Our Green and Sustainable Product Framework outlines the activities that we believe support sustainable development, as mapped to the UN Sustainable Development Goals (SDGs).

Developed in collaboration with Sustainalytics, the leading provider of ESG and corporate governance research, the Framework sets the basis for sustainable products, including Sustainable Fixed Deposit & Certificates of Deposit, to help fund the SDGs across the Bank’s footprint markets, especially in developing countries.

The balance from your Sustainable Fixed Deposit & Certificates of Deposits will be referenced against Sustainable Assets (loans and projects) held in aggregate by SCB Group. For the purpose of Sustainable Fixed Deposit (or Certificates of Deposits), the Sustainable Assets shall be at least equal to or greater in value than the balance from Sustainable Fixed Deposit (or Certificates of Deposits). The current themes within our Green and Sustainable Product Framework include but are not limited to renewable energy, sustainable water & wastewater management, clean transport, green buildings, access to water, healthcare, COVID-19 and employment generation. We will report annually on the impact of our Sustainable Finance assets through our Sustainable Finance Impact Report. This is reviewed by an independent third party.

Channel for placement: Branch、Hotline、Online Banking (mobile Banking)

Channel for Early Withdrawal: Branch、Hotline

Selling Period: 2025 Oct 1 ~ 2025 Oct 31

*For partial early withdrawal, customers will be requested to visit branches to conduct the transaction.

Period: Oct 1^st 2025 ~ Oct 31^th 2025

Enjoy below interest rates on a Sustainable Fixed Deposit with eligible new funds*

Sustainable Fixed Deposit (USD)

Sustainable Fixed Deposit (CNY)

Channel for placement: Branch, Hotline, Online Banking (Mobile Banking)

Customers may call our hotline 956083（requires TIN）or login to Online Banking/Mobile Banking APP to book fixed deposit deals.  Customer may also visit any of our retail branches in person to apply for fixed deposits.  For clients that just newly meet the eligibility of above new funds rates, there may be a short time-delay of your eligibility status if you choose to place fixed deposits from Online Banking/Mobile Banking channels.  If you have any inquiries regarding the fixed deposit rates you see, please feel free to contact our hotline or your relationship manager.   The new funds rates eligible to “All Customers” cannot be placed from Online Banking/Mobile Banking channels.

*

1. Eligibility Criteria for the Priority Banking Customer here refers to ：（1）Customers who maintain the balance of RMB 500,000 (or equivalent amount in foreign currency) of deposits and /or investments during the campaign period；or（2） a customer keeps a minimum of RMB 2,000,000 (or an equivalent amount in foreign currency) outstanding principal amount of the mortgage loans with the Bank at the end of the last working day of the month.
2. Eligibility Criteria for the Priority Private Customer here refers to ： Customers who maintain the balance of RMB 7,000,000 (or equivalent amount in foreign currency) of deposits and /or investments during the campaign period.
3. Eligible ‘New Funds’ amount refers to the net incremental increase in balance of funds (excluding amount of fund transfer between our bank accounts) in our bank on top of the customer’s balance maintained in deposits and/or investments as of last working day of Sep 2025. The max booking amount of this special offer could not exceed the equivalent amount of Eligible “New Funds” during campaign period. For avoidance of doubt, any outward transfer of funds from your bank account may result in a net decrease of balance maintained with us, in which case there will be no eligible new funds. The net incremental change in balance of funds may also fluctuate due to returns from products, FX fluctuations, etc. “Our bank” stands for “Standard Chartered Bank (China) Limited”.
4. For the purposes of this promotion, the Bank may refresh or change the Eligible tenure, Promotional Rate and Preferential Rate from time to time. Please refer to the Bank’s website at www.sc.com/cn/deposits/ for the latest Preferential Rate.
5. Foreign exchange rate may rise or fall with uncertainty due to market changes. Foreign currency transaction has potential risks and may have positive or
   negative effects on customer’s earnings.
6. If the fixed deposit is denominated in a foreign currency, the principal amount and its interest received may be exposed to foreign exchange rate risk that cannot be eliminated. The total return of the fixed deposit would be exposed to the foreign exchange rate risk associated with RMB and such foreign currency. In case of large fluctuations in the exchange rate that is unfavourable to you, the exchange rate risk may even result in loss in your principal amount if converted to RMB.

For ineligible funds, Conventional Deposit Rates will be applied.