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While others are busy banking, you live life to the fullest.

Adult, Female, Person

While others are busy banking, you live life to the fullest.

Welcome to Premium Banking. Because you deserve different

You look at life differently. At Standard Chartered Premium Banking, we do too. So we take a holistic approach to your life needs and help you grow your wealth. With Premium Banking, you will enjoy:

Premium Products

Premium Rates and Fees

Premium Rewards

Premium Services

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Premium Products

  • Premium Products

      We offer you a wide range of deposit product and account services options in local currency (RMB), as well as up to 10 foreign currencies, empowering you with complete financial flexibility.

    • Investment Services

      We offer a suite of investment solutions to make investing simple and access to market insights to help you make well-informed decisions.

    • Protect your family and your assets with our comprehensive suite of insurance solutions.

    • We offer a wide range of credit cards with various travel rewards and value-added services.


      Make your dream property a reality with our innovative mortgage solutions that offer you fast and flexible financing.

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Premium Rates and Fees

    • Via online/mobile banking, Premium Banking clients can enjoy:

      1. Free of handling fee for CNY domestic transfer, daily transaction limit up to CNY200K;
      2. Free of handling fee and cable fee for FCY via Standard Chartered Global Link Fund Transfer*;
      3. Free of handling fee for FCY via Normal Overseas Transfer to any banks (including overseas Standard Chartered Banks).

      *The countries/markets currently enabled for Standard Chartered same-name account transfers include Hongkong, Singapore, Malaysia, Philippine, Indonesia, India, Pakistan, Thailand, Vietnam, UAE, Bahrain, Brunei; The latest countries/markets will be shown on online/mobile banking during transaction.

    • Via counters of branches/sub-branches:

      1. All Premium Banking clients can enjoy free of handling fee and no cable fee (until 31 Dec 2024) for CNY overseas transfer. Overseas correspondent bank fee may be charged separately (if the remitter chooses “OUR” to bear all overseas banks charges);
      2. Qualified Premium Banking clients can enjoy 50% off handling fee and 0.05% of transaction amount as handling fee for FCY overseas transfer (only eligible for transaction amount no less than USD 5000 or equivalent). Overseas correspondent bank fee may be charged separately (if the remitter chooses “OUR” to bear all overseas banks charges).
    • Fee waiver for cash withdrawal on any domestic or overseas China Union Pay (CUP) ATMs.

    • Preferential Foreign Currency exchange rate available at branch, online banking and mobile banking.

    • Fee waiver of Foreign Currency cash withdrawal at branch.

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Premium Rewards

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Premium Services

  • Premium Services

      With just one click, you can instantly interact with our Live Chat Agent by text, video or audio conversations with file transfer capability.

    • Please call 956083 or (86-755) 956083 (Hong Kong/Macau/ Taiwan/Overseas) if you have any enquiry.

    • With our secure Online Banking and Mobile Banking services, you can enjoy complete control over your accounts anytime anywhere.

    • Follow the Wechat Official Account of “渣打中国客户服务” and “渣打财富管理” today to know more.