Unlock a world of possibilities, fulfil your future plans today with an Unsecured Personal Loan
months of repayment period
interest rate per annum
Gambian Dalasi personal loan with no security required
Loans are fully unsecured with no security required.
We can help you move your loan with another bank to take advantage of our competitive terms
Repayment directly from your account with us
Wide range of channels where you can make repayment
If you need additional financing during your loan tenor, we offer you a top up as long as you have made regular repayments
Credit Life Insurance covers you in case of death, leaving your relatives obligation free
The following documents are required:
You can borrow up to GMD 2 million depending on the organisation you work for and your income. You will be advised at the time of application.
You have up to 60 months to repay the loan depending on the organisation you work for and your income. You will be advised at the time of application.
Yes. We require you to domicile your salaries and allowances with the bank. You will be required to instruct your employer to do so and this will be confirmed when we receive your first salary credit into your SCB Gambia account.
In order to qualify, you must earn a minimum of GMD5,000. You must also be a permanent and confirmed employee of the organisation.
Yes. In order to do this, you will go through the normal application process. In addition, we require a letter from the bank where your loan is, stating the outstanding balance of your loan that is required to be settled. Standard Chartered Bank will pay this amount directly to the bank from the proceeds of your new loan.
This loan is unsecured. All that we require is for you to receive your salaries and allowances through Standard Chartered Bank throughout the period of the loan.
Yes. This can be done 9 months 6 months from the date you took the initial loan. A good repayment history is also required, and we can work with you on this.
Yes, you can pay down your loan before maturity.
Yes. This is an all-purpose loan and can be used for any purpose of your choice.
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