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Person, Human, Indoors

GBA One – seamless connection to the region’s business opportunities

Simultaneous account application in Mainland China and Hong Kong with one-stop solution for business management

Office Building, Building, Architecture

Ride on one global partner

Our extensive business network and connections bring you solutions for your cross-border business needs

Computer Keyboard, Electronics, Computer

Manage your business through one single platform

With our integrated Straight2Bank online platform, get a global view of your accounts and easy access to key business functions

Outer Space, Universe, Space

Grow your business with our integrated suite of solutions

We support your business growth with real-time FX exchange, flexible financing, diversified investment and insurance solutions

Business Banking

To help you capture the opportunities that the Greater Bay Area (GBA) brings, we are committed to facilitating your business growth with GBA One – a one-stop solution empowering you to grasp opportunities across the border.

From 1 July 2022 till 31 December 2022, clients* who open new Business Banking Account(s) with Standard Chartered Bank (Hong Kong) Limited can enjoy:

HKD500 reward rebate

For every accumulated designated FX transactions of HKD2,000,000 or above via Straight2Bank in the first 6 months upon account opening

50% remittance fee rebate

For the first 6 months upon account opening

(Including Telegraphic Remittance and RTGS (CHATs) transactions; Correspondence Bank Charge excluded)

Preferential RMB Time Deposit Interest Rate
Fee waiver
  • No account opening fee

(Applicable to companies incorporated in Hong Kong only)

  • Account maintenance fee waiver for the first 6 months upon account opening

(Clients will receive a cash rebate refund of the account maintenance fee for the first 6 months upon account opening)

* Only applicable to Related Company of Business Banking clients of Standard Chartered Bank (China) Limited. Please refer to clause 3 of the Terms and Conditions for the definition of Related Company.

Seamless GBA One solutions

Standard Chartered: global in reach, local in practice

Global network

Strong local presence and connections

Going the extra mile in building a strong foundation in GBA

Person, Human, Light

Global network

Standard Chartered is a leading international banking group, with a presence in 59 of the world’s most dynamic markets and serving clients in a further 83. Our global footprint highly overlaps with the Belt & Road markets. Our purpose is to drive commerce and prosperity through our unique diversity.

Person, Human, Pc

Strong local presence and connections

Standard Chartered PLC is listed in London and Hong Kong. With over 160 years of international insights, we are the oldest note-issuing bank in Hong Kong. Standard Chartered is also one of the oldest international banks in Mainland China, with our first branch in Shanghai set up in 1858 and continuous operations thereafter. We were among the first batch of international banks locally incorporated in China in April 2007.

Road, Freeway, Highway

Going the extra mile in building a strong foundation in GBA

GBA has obvious geographical advantages, strong economic strength, agglomeration of innovative elements, and a leading level of internationalisation. It is expected to become an engine for global economic development and technological change. Standard Chartered devotes itself to launching projects related to the Guangdong-Hong Kong-Macao GBA and promises to make our business in GBA a strategic focus to help you capture the endless business opportunities in the region.

  • Our commitment and milestones
    • Established dedicated GBA management, strategic planning, sales, credit and logistics teams to provide continuous support and high-quality services to customers in the region.

    • • Launched the “Standard Chartered GBA Business Confidence Index” with Hong Kong Trade Development Council, as the first forward-looking quarterly survey in the market that looks at the business sentiment and synergistic effects across cities and industries.

      • Supported the establishment of “The University of Hong Kong – Standard Chartered Hong Kong 150th Anniversary Community Foundation FinTech Academy” to encourage fintech development in the GBA.

    • Announced the official opening of our GBA Centre. This underscores the our commitment to contribute to the growth of the Guangdong-Hong Kong-Macao GBA.

Risk Disclosure Statement for Investment Fund

• Investment involves risks. The prices of units / shares of unit trusts or mutual funds fluctuate, sometimes dramatically and the worst case may result in loss of your entire investment amount. It is as likely that losses will be incurred rather than profit made as a result of buying and selling unit trusts or mutual funds. Past performance of any Investment Fund is no guide to its future performance.
• Investors should carefully read the relevant offering documents and in particular the Terms & Conditions contained therein, the investment policies and the risk factors and latest financial results information. It is desirable that the Investor seeks independent financial advice with respect to any investment decision.
• Investors should ensure they fully understand the risks associated with unit trusts or mutual funds and should also consider their own investment objective, investment experience, financial situation and risk tolerance level before making any investment decision.

Risk Disclosure Statement for Premium Deposit

• Investment involves risks. The worst case will result in loss of your entire investment.
• Principal Loss Risk / Currency Risk – This product is not principal-protected and the return of which will be dependent on movements in some specified currency exchange rates which are affected by a wide range of factors and may rise or fall rapidly.
• Liquidity Risk / Early Withdrawal Risk / Cancellation Risk – Any cancellation or withdrawal prior to maturity is subject to the consent of the Bank. With these risks, investors may incur significant costs or losses.
• Risks relating to Renminbi – You should note that the value of Renminbi against other foreign currencies fluctuates and will be affected by, amongst other things, the PRC government’s control (for example, the PRC government regulates conversion between Renminbi and foreign currencies), which may adversely affect your return under this product when you convert Renminbi into your home currency. Renminbi is not a freely convertible currency. Any conversion of Renminbi through banks in Hong Kong may be subject to certain restrictions prevailing at the relevant time.

Risk Disclosure Statement for Foreign Exchange

• Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that a client converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

• This webpage does not constitute any prediction of likely future price movements.
• Investors should not make investment decisions based on this webpage alone.
• This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.

To borrow or not to borrow? Borrow only if you can repay!