Unleash the power of your deposit with assured loan

Our loan against local currency deposit is designed to offer liquidity without compromising on the returns on your deposit. Our cash backed solutions helps you address your urgent fund requirements without liquidating your savings.

Just get a loan against your local currency deposit from your nearest Standard Chartered Branch.

Features & Benefits:
  • Short/medium term funding solution
  • Attractive interest rate*
  • We provide most convenient line of credit: Overdraft. Use it whenever you want and pay interest on usage only.
  • Loan will be available up to 95% of deposit*
  • Nominal Processing Fees
  • Easy to renew annually or within the maturity of Fixed term deposits whichever is earlier.
  • Same day approval and disbursal
  • Personalised service
  • Account holders
  • age of 18 and maximum age of 70*
  • Nepalese/foreign national
  • Self-employed/salaried/professionals
Documents Required:
  • Application
  • Copy of citizenship/valid passport
  • Fixed deposit receipt (s)
  • Other documents as per the Bank’s requirement

*Terms & Conditions apply.

Call Us

Call our hotline for further information.

+977 1 4781800

Email Us

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Email Us »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.