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While others are busy banking, you live life to the fullest.

Premium banking top xb

Welcome to Premium Banking. Because you deserve different

You look at life differently. At Standard Chartered Premium Banking, we do too. So we take a holistic approach to your life needs and help you grow your wealth. With Premium Banking, you will enjoy:

Premium Products


      We offer you a wide range of deposit product and account services options in local currency (RMB), as well as up to 10 foreign currencies, empowering you with complete financial flexibility.

    • Investment Services

      We offer a suite of investment solutions to make investing simple and access to market insights to help you make well-informed decisions.


      Protect your family and your assets with our comprehensive suite of insurance solutions.


      We offer a wide range of credit cards with various travel rewards and value-added services.


      Make your dream property a reality with our innovative mortgage solutions that offer you fast and flexible financing.

Premium Rates and Fees

  • Premium Rates and Fees

    • Daily transaction limit up to RMB 200,000.

    • Fee waiver for cash withdrawal on any domestic or overseas China Union Pay (CUP) ATMs.

    • Preferential Foreign Currency exchange rate available at branch, online banking and mobile banking.

    • Fee waiver of Foreign Currency cash withdrawal at branch, when minimum withdrawal amount is greater than USD 1,000 or equivalent foreign currency.

    • For qualified Premium Banking Customers, 0.05% of transaction amount charged as service handling fee for the 1st transaction every month and the transaction amount of no less than USD 5,000 or equivalent. While overseas correspondent part may charge separately.

Premium Rewards

Premium Services

    • A dedicated Premium Banking phone line is provided at (86) 400 865 5686 or (86) 0755-25467050 so you can reach our specialist when you have questions and need advice.


      Our Video Banking consultant is here to provide you a convenient, one-stop premium experience for your banking needs.

    • With our secure Online Banking and Mobile Banking services, you can enjoy complete control over your accounts anytime anywhere.

    • Follow the Wechat Official Account of “渣打中国” and “渣打财富管理” today to know more.