Hong Kong, Macau and Taiwan residents can now open a RMB saving account in the Mainland of China with ease. Whether you need RMB for a holiday in the Mainland of China, to enjoy the RMB deposit interest rate or even riding on the RMB appreciation, we have just the account for you.

Key Features

• Remit ¹ from Hong Kong, Macau or Taiwan directly to your account in the Mainland of China and earn deposit interest rates. Click here for details of our deposits interest rates.
• Your RMB Saving Account can be used for cash withdrawals as well as opening Time Deposits².
• The RMB funds remitted from Hong Kong, Macau or Taiwan and the interest incurred is only allowed to remit back to Hong Kong, Macau or Taiwan. The fund cannot be remitted to other settlement account in the Mainland of China.
• Hong Kong residents can remit up to RMB80,000 a day from Hong Kong.
• Macau residents can remit up to RMB80,000 a day from Macau.
• Taiwan residents can remit up to RMB80,000 a day from Taiwan.

For more information, please visit any of our branches or call our 24-hour Customer Care Centre Hotline on 956083. If calling from a cell phone from outside the Mainland of China, you can dial (86-755) 956083.

¹ If the beneficiary and the remitter is not the same person or are joint account holders, then this remittance must be returned back to Hong Kong, Macau or Taiwan. No withdrawal or transfer is allowed.

² The Time Deposit account, interest account and maturity account must belong to the same account holder of the RMB savings account who remitted the RMB funds to the Mainland of China from Hong Kong, Macau or Taiwan.

• I want to open a RMB savings account for a Hong Kong, Macau or Taiwan resident. What do I need to do?

Hong Kong, Macau or Taiwan residents should bring their own Mainland Travel Permits as well as Hong Kong, Macau or Taiwan resident ID to open this type of account.

• As a Hong Kong resident, what is the largest amount that can be wired into my account from Hong Kong in 1 day?

Hong Kong residents can wire a maximum of RMB80,000 into their accounts from Hong Kong each day.

• As a Macau resident, what is the largest amount that can be wired into my account from Macau in one day?

Macau residents can wire a maximum of RMB80,000 into their accounts from Macau each day.

• As a Taiwan resident, what is the largest amount that can be wired into my account from Taiwan in one day?

Taiwan residents can wire a maximum of RMB80,000 into their accounts from Taiwan each day.

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