amount is no greater than NT$100,000. If the fund is continuously subscribed from the trust account after December 31, 2023 and the amount is no greater than NT$100,000, the subscription fees are zero.
  5. In the event of fund liquidation, merger, quota control, fund de-registration in Taiwan and other matters declared by the fund managers make the funds unable to subscribe or matters stated in the general agreement of the trust, the discount cannot be applied.
  6. This discount cannot be used in conjunction with other discount；fund subscriptions, redemptions, conversions, and related restrictions and precautions are subject to the announcements on the Bank’s websites.
  7. The Bank reserves the right to modify, change, suspend or terminate the content of the campaign at any time, and the latest announcement on the Bank’s website shall prevail.
  8. Remind you: investment is risky, and fund investment can record profits or losses, and you should read the prospectus carefully before investing.
  1. During the campaign period (from October 1, 2023 to December 31, 2023), new MF RSP subscription (excluding money market funds) through the bank’s internet/mobile banking could enjoy up to 80% off discount on the subscription fees starting from 36th successful subscription, 65% off discount on the subscription fees from 12th to 35th successful subscription, and 50% off discount on the subscription fees from 1st to 11th successful subscription for each subscription amount no greater than NT$ 100,000. For example, Wilson made RSP subscription to fund through the Bank’s Internet Banking in October 2023 and set subscription amount of NT$2,000 each time. The subscription fee board rate of the fund is 3%. When the cumulative number of successful subscriptions falls between 1st and 11th time, the subscription fee discount is 50% off, that is, the subscription fee will be NT$30 (2000* 3%*50%); when the cumulative number of successful subscriptions reaches between12th and 35th (inclusive), the subscription fee discount is 65% off, that is, the subscription fee for each subscription is NT$21 (2,000*3%*35%). When the cumulative number of successful subscriptions reaches the 36th or above, the subscription fee discount is 80% off, that is, the subscription fee will be NT$12 (2000 * 3% * 20%)
  2. The cumulative number of successful subscriptions is calculated based on the same trust account of the same person. The cumulative number of successful subscriptions is calculated since the establishment of the trust account. Different trust accounts of the same person or different trust accounts of different people cannot be combined for calculation. In the event of failed subscription or suspension of subscription, it will not be included into the cumulative number of successful subscriptions
  3. If the customer subsequently switches the investment of the trust account to other funds, the conversion part is also applicable to the discount of this campaign. Subscription fee is calculated based on the fee board rate announced by the bank at the time of subscription.
  4. In the event of fund liquidation, merger, quota control, fund de-registration in Taiwan and other matters declared by the fund managers make the funds unable to subscribe or matters stated in the general agreement of the trust, the discount cannot be applied.
  5. The funds applicable to the campaign are limited to the funds actually sold by the bank at the time of subscription (not applicable to money market funds and funds that are limited to subscriptions by professional investors), and this discount cannot be used in conjunction with other discount；fund subscriptions, redemptions, conversions, and related restrictions and precautions are subject to the announcements on the Bank’s websites.
  6. Rules for the same trust account: if the preset subscription days fall on public holidays, the subscription will be postponed to the next business day. If the next business day is also the preset subscription day, subscriptions will be made on the day together. Further, if the scenario happens to be 11th and 12th or 35th and 36th times of subscriptions, the applicable discount rate will be the discount rate of the earliest subscription of the day and the applicable rate will apply to all subscriptions in the same day. The discount rate of the next subscription after the day will be based on the cumulative number of successful subscriptions. For example, if the 11th(preset day is public holiday) and 12th times of the subscriptions will be on the same day, the 50% discount off on the subscription will be applied to all subscriptions on the day, and the 65% discount off on the subscription fee will be applicable until the next subscription. For example, assuming October 10th to October 11th are holidays and October 12th is a business day, Wilson has a trust account that accumulated 9 successful subscriptions before October 10th, and the subscriptions in October are set on October 10th(10th time), October 11th (11th time), October 12th (12th time). Since the first two subscriptions fall on holidays, and they will be postponed and done on October 12th, and 50% discount off on the subscriptions fee will apply to these three subscriptions. The next subscription after October 12th (exclusive) will apply to the 65% off discount on the subscription fee, and so on.
  7. Remind you: investment is risky, and fund investment can record profits or losses, and you should read the prospectus carefully before investing.
  8. The Bank reserves the right to modify, change, suspend or terminate the content of the campaign at any time, and the latest announcement on the Bank’s website shall prevail.

What is Mutual Fund:

  • A Mutual Fund pools funds from various individuals and entrusts them to a professional fund management company for investment in suitable targets, making it an investment tool that allows for risk diversification.
  • Mutual funds adhere to the investment adage of “don’t put all your eggs in one basket,” allowing for the creation of substantial savings from small amounts and providing a stable and profitable investment benefit.
  • Your investment backed by both Standard Chartered’s local professional wealth management team and experienced overseas consultants.

Characteristics of Mutual Fund:

  • Simple procedures with a low investment threshold, starting from just NT$1,000.
  • Investment funds are diversified across various assets, effectively reducing investment risks.
  • High liquidity, as funds can be easily converted based on the fund company’s announced net asset value, providing flexibility.
  • Professionally managed by experts from the fund company.
  • Regular (or non-regular) investments, regardless of market entry timing or price fluctuations. Holding fund units long-term yields more units purchased at a relatively lower average price. Even small amounts of wealth can accumulate over time.
  • Classification based on investment targets:
Types Descriptions
Equity Fund Invest in various types of equities. Characterized by high liquidity, high returns, and higher risk. The main source of profit comes from capital gains achieved through buying low and selling high.
Bond Fund Invest in various types of bonds. Characterized by lower risk and are favored by investors seeking stable income.
Balanced Fund Aim to achieve a balance between capital growth and stable income. A mix of investments in both equities and bonds (with varying weight restrictions for each fund). Investment returns and risk fall between equity fund and bond fund.
Money Market Fund Invest in financial instruments from the money market. Characterized by high liquidity and low risk. Often used for short-term investments and as an intermediary for fund conversions.
Sector Specific Fund Invest in specific industry sectors. The smaller the investment scope, the higher the risk, but the expected returns are relatively higher. Examples include mining funds, energy funds, technology funds, etc.
FOF Invest in other funds. These funds create portfolios from their own offerings or funds from other companies.
  • Classification by investment region: Investment diversification helps mitigate risks. Therefore, single-market fund carry the highest risk, regional fund have intermediate risk, and global fund carry the lowest risk.
Types Descriptions
Single-Market Fund Invest in a single country, such as the United States, China, etc.
Regional Fund Invest in a specific region, such as the Asia-Pacific region, European Union region, etc.
Global Fund Invest in assets spanning countries around the world.

Onshore Funds are issued by domestic investment trust companies, denominated in the local currency (e.g., New Taiwan Dollar), and sold to domestic investors. Offshore Funds are issued by foreign fund management companies, denominated in foreign currencies, and available to investors worldwide. The following table compares the main differences between onshore and offshore funds:

Onshore Funds Offshore Funds
Investment Regions Focuses primarily on the domestic market, may also invest in foreign markets Spans global markets, with a focus on foreign ones
Minimum Investment Amount

Taking Standard Chartered as example

 Single Investment:

NT$10,000 or more

Regular Investment (dollar-cost averaging):

NT$1,000 or more

 Single Investment:

NT$50,000 or more

Regular Investment (dollar-cost averaging):

NT$1,000 or more
Redemption Period 3-10 business days from the transaction instruction date (varies based on fund company procedures) 2-8 business days from the transaction instruction date (varies based on fund company procedures)

Sources of Fund Returns:

  • Capital Gains: Profits generated from the price difference when buying and selling equities or other securities of listed or over-the-counter companies. This is the primary source of profit for equity funds.
  • Interest Income: Refers to dividends or cash dividends distributed annually by companies in which the fund has invested.
  • Exchange Rate Gains/Losses: For funds invested in foreign stock markets, some are denominated in local currency (e.g., New Taiwan Dollar), while others are denominated in foreign currency (e.g., US Dollar). Daily fund net asset value reflects not only capital gains and interest income but also exchange rate differences, leading to gains or losses due to currency exchange.

Risks Associated with Fund Investment:

  • Market Risk: Fund performance (net asset value) depends on the rise and fall of the underlying assets. If the prices of these assets decrease, investors may face losses on their invested capital.
  • Currency Exchange Risk: For offshore funds denominated in foreign currency, there’s a risk associated with currency exchange when converting funds from local currency to foreign currency.
  • Interest Rate Risk: This risk pertains to the impact of significant interest rate increases or decreases, particularly affecting bond fund.
  • Other Risks: Relevant risks for each fund will be detailed in the fund’s prospectus. Investors should review relevant information before making subscriptions.

Learn more

  • Subscription fees:

The subscription fees = amount invested in domestic/offshore funds or other securities (exclusive of offshore bonds) * fee rate

(Note: amount invested in local or foreign fund or other securities + fee amount + Accrued Interest (if any) = subscription amount payable).

Subscription fees are collected in the same currency as the subscribed fund/security. Timing of subscription fee payment: the Trustor shall pay fees to the Trustee at the time when subscribing to local/foreign funds or securities.

  • Trust management fees:

Trust management fees are collected only for three years after the date of subscription.

Calculation: amount redeemed × trust management fee rate × number of days held ÷ 365.

(Trustors are reminded that subscriptions made on or before September 30, 2007, will still be subject to the previous fee terms.)

Security type Management fee rate
Domestic bond fund Not required
Domestic overseas investment funds 0.2%
Domestic equity funds 0.2%
Offshore funds 0.4%
ETFs and shares 0.2%
Other securities 0.2%
OBU securities 0.2%; or 0.4% for offshore funds (subject to a minimum of USD20 or equivalent foreign currency)
  • Conversion fees:

Conversion fees are collected on a per-account, per-transaction basis (in the event of a partial conversion, fees are charged for the amount converted). The Trustee may also collect fee shortfalls if any. These fees are calculated based on rates specified by the respective fund issuers, and are payable in one lump sum by the Trustor to the Trustee and fund issuer. Timing of conversion fee payment for monetary funds: if a Trustor initially subscribes to a monetary fund and requests to convert into an equity fund or a bond fund some time later, the Trustee will collect fees on the initial subscription and on the subsequent conversion. Fees will be collected in NTD or the original currency.

Calculation of initial conversion fees for monetary funds:

  1. amount converted from fund A x fee rate for converting into fund B
  2. conversion fee charged by the Trustee at NTD500 or equivalent foreign currency + additional fees charged by the fund issuer.

Timing of fee payment: the Trustee will deduct the above amount from Trustor’s deposit account when the conversion is executed. Subsequent conversions will be subject to conversion fees charged according to the Trustee’s policies. Small-sum subscriptions of equity or bond funds may not be converted into monetary funds.

  • Channel service fees – at time of subscription:

Calculated by multiplying the applicable fee rate to the amount of entrusted capital. To be paid by counterparties or fund issuers to the Trustee at the time of subscription. If this service fee has already been listed in product description or fund prospectus, the counterparty/fund issuer will deduct this amount from the daily net asset value of the respective instruments.

  • Channel service fees – for the holding period:

To be calculated by the Trustee by applying the fee rate to net asset values published by counterparties/fund issuers. This fee will be paid by counterparties/fund issuers to the Trustee. The method of payment may differ depending on the counterparties or fund managers involved, and may occur on a monthly, quarterly, semi-annual or annual basis. If this service fee has already been listed in product description or fund prospectus, then the counterparty/fund issuer will deduct this amount from the daily net asset value of the subscribed fund.

  • Distribution Fee

This distribution fee will be collected by fund issuers according to their policies. They are deducted from funds’ net asset values, and are not collected by the Trustee.

If the Trustor issues a trade instruction and later cancels it before the cutoff time specified by the Trustee, the Trustee may collect a reasonable sum from the Trustor to cover its costs.

The Trustor understands and agrees that any compensation, fees, discounts or benefits of any kind that the Trustee receives from its trade counterparties in relation to the trust arrangement under this agreement (the special-purpose money trust) may be withheld by the Trustee as a form of remuneration for its trust services, to the extent permitted by law. When investing in structured instruments and overseas bonds, the Trustee may disclose the above remunerations it receives from counterparties in documents such as product descriptions and terms and conditions.

  • Notes on non A share funds trading and fees
  1. Should the Trustor choose to invest in non A share, no subscription fee will be collected by the Trustee at the time of subscription, according to the fund issuer’s policies. However, the fund issuer will collect a “deferred fee” at the time the Trustor redeems; this fee is calculated based on the length of the holding period and will be deducted from redemption proceeds. The “deferred fee” mentioned above is how fees are charged for non A share. The Trustor will be charged a “conditional deferred fee” only if the fund is redeemed before the agreed duration; the Trustor will be exempted of all fees if the investment is held beyond the agreed duration.
  2. The Trustor acknowledges that investment in certain products, offshore non A share may be subject to Distribution Fees and “Shareholder Service Fees” in addition to the usual fund management fees, as specified in the prospectus. The abovementioned fees are deducted from the daily net asset value.
  • Applicable Subscription Exchange Rate: The bank’s forex trading room calculates the relevant entrusted subscription by adding 2 pips to the Taipei forex broker’s trading price during operational hours (approximately 3:45 to 4:00 pm).
  • Applicable Redemption Exchange Rate: After the bank completes the redemption with the fund company and the funds are credited to the bank, the bank, on behalf of the trustee, processes the redemption in batch mode. This is done using the bank’s published exchange rate plus 3 pips during operational hours (approximately 10:00 to 12:00 am).
Type Descriptions
Security type Domestic bond fund – subscription Other domestic funds Offshore funds or securities
Counter business hours 09:00-10:30 09:00-15:30 09:00-15:30
  • The net asset value is the actual price of a mutual fund. The calculation is derived by subtracting the various costs and fees incurred by the fund on that day (including related implicit costs and trading fees) from the total assets value of the fund. This value is then divided by the total number of fund units issued on that day to determine the net asset value per unit.
  • Net Asset Value (NAV) = (Total Fund Assets – Total Relevant Costs and Fees) / Total Fund Units
  • Note: Implicit costs include performance fees, distribution fees, custody bank fees, management fees, and other expenses, etc.
  1. Fund Investment is not covered by deposit insurance and is not within the scope of deposit insurance protection. Fund investments come with investment risks that could lead to a loss of the principal amount. While the bank carries out its obligations as Trustee, it does not guarantee the preservation or non-loss of the entrusted funds or the minimum return. Risks associated with investment include credit risk, market risk, capital loss, exchange rate loss, as well as fund dissolution, liquidation, transfer, merger, etc. Investors are responsible for these risks, and in the worst-case scenario, the maximum loss could be the entire invested principal. Trustors/beneficiaries assume gains and losses.
  2. The fact that funds have been approved for offering by the Financial Supervisory Commission does not imply that they are risk-free. The fund managers’ past performance should not be construed as a guarantee on minimum returns. Except for its duties as a prudent manager, the fund managers’ is not liable for the gains or losses of the funds it offers, and nor does it guarantee minimum returns. The Trustor is advised to fully comprehend the prospectus before subscribing.
  3. Different entry timings can lead to varying investment performance, and past performance does not guarantee future results.
  4. The distribution yield of a fund does not represent its return rate, and past distribution yields do not guarantee future distribution yields. The net asset value of a fund may fluctuate due to market factors. The costs associated with the fund (including distribution fees for offshore funds) are disclosed in the fund’s prospectus or investor notification and can be inquired about at public information observation stations or offshore fund information observation stations.
  5. In accordance with applicable laws, the bank will withhold taxes as required during payment. If tax laws change in the future, the customer’s tax liability will be processed according to relevant legal provisions. The investment returns may not be the same as the initial expectations due to potential changes in tax laws.