The Standard Chartered Rewards+ Credit Card (“Rewards+ Card”) allows you (“Rewards+ Cardholder”) to earn Rewards Points when you (including your supplementary cardholder(s) on your Rewards+ Card account) charge eligible retail transactions (“Qualifying Rewards+ Card Transactions”) (refer to transaction exclusions below) to the Rewards+ Card. Rewards+ Cardholders will, under the Standard Chartered 360° Rewards programme, be eligible to earn one (1) Reward Point for every S$1 (or its equivalent for spends that are not made in Singapore Dollars, where relevant) spent with the Rewards+ Card. Under the Rewards+ Card Promotion, Rewards+ Cardholders will be eligible to earn up to (A) nine (9) additional Rewards Points for every S$1 spent in foreign currency (which are spends that are not made in Singapore Dollars) on Qualifying Rewards+ Card Transactions and (B) up to four (4) additional Rewards Points for every S$1 spent in Singapore Dollars on Qualifying Dining Transactions. “Qualifying Dining Transactions” are dining spends that are Qualifying Rewards+ Card Transactions and are charged to the Rewards+ Card made at dining establishments in Singapore and overseas classified under the Merchant Category Codes (“MCCs”) of Restaurants and eating places (5811/5812), Fast Food Restaurants (5814) and Pubs & Bars (5813). For avoidance of doubt, purchases from establishments including but not limited to local hotel restaurants (including wedding banquets), bakeries, supermarkets and catering companies that are not under the MCCs stated above will not be considered as Qualifying Dining Transactions for this Promotion. There is a cap of 20,000 Rewards Points (“Rewards+ Cap”) per year on the additional Rewards Points awarded. “Year” for purposes of this Rewards+ Card Promotion means the time period from the Rewards+ Card approval date (or a particular anniversary of such approval date) to the day falling before the next anniversary of such approval date. The Rewards+ Cap will be reset every anniversary of the approval date of the relevant Rewards+ Card in question. The following transactions are not Qualifying Rewards+ Card Transactions and will not earn any Rewards Points: a) any cash advance; b) any fees and charges (including but not limited to annual card fees, service fees, interest charges, cheque processing fees, administrative fees, finance charges, and/or late payment charges and other miscellaneous fees and charges) charged to your Rewards+ Card; c) any Credit Card Funds Transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Rewards+ Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made to all billing organisations using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Rewards+ Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Rewards+ Card account (and/or your supplementary Rewards+ Card account); j) any tax payments charged to your Card (and/or your supplementary credit card); k) any insurance premiums charged to your Rewards+ Card (and/or your supplementary Rewards+ Card); and l) any top-ups or payment of funds to any prepaid cards and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, http://WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAY * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM m) any other charge, fee, transaction or payment as we may stipulate from time to time. The Standard Chartered 360° Rewards Programme terms and conditions also apply. Visit sc.com/sg/rewardsplustncs for the full Standard Chartered Rewards+ Card Promotion Terms and Conditions that apply.