Disclaimer

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Proceed

Enjoy our highest interest rate of up to 3.88% p.a.

Bonusaver

Enjoy our highest interest rate of up to 3.88% p.a.

Go higher with Bonus$aver

Enjoy our highest interest rate of up to 3.88% p.a. on your first S$100,000 eligible deposit balances. Let Bonus$aver take care of your banking needs and enjoy higher monthly interest on your deposits.

Maximising your savings is easy with Bonus$aver

Earn up to 3.88% p.a. interest on your first S$100,000 deposit. Simply consolidate your card spends, salary credit, bill payments and wealth needs in a single Bonus$aver account to step up your interest rates.

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soCash

Features

Staff Banking Privileges

EXCLUSIVELY FOR STAFF

  • No fall-below fee
  • No minimum average daily balance requirement
  • No credit card annual fee
  • No debit card annual fee
  • Free cheque book(s)
  • No early account closure fee

FOR RETAIL CLIENTS

  • Fall below fee $5 per month if the minimum average daily balance falls below $3000 in any particular month
  • Credit card annual fee $214 including GST
  • Debit card annual fee $20 including GST
  • 1st cheque book: Free
  • Subsequent cheque book(s): $15 each
  • Early account closure fee $30 (within 6 months)

FAQ

Terms & conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Disclaimer

For the avoidance of doubt, the applicable interest rates, fees and charges and/or any waiver thereof, which are reflected above, are only valid for staff of Standard Chartered Bank (Singapore) Limited and Standard Chartered Bank, Singapore Branch (collectively, “Standard Chartered” or the “Bank”) during the period of their employment with the Bank. Upon resignation and/or termination of employment with Standard Chartered, the standard and prevailing commercial interest rates, fees and charges shall apply. The Bank reserves the right to vary the applicable interest rates, fees and charges, in accordance with the terms of our banking agreement, as may be amended and/or notified to you from time to time. 

“Best rates” means rates that are equal to or better than the rates offered to employees of corporate clients who maintain an Employee Banking relationship with Standard Chartered Bank (Singapore) Limited. “Simple and fast” refers to the application process for banking products made simpler and faster. “24/7 service” refers to dedicated 24/7 phone banking service and services that can be accessed through our staff web portal at sc.com/sg/staff.