Subsidized Loan

Educated Youth Self Employment Loan

  • Minimum Loan amount – NPR 50K
  • Maximum Loan Amount – NPR 500K
  • Minimum Tenor – 1 year
  • Maximum Tenor – 3 years
  • Minimum age ≥18 years

Other Criteria

  • Original Higher Education Certificates to be pledged with the Bank.
  • Minimum Bachelor’s Degree holder and age not exceeding 40 years.
  • Degree from foreign university to be listed in Nepalese university identified university list.
  • Should have minimum 7 days’ training from identified Government skill development training institutions.
  • Brief proposal on the business plan.
Foreign Returned Youth Loan

  • Minimum Loan amount – NPR 50K
  • Maximum Loan Amount – NPR 700K
  • Minimum Tenure – 1 year
  • Maximum Tenor – 3 years
  • Minimum age ≥18 years for individuals
Other Criteria

  • Project aligned to person skills to be considered as collateral
  • Minimum 6 months foreign experience. Permanent Resident/Green Card Holder of the foreign country not eligible for the loan.
  • Brief proposal on the business plan.
  • Not to exceed 3 years from date of return to Nepal.
Female Entrepreneurship Loan

  • Minimum Loan Amount – NPR 50K
  • Maximum Loan Amount – NPR 1 Mio
  • Minimum Tenor – 1 year
  • Maximum Tenor – 3 years
  • Minimum age ≥18 years for individuals. In case of group proposal – minimum 5 individuals from different family to be more than 18 yrs
Other Criteria

  • Given on Individual or Combined Guarantee.
  • Brief proposal on the business plan.
Deprived Community Business Development Loan

  • Minimum Loan amount – NPR 50K
  • Maximum Loan Amount – NPR 700K
  • Minimum Tenor – 1 year
  • Minimum age 18 years. In case of a group proposal – minimum 5 individuals from similar caste/background to be more than 18 years.
Other Criteria

  • Given on Individual or Combined Guarantee for group
  • Brief proposal on the business plan.
Higher & Technical Education Loan

  • Minimum Loan amount – NPR 50K
  • Maximum Loan Amount – NPR 350K
  • Minimum Tenor – 1 year
  • Maximum Tenor – 3 years
  • Minimum age ≥18 years for individuals
Other Criteria

  • Completed primary education or equivalent and age not exceeding 25 years
  • Studying or plan to study in any college/university in Nepal
Other Common Criteria

  • Prospective individual can only avail one of these subsidised loan facilities
  • Firms registration documentations where applicable
  • Applicable Interest Rate is Current Base Rate + Premium of 2%
  • No additional fees charged
  • Individual/combined guarantees as applicable
  • Business Venture project to be appropriately insured. 25% premium to be borne by the client
  • Bank will monitor the end use of the loan and the business venture
  • Monthly EMI payments

*Terms & Conditions apply.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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