Enjoy cash at 0% interest from 0.9% processing fee (EIR from 2.06% p.a.)
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Enjoy lower processing fee and save on the high interest when you transfer funds from your Standard Chartered Credit Card.
With Credit Card Funds Transfer, you can:
1. Transfer funds into any bank’s current or savings account
2. Pay your credit card bills from other banks
3. Pay your outstanding loan from other banks
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Staff rates at 0% APR
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|---|---|---|
| Tenure | Processing fee | EIR |
| 3 | 0.90% | 3.65% |
| 6 | 1.00% | 2.06% |
| 9 | 2.00% | 2.80% |
| 12 | 3.00% | 3.22% |
The Effective Interest Rate (EIR) is calculated by taking into consideration the processing fee and based on the assumption that full repayment is made within the promotional period with minimum monthly payments of 1% of principal plus interest, fees, charges and full payment in the final month of your selected tenure period.
*Exclusive Staff Rate is only applicable when Credit Card Funds Transfer application is submitted via the Staff Banking page.
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Segment
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Cashback
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|---|---|
| New to Standard Chartered Credit Card | 1.61% |
| Existing to Standard Chartered Credit Card | |
| New to Credit Card Funds Transfer | S$161 |
| Existing to Credit Card Funds Transfer | S$61 |
Important information about our 0% p.a. interest offer
The 0% interest offer is valid for 6 month tenure from the date that the Credit Card Funds Transfer is approved, after which the prevailing interest rate applies.
Credit Card Funds Transfer Programme Product Terms and Conditions
Please click here for Credit Card Funds Transfer Programme Product Terms and Conditions. These terms apply in addition to our Customer Terms and Credit Card Terms.
Credit Card Funds Transfer SG61 Cashback Promotion T&Cs
The Credit Card Funds Transfer SG61 Cashback Promotion is available from 13 July 2026 to 30 September 2026. Click here for full terms and conditions.