1
Risk averse
Your sole objective is to preserve your capital and achieve returns based on prevailing deposit rates which may or may not keep pace with the rate of inflation. You are not willing to invest in any products where your capital is at risk.
2
Conservative
You seek to achieve above deposit rate returns and protect your capital against inflation. You are willing to accept very low levels of investment risk over the medium term (up to 2 years). The value of your investment can fluctuate and may fall below your original investment. While volatility is expected to be low, short-term losses may be higher.
3
Moderate
You seek to achieve a moderate level of capital growth on your investments and you are willing to accept moderate levels of investment risk over the medium and long term (up to 3 years). The value of your investments can fluctuate and may fall below your original investment. While volatility is expected to be moderate, short-term losses may be higher.
4
Moderately aggressive
You seek to achieve a moderate to high level of capital growth on your investments and you are willing to accept very high levels of investment risk and volatility over the short, medium and long term. The value of your investments can experience very high levels of fluctuations and may fall substantially below your original investment.
5
Aggressive
You seek to achieve significant capital growth on your investments and you are willing to accept very high levels of investment risk and volatility over the short, medium and long term. The value of your investments can experience very high levels of fluctuations and may fall substantially below your original investment.
6
Very aggressive
You seek to achieve exceptional capital growth on your investments and you are willing to accept extreme levels of investment risk and volatility over the short, medium and long term. The value of your investments may fall substantially below your original investment, with the potential for you to lose the value of your entire investment.