Easy Settlement Plan

Enjoy convenience at its best with your Standard Chartered Credit Card.

Key Features
  • Minimum Transaction amount: Rs. 50,000
  • Transaction once posted, must be converted within 15 days
  • Settlement plan repayment: Refer to illustration below for a Rs. 50,000 loan
Tenure 3 6 12 15 24 36 60
Monthly instalment (Rs.) 16,666.67 8,333.33 4,166.67 3,333.33 2,083.33 1,388.89 833.33
One off processing fee (Rs.) 2000 (4.00%) 2500 (5.00%) 3500 (7.00%) 4500 (9.00%) 5625 (11.25%) 9000 (18.00%) 13000 (26.00%)
Monthly interest (%) 0% 0% 0% 0% 0% 0% 0%
  • Please call 0112480777 or speak to your relationship manager for updated Easy Settlement Plan (ESP) processing fee rates and tenures.
  • You may also convert transactions by making a request on SC Mobile Banking Application.
  • 360° Rewards Points/Miles will not be awarded for this facility.
  • General Retail credit card Terms & Conditions apply.
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    Speaking Up

    Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


    Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.