Section 1 – Standard Chartered Visa Infinite Welcome Gift (“Welcome Gift”)

Eligibility Criteria – Welcome Gift

1. To qualify for the Welcome Gift (as set up in Section 1, Clause 2 below):

1. 1. To be eligible for this Promotion: you must hold a valid Standard Chartered Visa Infinite credit card (the “VI Card”) issued by Standard Chartered Bank (Singapore) Limited (“SCB” or the “Bank”) as a cardholder (“VI Cardholder”).The Bank must receive your application for the VI Card within the Promotion Period. Notwithstanding the foregoing, the Bank may continue to process any application received by the Bank up to 14 calendar days after the end of the Promotion Period, and the Bank shall retain the sole and absolute discretion to determine the eligibility of these applications and/or allow the said applications for the purposes of this Gift Promotion on a case-to-case basis, subject to these terms and conditions;
   2. your VI Card application must be given final and unconditional approval by the Bank; and
   3. the VI Card must, within 6 months of account opening date, be valid (i.e. the VI Card must not be suspended, cancelled and/or terminated), in good standing, and conducted in a proper and satisfactory manner as determined by the Bank in its discretion.
   4. The VI Cardholder will be charged with an annual fee of S$599.50 (including GST) in the first year and every subsequent year, for as long as the VI Card is active. This annual fee is strictly not waivable. This annual fee is strictly not waivable. Standard Chartered Visa Infinite Credit Cardholder will receive a renewal bonus of 50,000 Rewards Points (which can be redeemed for 20,000 KrisFlyer Miles) upon Card anniversary and payment of the annual fee of S$599.50 (including GST). Any subsequent waiver of the annual fee will result in a reversal of the renewal bonus.

Offer Mechanics – Welcome Gift

2. With the VI Cardholder satisfies the eligibility criteria set out in Section 1, Clause 1 above, the VI Cardholder will receive 25,000 miles (credited to the VI Cardholder in the form of 62,500 Rewards Points) (“Welcome Gift”), following the schedule in Section 2, Clause 4.

Section 2 – Standard Chartered Visa Infinite Acquisition Gift (“Acquisition Gift”)

Eligibility Criteria – Acquisition Gift

1. To qualify for the Acquisition Gift (as set up in Section 2, Clause 3 below):
   1. The VI Cardholder must spend a minimum of S$2,000 worth of Eligible Transactions (as defined in Section 2, Clause 2 below).
2. For the purposes of the Acquisition Gift, an “Eligible Transaction” is a transaction which:
   1. is charged to the SC Visa Infinite Card, which you are the principal cardholder of, or a SC Visa Infinite Card that is issued to a person that you authorise as a supplementary cardholder on your SC Visa Infinite Card account;
   2. has a transaction posting date falling within the first 60 days from the card approval date of the Visa Infinite Card that you are the principal cardholder of; and
   3. is a transaction which is charged and posted to the Eligible Card within 60 days of the date the application for the Eligible Card is approved pursuant to this Promotion.
   4. For the purposes of this Promotion, the transactions listed in https://www.sc.com/sg/terms-and-conditions/cc-retail-transaction-exclusions/will not be considered as Eligible Transactions.

Offer Mechanics – Acquisition Gift

3. With the VI Cardholder satisfies the eligibility criteria set out in Section 2, Clause 1 above, the VI Cardholder will receive 25,000 miles (credited to the VI Cardholder in the form of 62,500 Rewards Points) (“Acquisition Gift”), following the schedule below.
4. The Welcome Gift and Acquisition Gift awarded under the Promotion will be aggregated and credited in the form of Rewards Points to the VI Cardholder’s Eligible Card account following the schedule below.

5. For Eligible Transactions charged during the Promotion Period to an Eligible Card which are successfully converted into monthly instalments:
   1. At the point of sale by tie up merchants, the monthly instalment amount (and not the total amount charged for that transaction); or
   2. At a later date by the Bank, the total amount charged (and not the converted monthly instalment amount), will be used by the Bank to determine the amount of the Eligible Transaction under the Promotion.

6. For Eligible Transactions charged in foreign currency to the Eligible Card, the transaction amount(s) posted in the Eligible Cardholder’s credit card statement (inclusive of the exchange rate conversion and commission, if any) will be used by the Bank to determine the Acquisition Gift entitled.
7. All Eligible Transactions must be charged and posted to the Eligible Card as set out at Section 2, Clause 2. We are not responsible for any failure or delay in the transmission of the transactions by any party including but not limited to acquiring merchants, merchant establishments, or any telecommunication provider.
8. The VI Cardholder can then redeem rewards, such as miles, in the manner set out in Rewards Programme Terms. Please take note of the applicable fees and terms and conditions that apply in the Rewards Programme Terms in relation to conversion of Rewards Points to miles or other rewards.
9. In the event that the Eligible Cardholder terminates his/her banking relationship with the Bank within 6 months of the expiry of the Promotion Period, the Bank further reserves the right to recover the whole or any part of the Welcome Gift and/or Acquisition Gift given to him/her under this Promotion. At the time of crediting of the Welcome Gift and Acquisition Gift, the Eligible Card account must be valid (i.e. must not be suspended, cancelled and/or terminated), in good standing, and conducted in a proper and satisfactory manner, as determined by the Bank in its sole and absolute discretion (and the Bank shall not be obliged to disclose its reason), failing which, the Welcome Gift and Acquisition Gift will be forfeited and the Bank shall also be entitled to recover the whole or any part of the Welcome Gift and Acquisition Gift (or such equivalent value) given to the Eligible Cardholder.
10. The Bank may vary, modify, add, delete or otherwise revise any of the Terms and Conditions governing this Promotion or modify, terminate, withdraw, extend, suspend or shorten the Promotion at any time at the Bank’s sole and absolute discretion, with or without prior notice or reason (and the Bank shall not be obliged to disclose its reasons).
11. The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion, including the Eligible Cardholder’s eligibility for the Acquisition Gift and/or the Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive, and no correspondence will be entertained.
12. In the event the Bank has determined (in the Bank’s sole and absolute discretion) that a Eligible Cardholder is not eligible to receive the Acquisition Gift or to participate in the Promotion or has irregularly or wrongly redeemed the Acquisition Gift, or where the Bank has knowledge of subsequent events which would mean that the Eligible Cardholder would not have been entitled to the Acquisition Gift (including but not limited to where the Eligible Transactions were reversed or refunded), the Bank reserves the right to claw back the Acquisition Gift or deduct its value (or such other amount as it deems fit) from the Eligible Cardholder’s account(s) with the Bank.
13. In the event of any inconsistency between these Promotion Terms and Conditions and any brochures, marketing or promotional materials relating to the Promotion, these Promotion Terms and Conditions shall prevail to the extent of such inconsistency.
14. Except for death or personal injury caused by the negligence of the Bank, to the fullest extent permitted by law, the Bank and members of the Bank’s group shall have no liability in respect of, will be indemnified from and against, and/or you hereby agree to release and hold the Bank and members of the Bank’s group harmless for, any expenses, costs of any kind (including legal costs), liability, loss (whether foreseeable or not), claim or damage, directly or indirectly, suffered, incurred (whether in common law or equity), arising from or in connection with your acceptance, possession, use, misuse and/or enjoyment of the Acquisition Gift and/or this Promotion.
15. These Promotion Terms and Conditions are to be read together with our Customer Terms and Credit Card Terms and any other product terms that may be applicable in conjunction with the Promotion (collectively “Other Terms”). In the event of any inconsistency between these terms and the Other Terms, these terms prevail only to the extent of such inconsistency.
16. A person who is not a party to these Promotion Terms and Conditions has no rights under the Contracts (Rights of Third Parties) Act 2001 to enforce any of these Promotion Terms and Conditions.
17. These Promotion Terms and Conditions are governed by and shall be construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore.
18. All information is correct as at the time of publication.