Our Green and Sustainable Product Framework outlines the activities that we believe support sustainable development, as mapped to the UN Sustainable Development Goals (SDGs).

Developed in collaboration with Sustainalytics, the leading provider of ESG and corporate governance research, the Framework sets the basis for sustainable products, including Sustainable Fixed Deposit & Certificates of Deposit, to help fund the SDGs across the Bank’s footprint markets, especially in developing countries.

The balance from your Sustainable Fixed Deposit & Certificates of Deposits will be referenced against Sustainable Assets (loans and projects) held in aggregate by SCB Group. For the purpose of Sustainable Fixed Deposit (or Certificates of Deposits), the Sustainable Assets shall be at least equal to or greater in value than the balance from Sustainable Fixed Deposit (or Certificates of Deposits). The current themes within our Green and Sustainable Product Framework include but are not limited to renewable energy, sustainable water & wastewater management, clean transport, green buildings, access to water, healthcare, facilities and employment generation. We will report annually on the impact of our Sustainable Finance assets through our Sustainable Finance Impact Report. This is reviewed by an independent third party.

Channel for placement: Branch、Hotline、Online Banking (mobile Banking)

Channel for Early Withdrawal: Branch、Hotline

Selling Period: 2026 Aug 1 ~ 2026 Aug 31

*For partial early withdrawal, customers will be requested to visit branches to conduct the transaction.

Period: Aug 1st 2026 ~ Aug 31st 2026

Enjoy below interest rates on a Sustainable Fixed Deposit with eligible new funds*

Sustainable Fixed Deposit (USD)

Sustainable Fixed Deposit (CNY)

Channel for placement: Branch, Hotline, Online Banking (Mobile Banking)

Customers may call our hotline 956083（requires TIN）or login to Online Banking/Mobile Banking APP to book fixed deposit deals.  Customer may also visit any of our retail branches in person to apply for fixed deposits.  For clients that just newly meet the eligibility of above new funds rates, there may be a short time-delay of your eligibility status if you choose to place fixed deposits from Online Banking/Mobile Banking channels.  If you have any inquiries regarding the fixed deposit rates you see, please feel free to contact our hotline or your relationship manager.   The new funds rates eligible to “All Customers” cannot be placed from Online Banking/Mobile Banking channels.

*

1. Eligibility Criteria for the Priority Banking Customer here refers to ：（1）Customers who maintain the balance of RMB 500,000 (or equivalent amount in foreign currency) of deposits and /or investments during the campaign period；or（2） a customer keeps a minimum of RMB 2,000,000 (or an equivalent amount in foreign currency) outstanding principal amount of the mortgage loans with the Bank at the end of the last working day of the month.
2. Eligibility Criteria for the Priority Private Customer here refers to ： Customers who maintain the balance of RMB 7,000,000 (or equivalent amount in foreign currency) of deposits and /or investments during the campaign period.
3. Eligible ‘New Fund Balance’ refers to the net incremental increase in balance of all deposits with all currencies (excluding amount of fund transfer between our bank accounts) in our bank on top of the customer’s balance maintained in all deposit types (including structure deposit) as of last working day of previous month. The max booking amount of this special offer cannot exceed the equivalent amount of Eligible “New Funds” during the campaign period. For avoidance of doubt, any outward transfer of funds from your bank account, subscription of insurance products, mutual funds or any wealth management products may result in a net decrease of balance maintained with us, in which case there will be no eligible new funds. When the “New Funds” you transfer out exceed the funds you transfer in, the displayed limit will be negative. In this case, you will need to transfer in additional new funds to meet the minimum deposit amount. The calculation of new funds in local a foreign currency deposits includes the following products: Savings, Fixed Deposit, Call Deposit, Individual Certificates of Deposit, Individual Fixed Deposit, Individual Sustainable Certificates of Deposit, Structured Deposit. The net incremental change in balance of funds may also fluctuate due to FX fluctuations, etc. “Our Bank” stands for “Standard Chartered Bank (China) Limited”.
4. For the purposes of this promotion, the Bank may refresh or change the Eligible tenure, Promotional Rate and Preferential Rate from time to time. Please refer to the Bank’s website at www.sc.com/cn/deposits/ for the latest Preferential Rate.
5. Foreign exchange rate may rise or fall with uncertainty due to market changes. Foreign currency transaction has potential risks and may have positive or
   negative effects on customer’s earnings.
6. If the fixed deposit is denominated in a foreign currency, the principal amount and its interest received may be exposed to foreign exchange rate risk that cannot be eliminated. The total return of the fixed deposit would be exposed to the foreign exchange rate risk associated with RMB and such foreign currency. In case of large fluctuations in the exchange rate that is unfavourable to you, the exchange rate risk may even result in loss in your principal amount if converted to RMB. For Chinese individuals who place foreign currency deposits using the annual convenience quota for CNY to FCY conversion, if the matured/redeemed funds need to be exchanged back to CNY, the conversion can only be carried out within the annual convenience quota.

For ineligible funds, Conventional Deposit Rates will be applied.