• Simple and fast
  • Best rates
  • 24/7 service

A World of Privileges Customised For You

Grow and protect your wealth with access to a range of exclusive privileges for your Insurance and Investment needs.

As a Standard Chartered employee, you stand to enjoy competitive pricing and fee waivers for various investment products.

You can express your interest by completing the form on the right, or dial 678-46272 (ext Go2SB).

General Disclaimer

The information on this webpage has not been prepared for any particular person or class of persons and does not constitute and should not be construed as investment advice nor an investment recommendation. It has been prepared without regards to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a financial adviser on the suitability of an investment for you, taking into account these factors before making a commitment to invest in an investment.

Unit Trust

0% sales charge

For more details and other fees and charges applicable, please click here.

Equities Trading

Brokerage charge : 0.15% on trading amount (across all markets and exchanges)

Terms and Conditions

Trade must be placed through the Online Equities Trading platform.

Product disclaimer(s)

This document is for information purposes only. It is not an offer, recommendation or solicitation to anyone to enter into any transaction or adopt any hedging, trading or investment strategy. You are fully responsible for your investment decision, including whether the Equities Trading service is suitable for you. The products / services described here in relation to Equities Trading service are not principal-protected and you may lose all or part of your original investment amount. Singapore dollar deposits of non–bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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Secured Lending

(against Investments & Insurance products)

CurrencyApplicable Interest Rate for Staff
SGD, USD, EUR Preferential Customer Rate
HKD, AUD, NZD, GBP Valued Customer Rate
JPY Valued Customer Rate + 0.30%

Only applicable to certain Investment (including leverage financing) and Insurance Products.

Preferred Customer Rate ("PCR") and Valued Customer Rate ("VCR") each refers to the base rate that applies in relation to the currency selected by you. The PCR and VCR are determined by the Bank from time to time and are subject to change.

Terms and conditions

Portfolio/ Leveraged Financing/ Secured Overdraft involve greater risk compared to traditional retail loans because of the greater risk of volatility associated with the underlying collateral. As such it is only available to borrowers who can tolerate the complete loss of value of the underlying collateral. While the Bank will assess your suitability before recommending an investment product to you, the Bank does not assess your suitability to take up financing in relation to such investment. You must make your own assessment of the risks and suitability of financing for you.

Premium Currency Investments

The Bank makes a reduced revenue of 1% p.a. on your investment amount invested in respect of this product.

Product disclaimer(s)

By purchasing this dual currency investment you are giving the issuer of this product the right to repay you at a future date in an alternate currency that is different from the currency in which your initial investment was made, regardless of whether you wish to be repaid in this currency at that time. Dual currency investments are subject to foreign exchange fluctuations which may affect the return of your investment. Exchange controls may also be applicable to the currencies your investment is linked to. You may incur a loss on your prinicipal sum in comparison with the base amount initially invested. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you. Each of the products specified here is not a deposit and each does not qualify as an insured deposit under the Singapore Deposit Insurance and Policy Owners' Protection Schemes Act 2011.

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Foreign Exchange (FX)

FX preferential pricing

Fixed Income / Structured Notes

On Fixed Income products and Structured Notes preferential pricing, please speak to Staff Banking team for details.



For the avoidance of doubt, the applicable interest rates, fees and charges and/or any waiver thereof, which are reflected above, are only valid for staff of Standard Chartered Bank (Singapore) Limited and Standard Chartered Bank, Singapore Branch (collectively, "Standard Chartered" or the "Bank") during the period of their employment with the Bank. Upon resignation and/or termination of employment with Standard Chartered, the standard and prevailing commercial interest rates, fees and charges shall apply. The Bank reserves the right to vary the applicable interest rates, fees and charges, in accordance with the terms of our banking agreement, as may be amended and/or notified to you from time to time.

"Best rates" means rates that are equal to or better than the rates offered to employees of corporate clients who maintain an Employee Banking relationship with Standard Chartered Bank (Singapore) Limited. "Simple and fast" refers to the application process for banking products made simpler and faster. "24/7 service" refers to dedicated 24/7 phone banking service and services that can be accessed through our staff web portal at sc.com/sg/staff.




Product Disclaimer

This document is being distributed for general information only and it does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy, nor does it constitute any prediction of likely future movements in rates or prices or any representation that any such future movements will not exceed those shown in any illustration.

It has not been prepared for any particular person or class of persons and it has been prepared without regards to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a financial adviser on the suitability of the product for you, taking into account these factors before making a commitment to purchase the product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.