Benefits

*Terms and Conditions apply

Mortgage Features

money loan service

Loan amounts up to BWP5 million.

added value premium

Combine all your loans in one basket to enjoy lower premiums and monthly repayments that are spread over long tenures.

time flexible tenure

We offer tenures of up to 25 years, helping you organise your financial commitments conveniently.

added value high interest rates

Our loans offer competitive interest rates with no hidden charges.

Home Loan

Please fill in the following information for an estimation of your repayment amount. The Approximate Monthly Repayment figure for Standard Chartered's Home Loan is indicative and is not meant to be final or binding on the Bank. The Bank reserves the right to determine the final interest rate in accordance with applicable laws and amount that can be borrowed.

Amount You Want To BorrowPlease enter an amount between BWP 100,000 and BWP 5,000,000

      Please enter a duration between 1 year and 25 years only.

      Your Preferred Payment Period

      years
      months

      Please enter a duration between 3 years and 6 years only.

      Interest Paid Comparison
      Tenure (in Years) Total Interest Paid Outstanding Loan
      1 5,359.59 100,000
      Monthly payment8,779.97
      Total interest 5,359.59

      A deposit of at least 10% of value of offer of the property (whichever is lower) may be required, subject to the location of the property and the client’s credit profile. The payment period is retirement age less current age of the client.

      Choosing the right Mortgage is important. Standard Chartered mortgage deals are tailor made to suit you and your family’s housing needs. Whether you are a first-time buyer, looking to invest in property or simply wish to upgrade your home, we will help you find the right loan for your dreams.

      Financing your home is made easier with our dedicated Sales Team and a wide suite of solutions to choose from.

      Product Links

      • Outright Purchase: We enable you to purchase a completed residential property with up to 100% of purchase price.
      • Balance Transfer: This option allows you to transfer a mortgage from another financial institution to Standard Chartered Bank Botswana.
      • Construction Loan: Get up to 100% of the Construction Cost. This means you will never have to compromise on the house you really want for yourself and your family.
      • Equity Release: Unlock value in cash against your home by bonding your property with the bank.
      • Top up: If the value of your property is more than the current outstanding balance after 24 installments, we can offer the additional equity in cash for your use.

      Terms & Conditions apply

      Application Eligibility

      • Minimum Net Income of BWP7,200
      • Aged between 21-65 years
      • Banking relationship: Must have a Standard Chartered account
      • Additional sources of income considered: 10% of Commission, 60% of Residential Property rental & Joint Income earned in a Standard Chartered Bank account

      Documents Required

      • Valid National Identification
      • Proof of Income – Recent payslip/ Employer Letter/Certified Employement Contract/Other Banks Statements.
      • Proof of Residence – Latest utility bill / Current Lease Agreement/ Employement Letter/ Police Affidavit/ Letter from Tribal Administration.
      • Employment contract (where applicable)
      • Employer Confirmation Letter
      • Bank Statements of facilities held with other Banks

      Application Eligibility

      • Minimum Net Income of BWP7,200
      • Aged between 21-65 years
      • Banking relationship: Must have a Standard Chartered account
      • Additional sources of income considered: 10% of Commission, 60% of Residential Property rental & Joint Income earned in a Standard Chartered Bank account

      Documents Required

      • Valid Passport
      • Proof of Income – Recent payslip/ Employer Letter/Certified Employement Contract/Other Banks Statements.
      • Proof of Residence – Valid work and residence permits
      • Employment contract (where applicable)
      • Employer Confirmation Letter
      • Bank Statements of facilities held with other Banks

      Call Us

      Call our hotline for further information.

      361 5800

      Locate Us

      Visit the branch that is nearest to you.

      Find a Branch

      Email Us

      Please send us a message and we will be in touch as soon as possible.

      Email Us
      Home Loan No matter what you are looking to buy, Standard Chartered’s Home Loan is just what you need.

      Disclaimer

      This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/bw and entering a website operated by other parties:

      Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

      The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

      Thank you for visiting www.sc.com/bw

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