Benefits

  • Higher Personal Loan limits

    Higher Personal Loan limits

    Personal Loans up to Rs.10 million and the ability to enhance the loan amount every six months

  • Auto Loans

    Auto Loans

    Auto Loan amounts ranging from Rs. 1 million to Rs. 10 million.

  • Loan Against Car

    Loan Against Car

    Obtain funds to upgrade your car or even for personal expenditure, up to Rs. 5 Million

  • Long repayment period

    A repayment period of up to 60 months.

  • Attractive Rates

    Fixed interest rate for one year (from the time the loan is granted) and variable every year for the remaining duration of the loan period

  • No guarantors

    No guarantors required to obtain the Personal loan.

Eligibility

1. Applicants should be between 18 - 60 years of age.
2. Earning a minimum basic salary of Rs. 50,000/- and a gross salary of Rs. 60,000/-
3.The monthly salary to be remitted to Standard Chartered Bank for the entire duration of the loan period.
Documents required:
- A copy of your National Identity Card
- A letter from your employer confirming your income and employee details
- Most recent salary slip
- Most recent utility bill or any other document for address verification
- The bank will contact you if further information is required.
Additional documents for Auto loans:
- Vehicle valuation report from Bank’s approved valuer
- If it is a brand new vehicle the invoice / if a second hand vehicle a letter from the seller mentioning the price of the sale.
Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

Proceed