Consent Letter for Disclosure of Personal Information to Third Parties (Including Overseas)

Separate Consent for Disclosure of Personal Information to Third Parties:

I am aware and agree that for the purpose of processing my Online Banking (including Mobile Web Service) , Mobile Banking transaction applications and providing me with the following functions/services under online banking and mobile banking, I authorize the Standard Chartered Bank (China) Limited (hereinafter referred to as “us” or “SCB China”) for the purpose of providing services or complying with applicable laws and regulations, disclose to relevant regulatory authorities and below third parties the following information that may constitute personal information of me or the relevant information subject, for the purpose of signing or performing contracts with me (such as providing me with relevant services, processing transactions initiated by me), verifying customer identity, complying with legal obligations and regulatory requirements, etc..

The above authorization shall be valid during the period when I use SCB China Online Banking (including Mobile Web services) , Mobile Banking services. If SCB China online banking and mobile banking services in provision to me are terminated according to Online Banking Terms and Conditions, the above authorization shall be terminated simultaneously.

Functions/Services	Purpose and Method of Processing
Opening a Renminbi Account (Type II/III)	We will collect your name, ID number, mobile phone number, bank card details and other necessary personal information for the purpose of verifying the identity of the card holder and the authenticity of the linked bank. We will submit via China UnionPay (https://cn.unionpay.com/) such personal information to the opening bank of your Type I account, who will then verify the consistency of the personal information and send back the verification results via China UnionPay. If you login Online Banking to open Renminbi Account (Type II/III), we also need to disclose your name, date of birth, country of birth, city of birth, citizenship information, address, ethnicity information, FATCA U.S. Person information and CRS tax residency information (Taxpayer Identification Number) ,binding debit card number, telephone and account opening branch, and transaction details to Standard Chartered Global Business Services Co., Ltd., which is used for processing purpose of related products.
Opening a Foreign Currency Account	We will need to disclose your account details and transaction details, FATCA U.S. Person information and CRS tax residency information (Taxpayer Identification Number) to Standard Chartered Global Business Services Co., Ltd., which is used for processing purpose of related products.
Withdrawing Online Banking Fixed Deposits or Call Deposit	We will need to disclose your account details and transaction details to Standard Chartered Global Business Services Co., Ltd, which is used for processing purpose of related products.
Making domestic funds transfers (including mobile phone number, intra-bank, and inter-bank funds transfers)	We will need to send the relevant account details and transaction details of you and the payee to the payee, the beneficiary, the clearing house, the clearing or settlement systems and other institutions, and disclose the same to Standard Chartered Global Business Services Co., Ltd., in order to fulfil the ultimate transaction and clearance purposes.
Making overseas funds transfers or Global Link Fund Transfer	We will need to send the relevant account details and transaction details of you and the payee to the payee, the beneficiary, the intermediary bank, the correspondent and agent bank (e.g. the correspondent and agent bank in the SWIFT system), the clearing house, the clearing or settlement systems and other institutions, and disclose the same to Standard Chartered Global Business Services Co., Ltd., in order to fulfil the ultimate transaction and clearance purposes.
Wealth Management Connect funds transfers	We will need to send the relevant account details and transaction details of you and the payee to the payee, CIPS Co., Ltd. and other institutions in order to fulfil the purposes of cross-border RMB settlement and completion of transaction.
Investment Product	We will need to disclose the information about your investments in bank-distributed funds, bank-distributed private assets management schemes, bank-distributed wealth management products and our own wealth management products (including the investor’s name, number, type, expiration date of the investor’s ID, the investor’s gender and date and city of birth, FATCA U.S. Person information, the investor’s tax resident country or region, taxpayer identification number, the investor’s occupation code, the investor’s mobile phone number, residence phone number and office phone number, the investor’s email address, fax number and postcode, the investor’s annual income, the investor’s current residence country or region and current address, the name of the investor’s employer, the account name and number of the investor’s receiving account, the investment amount, the bank with which the investor opens its receiving account, connected persons, the account numbers of the investor’s bank-distributed fund account, bank-distributed wealth management account, and QDII Global Fund account, Get Investor Certificate flag, Non-Resident flag, risk tolerance level, Eligible Investor information, transaction product details (amount and units)) to Standard Chartered Global Business Services Co., Ltd., which is used for account opening and transaction purpose of related products.
	For bank-distributed funds and bank-distributed private assets management schemes, we will also need to disclose
	the information listed above to our authorised partners, i.e. the relevant fund management companies (for contact details, please refer to the official websites and customer service hotlines of the fund management companies disclosed in the summary of securities investment funds) in order to fulfil your transaction purposes and to cooperate with the fund management companies in fulfilling anti-money laundering, investor suitability, anti-terrorist financing, anti-bribery, sanction, CRS due diligence on financial accounts of non-residents and other purposes in compliance with the laws, regulations and statutory obligations imposed by the relevant regulatory authorities.
	For bank-distributed wealth management products, we will need to disclose the information listed above to our authorised partners, i.e. the relevant wealth management companies (for contact details, please refer to the official websites and customer service hotlines of the wealth management companies disclosed in the brochures of wealth management products) in order to fulfil your transaction purposes and to cooperate with the wealth management companies in fulfilling anti-money laundering, investor suitability, anti-terrorist financing, anti-bribery, sanction, CRS due diligence on financial accounts of non-residents and other purposes in compliance with the laws, regulations and statutory obligations imposed by the relevant regulatory authorities.
Structured Deposit Product	We will need to disclose your identity information (including type of ID, ID number, name, gender, mobile phone number, residential address, annual household income, source of income, occupation, account number, transaction details (including transaction amount, transaction account number, interest, frequency of interest payment, maturity instruction), FATCA U.S. Person information and CRS tax residency information
Structured Deposit Product	(Country/Jurisdiction of Tax Residence and Taxpayer Identification Number) to Standard Chartered Global Business Services Co., Ltd., which is used for trading and account settlement purpose of related products.
Insurance Product on agency basis	We will need to disclose the details of your bank-distributed insurance application (the applicant’s name, gender, date of birth, ID type, ID number, ID expiration date, nationality, mobile phone number, mailing address, postcode, email, occupation code, annual income, name of employer, relationship with the insured (if any), risk preference, applicant’s job descriptions, health statement and source of premium; the insured’s name (if any), gender, date of birth, ID type, ID number, ID expiration date, nationality, mobile phone number, mailing address, postcode, occupation code, health statement, annual income, name of employer and job descriptions; the beneficiary’s name, gender, date of birth, ID type, ID number, ID expiration date, nationality, relationship with the insured, order of precedence and percentage of benefits to be received; name of the applicant’s collection and payment bank, name of the account for such collection and payment, bank account, the city of account opening, the applicant’s height and weight; the insured’s height and weight, the applicant’s annual household income, etc.) to our authorised partner, i.e. CITIC-Prudential Life Insurance Company Limited (for contact details, please reach out to its official website and customer service hotline).
Insurance Product on agency basis	When you receive product marketing and/or services relating to bank-distributed insurance products through video conversations with a branch’s or subbranch’s sales personnel, we need to provide your ID and portrait information to our authorised partner (i.e., China UnionPay Data Services Co., Ltd.) in order to provide relevant services to you.
Registering digital certificate	We will need to send your identity information (including customer name, ID type and ID number) to China Financial Certification Authority, which is used for issuing and revoking digital certificate purpose.
Updating contact details	We will need to send your identity information (including customer name, ID number and mobile phone number) to China UnionPay Data Services Co., Ltd in order to provide relevant services to you.

Notes:

The sensitive personal information contained in the personal information set out above is IN BOLD for your special attention.
Standard Chartered Global Business Services Co., Ltd.: registered in China and subordinate to Standard Chartered group, as a service provider undertaking confidentiality obligations to Standard Chartered China, it provides Standard Chartered China with financial market and personal banking software development and support services and bank back office operation services. Please find more information and our contact details at https://www.sc.com/cn/help-centre/about-scgbs/.

Separate Consent for Cross-Border Transfer of Personal Information by SCB China:

I understand and agree that as a foreign bank operating in China, Standard Chartered Bank (China) Limited (hereinafter referred to as “SCB China”) may transfer my personal information to servers in jurisdictions outside of Chinese Mainland (e.g. Hong Kong) for processing, or provide it to a recipient located outside of Chinese Mainland, in order to carry out cross-border business (e.g. overseas funds transfers), customer due diligence, global operations and internal management, and to enable SCB China’s overseas affiliates and/or business partners to assist SCB China in offering products and/or services to me or to assist SCB China in processing my personal information as necessary to achieve the purposes described in the SCB China Privacy Policy and Letter regarding Protection of Personal Financial Information. In such cases, SCB China will take all necessary and appropriate safeguards to ensure the security of my personal information during transmission and will require recipients of my personal information to provide adequate protection and security, such as entering into appropriate data processing agreements and, where necessary, standard contractual terms, with the recipients.

I am aware and understand that I can obtain the contact details of recipients who are overseas affiliates of Standard Chartered Group through their official websites (for a list of the overseas affiliates of Standard Chartered Group, please visit: https://www.sc.com/en/our-locations/). I can access SCB China Privacy Policy to understand the rights I may exercise regarding my personal information. If I wish to exercise my rights with respect to these overseas recipients, I may first contact SCB China through the contact details set forth in the SCB China Privacy Policy.

This authorization is valid during the period of existence of banking relationship between SCB China and me.

Overseas Recipients include following affiliates of Standard Chartered Group:

Overseas Recipient I：Standard Chartered Bank (Hong Kong) Limited
Overseas Recipient II：Standard Chartered Bank
Overseas Recipient III：Standard Chartered Bank (Singapore) Limited
Overseas Recipient IV：Standard Chartered Global Business Services Sdn Bhd（“GBS”）
Overseas Recipient V：Standard Chartered Global Business Services Private Limited

Functions/Products/Services/Business	Your Personal Information May Be Transferred Cross-border by SCB China
To provide/handle services, products or business for you to open bank account, to apply for/collect bank card, to process savings, money receiving, payment or transfer, credit card, loan business, purchase investment, insurance and other wealth management services, International Banking Service, GBA Wealth Management Connect Service or other financial products/services/business; and to maintain proper and secure operation of the above related business and service, complaint handling, account statement and advice services, anti-money laundering, sanctions compliance, to prevent and control fraud and other risks, customer due diligence, data quality verification, preparation of tax related reports for non- resident financial accounts, financial management and financial statement preparation and to perform various legal obligations	Personal identity information, including name, gender, nationality, citizenship, registered residence (Hu Kou), ethnic, copy and type/number/expiry date/validity period of ID certificate, occupation, education, diploma, working experience, telephone number, e-mail, contact information, mail address, age, birth date, place of birth, marital status, health status (including family medical conditions), immigration and education planning, family status, guardian relationship information, country of residence, residential address, industry of employer, employer name and address, photo, social security information, personal virtual identity and authentication information (e.g. Internet Banking account information), FATCA US person information and CRS tax residency information and any relationship with politically exposed person (“PEP”) or senior management of international organization and relevant information, suspicious transaction report record etc.; Personal property information, including income, personal income status, real property, movable property (e.g., vehicle, financial assets, etc.), indebtedness, investment, total current assets, asset valuation amount, tax-paid amount, tax residence country (region), taxpayer identification number, amount paid for the provident fund, insurance policy information, retirement planning, wealth inheritance planning, etc.; Personal biometrics information, such as specimen signature, handwriting, figure and gait, fingerprint, voiceprint, face recognition information, etc.; Personal account information, including account number, customer category, customer number, account information, account type, account status, debit card number, credit card number, credential and verification number, application date, time of account opening, institution with which the account is opened, account balance, amount, currency, deposit information, total interest, deposit term, interest rate, deposit start date, deposit maturity date, asset management scale, account transaction information (i.e. transaction channel, transaction serial number, transaction date, transaction information description, transaction type, transaction currency, transaction amount, principal, interest, counterparty information, transaction remarks, etc. ), details of payees, holding product categories and information, etc.; Personal credit information, including credit card, loan, credit report and other credit transaction information, litigation and investigation information, penalty and any other information about personal credit status, such as: loan number, approved mortgage loan amount, credit limit, credit record, overdue amount, loan balance, loan amount, loan maturity date, latest actual repayment date, loan term, next overdue date, installment amount, loan opening date, overdue age, collection record, appendix, collection time, etc.; Personal financial transaction information, including transaction information acquired, kept, recorded during any payment, settlement, wealth management, use of safe deposit box or other banking business, transaction information generated from business made through the Bank with any third party institution like insurance company, securities company, fund house, futures company or payment agency, etc.; Personal transaction or risk preference, risk appetite, customer risk level, investment intention, investment goal, knowledge and experience; Any other information acquired during the establishment or maintenance of business relationship for the performance of contracts or for compliance with laws and regulations and regulatory requirements, e.g. time/location (including geographic location and network address) of business handling and service use, purpose of transaction, correspondence or other communication records between you and the Bank (including video or audio records, call log and correspondence records and contents), device identifier and code, hardware type and serial number, operating system version, software version, IP address, network service provider, operation logs and records, etc.
To provide/handle services for you to open and use specific channels including digital banking (online banking and mobile banking), Live Chat, phone banking, SMS banking and etc. ; and to maintain proper and secure operation of the above related business and service, complaint handling, account statement and advice services, to prevent and control banking related risk and to perform various legal obligations.	Personal identity information, including name, gender, nationality, citizenship, ethnic, copy and type/number/validity period of ID certificate, occupation, education, diploma, working experience, telephone number, e-mail, mail address, contact information, age, birth date, place of birth, marital status, health status, family status, place of residence, work address, photo, social security information, personal virtual identity and authentication information (e.g. Internet Banking account information) and FATCA US person information and CRS tax residency information; Personal property information, including personal income, real property, movable property (e.g., vehicle, financial assets, etc.), indebtedness, investment, tax-paid amount, tax residence, taxpayer identification number, amount paid for the provident fund, etc.; Personal biometrics information, such as handwriting, figure and gait, fingerprint, voiceprint, face recognition information, etc.; Personal account information, including account number, customer category, customer number, account information, account type, account status, debit card number, credit card number, credential and verification number, application date, time of account opening, institution with which the account is opened, account balance, amount, currency, deposit information, deposit term, interest rate, deposit start date, deposit maturity date, asset management scale, account transaction information (i.e. transaction channel, transaction serial number, transaction date, transaction information description, transaction type, transaction currency, transaction amount, principal, interest, counterparty information, transaction remarks, etc. ), details of payees, holding product categories and information, etc.; Personal credit information, including credit card, loan, credit report and other credit transaction information, litigation and investigation information, penalty and any other information about personal credit status，such as: loan number, approved mortgage loan amount, credit limit, credit record, overdue amount, loan balance, loan amount, loan maturity date, latest actual repayment date, loan term, next overdue date, installment amount, loan opening date, overdue age, collection record, appendix, collection time, etc.; Personal financial transaction information, including transaction information acquired, kept, recorded during any payment, settlement, wealth management, use of safe deposit box or other banking business, transaction information generated from business made through the Bank with any third party institution like insurance company, securities company, fund house, futures company or payment agency, etc.; Personal transaction or risk preference, risk appetite, investment intention, investment goal, knowledge and experience; Any other information acquired during the establishment or maintenance of business relationship for the performance of contracts or for compliance with laws and regulations and regulatory requirements, e.g. time/location (including geographic location and network address) of business handling and service use, purpose of transaction, correspondence or other communication records between you and the Bank (including video or audio records, call log and correspondence records and contents), device identifier and code, hardware type and serial number, operating system version, software version, IP address, network service provider, operation logs and records, etc.
	Personal identity information, including name, birth date, gender, marital status, place of birth, nationality, ethnic, citizenship, place of domicile (Hu Kou), type/number/expiry date of ID certificate, location/date of ID certificate issuance, industry of employer, occupation, education background, working experience, employer name and address, nature of the employer company, company postal code, department, position, length of service, whether an entrepreneur or individual business owner, telephone number, e-mail, contact information, place of residence, postal code of residence place, time period and city of residence, residential type, name of close relative contact person, relationship with the applicant, mobile phone number of close relative contact person, personal virtual identity, whether a US resident, whether a US citizen, whether a US permanent residency card (green card) holder, tax ID, etc.; Personal property information, including personal income status, whether an existing customer of Standard Chartered Bank, country of tax residence, etc.; Personal account information, including bank card number, etc.; Business and services that the customer is interested in, etc..

Functions/Products/Services/Business

Your Personal Information May Be Transferred

Cross-border by SCB China

To provide/handle services, products or business for you to open bank account, to apply for/collect bank card, to process savings, money receiving, payment or transfer, credit card, loan business, purchase investment, insurance and other wealth management services, International Banking Service, GBA Wealth Management Connect Service or other financial products/services/business; and to maintain proper and secure operation of the above related business and service, complaint handling, account statement and advice services, anti-money laundering, sanctions compliance, to prevent and control fraud and other risks, customer due diligence, data quality verification, preparation of tax related reports for non- resident financial accounts, financial management and financial statement preparation and to perform various legal obligations

Personal identity information, including name, gender, nationality, citizenship, registered residence (Hu Kou), ethnic, copy and type/number/expiry date/validity period of ID certificate, occupation, education, diploma, working experience, telephone number, e-mail, contact information, mail address, age, birth date, place of birth, marital status, health status (including family medical conditions), immigration and education planning, family status, guardian relationship information, country of residence, residential address, industry of employer, employer name and address, photo, social security information, personal virtual identity and authentication information (e.g. Internet Banking account information), FATCA US person information and CRS tax residency information and any relationship with politically exposed person (“PEP”) or senior management of international organization and relevant information, suspicious transaction report record etc.;

Personal property information, including income, personal income status, real property, movable property (e.g., vehicle, financial assets, etc.), indebtedness, investment, total current assets, asset valuation amount, tax-paid amount, tax residence country (region), taxpayer identification number, amount paid for the provident fund, insurance policy information, retirement planning, wealth inheritance planning, etc.;

Personal biometrics information, such as specimen signature, handwriting, figure and gait, fingerprint, voiceprint, face recognition information, etc.;

Personal account information, including account number, customer category, customer number, account information, account type, account status, debit card number, credit card number, credential and verification number, application date, time of account opening, institution with which the account is opened, account balance, amount, currency, deposit information, total interest, deposit term, interest rate, deposit start date, deposit maturity date, asset management scale, account transaction information (i.e. transaction channel, transaction serial number, transaction date, transaction information description, transaction type, transaction currency, transaction amount, principal, interest, counterparty information, transaction remarks, etc. ), details of payees, holding product categories and information, etc.;

Personal credit information, including credit card, loan, credit report and other credit transaction information, litigation and investigation information, penalty and any other information about personal credit status, such as: loan number, approved mortgage loan amount, credit limit, credit record, overdue amount, loan balance, loan amount, loan maturity date, latest actual repayment date, loan term, next overdue date, installment amount, loan opening date, overdue age, collection record, appendix, collection time, etc.;

Personal financial transaction information, including transaction information acquired, kept, recorded during any payment, settlement, wealth management, use of safe deposit box or other banking business, transaction information generated from business made through the Bank with any third party institution like insurance company, securities company, fund house, futures company or payment agency, etc.;

Personal transaction or risk preference, risk appetite, customer risk level, investment intention, investment goal, knowledge and experience;

Any other information acquired during the establishment or maintenance of business relationship for the performance of contracts or for compliance with laws and regulations and regulatory requirements, e.g. time/location (including geographic location and network address) of business handling and service use, purpose of transaction, correspondence or other communication records between you and the Bank (including video or audio records, call log and correspondence records and contents), device identifier and code, hardware type and serial number, operating system version, software version, IP address, network service provider, operation logs and records, etc.

To provide/handle services for you to open and use specific channels including digital banking (online banking and mobile banking), Live Chat, phone banking, SMS banking and etc. ; and to maintain proper and secure operation of the above related business and service, complaint handling, account statement and advice services, to prevent and control banking related risk and to perform various legal obligations.

Personal identity information, including name, gender, nationality, citizenship, ethnic, copy and type/number/validity period of ID certificate, occupation, education, diploma, working experience, telephone number, e-mail, mail address, contact information, age, birth date, place of birth, marital status, health status, family status, place of residence, work address, photo, social security information, personal virtual identity and authentication information (e.g. Internet Banking account information) and FATCA US person information and CRS tax residency information;

Personal property information, including personal income, real property, movable property (e.g., vehicle, financial assets, etc.), indebtedness, investment, tax-paid amount, tax residence, taxpayer identification number, amount paid for the provident fund, etc.;

Personal biometrics information, such as handwriting, figure and gait, fingerprint, voiceprint, face recognition information, etc.;

Personal account information, including account number, customer category, customer number, account information, account type, account status, debit card number, credit card number, credential and verification number, application date, time of account opening, institution with which the account is opened, account balance, amount, currency, deposit information, deposit term, interest rate, deposit start date, deposit maturity date, asset management scale, account transaction information (i.e. transaction channel, transaction serial number, transaction date, transaction information description, transaction type, transaction currency, transaction amount, principal, interest, counterparty information, transaction remarks, etc. ), details of payees, holding product categories and information, etc.;

Personal credit information, including credit card, loan, credit report and other credit transaction information, litigation and investigation information, penalty and any other information about personal credit status，such as: loan number, approved mortgage loan amount, credit limit, credit record, overdue amount, loan balance, loan amount, loan maturity date, latest actual repayment date, loan term, next overdue date, installment amount, loan opening date, overdue age, collection record, appendix, collection time, etc.;

Personal transaction or risk preference, risk appetite, investment intention, investment goal, knowledge and experience;

Personal identity information, including name, birth date, gender, marital status, place of birth, nationality, ethnic, citizenship, place of domicile (Hu Kou), type/number/expiry date of ID certificate, location/date of ID certificate issuance, industry of employer, occupation, education background, working experience, employer name and address, nature of the employer company, company postal code, department, position, length of service, whether an entrepreneur or individual business owner, telephone number, e-mail, contact information, place of residence, postal code of residence place, time period and city of residence, residential type, name of close relative contact person, relationship with the applicant, mobile phone number of close relative contact person, personal virtual identity, whether a US resident, whether a US citizen, whether a US permanent residency card (green card) holder, tax ID, etc.;

Personal property information, including personal income status, whether an existing customer of Standard Chartered Bank, country of tax residence, etc.;

Personal account information, including bank card number, etc.;

Business and services that the customer is interested in, etc..