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Standard Chartered Priority Banking Visa Infinite Credit Card Sign-Up Promotion (1 January 2018 to 30 June 2018) Terms and Conditions

1. This Standard Chartered Priority Banking Visa Infinite Credit Card Sign-Up Promotion (1 January 2018 to 30 June 2018) (the “Promotion”) is available from 1 January 2018 to 30 June 2018 (both dates inclusive) (the "Promotion Period"), unless otherwise extended or otherwise terminated in accordance with these terms and conditions. By participating in this Promotion, you agree to be bound by these terms and conditions.

Eligibility

2. To qualify for this Promotion and receive cashback referred to in Clause 5 below:

a. you must apply for the Standard Chartered Priority Banking Visa Infinite Credit Card (“Eligible Card”) issued by Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the “Bank”) as a principal cardholder (“Cardholder”);

b. you must be a new Eligible Card principal cardholder. In other words, you must not have any existing or previously cancelled principal Eligible Cards in the last 6 months;

c. Standard Chartered must receive your application for the Eligible Card within the Promotion Period. Notwithstanding the foregoing, Standard Chartered may continue to process any application received by Standard Chartered up to 14 calendar days after the end of the Promotion Period, and Standard Chartered shall retain the sole and absolute discretion to determine the eligibility of these applications and/or allow the said applications for the purposes of this Promotion on a case-to-case basis, subject to these terms and conditions;

d. your Eligible Card application must be approved by Standard Chartered, where such approval is final and unconditional;

e. your Eligible Card must be activated within 30 days of card approval; and

f. the Eligible Card account must, within six (6) months of the Eligible Card account opening date, be valid (i.e. the Eligible Card account must not be suspended, cancelled and/or terminated), in good standing, and conducted in a proper and satisfactory manner as determined by Standard Chartered in its sole and absolute discretion.

3. For the avoidance of doubt, if you have an existing Eligible Card with the Bank at the point of your application for the Eligible Card or previously cancelled Eligible Card with the Bank in the last 6 months from the date the Eligible Card is approved, you will not be eligible for this Promotion.

4. For the avoidance of doubt, if you have received the Eligible Card in conjunction with your application for a CashOne / Credit Card Instalment Loan or a Mortgage Loan under the Home Suite Bundle, you will not be eligible for the cashback) under this Promotion.

5. Subject to these terms, if you satisfy all the eligibility criteria set out in Clause 2 above, you will be eligible to receive S$100 cashback (hereinafter referred to as the “Gift”).

6. If you are eligible for Gift pursuant to Clause 5 above, it will be credited to your principal Eligible Card account within 60 working days of the date of activation of your Eligible Card, subject to the Eligible Card being valid and in good standing. The Gift awarded under this Promotion must be utilised within six (6) months from the date of activation of your Eligible Card, failing which, any unused portion of the Gift may be forfeited. Transfer of cashback to another credit card account or withdrawal of cashback in the form of Cashier’s Order or any other means shall not be permitted.

General

7. By participating in this Promotion, you consent to the use of your personal data for marketing purposes, including but not limited to the use of your telephone number to contact you about products and promotions offered by the Bank from time to time via telephone, SMS or multimedia messaging. Such consent will also prevail even if you are registered or subsequently register your contact information with the national Do Not Call Registry.

8. The Gift is not exchangeable for cash or any other items, and are non-transferable and non-assignable.

9. If the Bank at any time determines (at its sole and absolute discretion) that any of the eligibility requirements set out in Clause 2 above was not or has not been complied with but the Gift has been redeemed by you, the Bank reserves the right to recover the Gift or the value of the Gift from you.

10. Standard Chartered reserves the right to do any of the following without prior notice:

a. terminate, withdraw, shorten or extend this Promotion at the Bank’s sole and absolute discretion, with or without prior notice or reason; and/or

b. vary, modify, add or delete any of the terms of the Promotion, including replacement or substitution of the Gift with any item of equivalent of similar value, without prior notice or reason (and the Bank shall not be obliged to disclose its reason). You agree and consent to be bound by any such variation.

11. These Standard Chartered Priority Banking Visa Infinite Credit Card Sign-Up Promotion Terms and Conditions are to be read in conjunction with our Customer Terms, Priority Banking Visa Infinite Credit Card Terms, Credit Card Terms and any other specific Product Terms that may be relevant in connection with this Promotion ("Other Terms"). In the event of any inconsistency between these terms and the Other Terms, these terms prevail only to the extent of such inconsistency.

12. Standard Chartered is not responsible for any failure or delay in the transmission of any transaction by any party, including but not limited to the acquiring merchants, merchant establishments or any telecommunication provider.

13. Standard Chartered makes no warranty or representation as to the quality, merchantability or fitness for purpose of the goods and services bought and accepts no liability for the services provided by any merchant or service provider. Any dispute about the same must be resolved directly with the merchant or service provider.

14. Standard Chartered is not an agent of any merchant or service provider or vice versa.

15. Standard Chartered reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with this Promotion, including your eligibility for this Promotion and/or to receive the sign-up gift or cashback (as applicable) under this Promotion. Standard Chartered’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.

16. A person who is not a party to the Standard Chartered Priority Banking Visa Infinite Credit Card Sign-Up Promotion (1 January 2018 to 30 June 2018) Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of the Promotion Terms and Conditions.

17. These Standard Chartered Priority Banking Visa Infinite Credit Card Sign-Up Promotion (1 January 2018 to 30 June 2018) Terms and Conditions are governed by and shall be construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.

18. All information is correct at time of print.