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Introducing 3D SecureTM, an enhanced security feature on your Standard Chartered Debit Card

3D SecureTM is an enhanced security feature on your Standard Chartered Jersey Debit Card that will be launched soon.

Key benefits

  • Use your Standard Chartered Debit Card for online purchases in a more secure manner
  • No hassle of registration will be required for enabling 3D SecureTM
  • For websites with the ‘Verified by Visa’ mark, no transaction will be authorised without entering the One Time Password (OTP) sent to your registered mobile number. As a result, instances of fraudulent usage on your card on electronic sites will be minimised considerably.

Non-3D SecureTM transactions

3D SecureTM transactions

Use details on the card:
card number, expiry date, (CVV)
Use details on the card
card number, expiry date, (CVV)

Transaction gets authorised

OTP gets generated
OTP gets sent to your registered mobile number
Only if both the OTP and the card details entered are correct will the transaction get authorised

How does it work?

The 3D SecureTM feature offers enhanced security through an additional authentication process when you pay online with your Standard Chartered card on websites that are 3D SecureTM compliant, bearing the ‘Verified by Visa’ marks. This additional authorisation step ensures that only you, as the cardholder, will have the password required to complete the transaction.

1. Shop online at any 3D SecureTM website

2. Enter your Standard Chartered card details during checkout 3. You will receive a OTP to your registered mobile number 4. Enter the OTP in the additional screen 5. Transaction completed

Keep your contact information updated

  • Please ensure that your latest mobile number is updated with Standard Chartered as the OTP will be sent there
  • Please ensure that you have enabled pop-up windows in your browser as you will be required to enter the OTP on a pop-up window on the payment page
  • Please note that some websites are not 3D SecureTMcompliant and hence do not ask for a OTP to authorise the transactions. These transactions are inherently unsafe as details on the card (card number, expiry date and CVV code) are sufficient to carry out the transaction.


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