Tap on the DuitNow QR banner on the login page. Authenticate your login via Touch ID, Face ID or your 6-digit SC Mobile Key and scan the QR Code.
Input the amount and description of payment if required, then swipe right to confirm the transaction.
You will receive a notification upon successful transaction.
DuitNow QR is Malaysia’s National QR Standard established by PayNet under the Bank Negara Malaysia’s Interoperable Credit Transfer Framework (ITCF).
DuitNow QR allows interoperability between all participating Banks and e-Wallets so that you do not need to use different Mobile Apps to pay different Merchants.
Through DuitNow QR, consumers can make payment from any participating Bank or e-Wallet Mobile App. Merchants will only display one QR Code, thus lessening confusion and hassle.
Yes, it is absolutely free.
You can find the DuitNow QR displayed at Merchant payment counters or generated by any by any participating bank or e-Wallet Mobile Apps.
No registration is required. All you need to have is our SC Mobile App to start making transactions with DuitNow QR.
It is displayed on your SC Mobile App Login page as well as under the Transfer & Payment tab once you have logged in. There will also be popups and banners displayed throughout.
The DuitNow QR popup will be dismissed automatically once you have performed a DuitNow QR transaction. There is also a “Do not display this again” checkbox on the popup, tick the checkbox to discontinue future DuitNow QR popups and it will not appear anymore.
The popup should not display anymore once you’ve selected the option. However, if you have reinstall SC Mobile App, all previous settings will revert to default and in order to dismiss it, you may either perform a DuitNow QR transaction or tick the checkbox of “Do not display this again”.
Only current/savings accounts to be used as the source of fund account for DuitNow QR P2P transfer. All credit cards will not appear in the source account drop-down list.
Both current/savings accounts and credit cards have been enabled for DuitNow QR P2M payment. However, it is still subject to Merchant whether they accept or do not accept a particular source of fund and your credit card will not appear in the source account drop-down list. Please confirm with the Merchant if the source of fund was not displayed or reach out to our Client Care Centre for further assistance.
There are two types of QR introduced by PayNet, dynamic QR and static QR. For dynamic QR, the amount is defaulted but can be changed. For static QR, the amount will appear as zero by default. It depends on the specific DuitNow QR code generated.
For pre-login DuitNow QR transactions and for Touch/Face ID non-enabled devices, the 1FA (one-factor authentication) will be your 6-digit SC Mobile Key and 2FA (two-factor authentication) will be your login credentials. If you look carefully on the text in the login screen, you will find it is asking for login credentials as 2FA in order to complete the QR transaction.
For any DuitNow QR P2P transfer, 6-digit SC Mobile Key as 2FA (two-factor authentication) is compulsory. However, if you perform DuitNow QR P2M payment, it is only required when the transaction amount is above RM250.
For Person-To-Person (P2P) transfer, the limit is the same as your existing DuitNow Mobile limit whereas for Person-To-Merchant (P2M) payment, the limit is the same as your existing Bill Payment Limit.
You can check your DuitNow Mobile limit/Bill Payment Limit going to your Online Banking profile, selecting Change Funds Transfer Limit and look for Bill Payment and DuitNow Mobile Existing Limit field.
Currently the limit maintenance module is only made available in Online Banking.
You can view your full DuitNow QR transaction history under Payment History of Pay module on the Dashboard.
Yes, simply click on share button in the transaction acknowledgement screen after every successful transaction. If you have exited the transaction acknowledgement screen, go to the Payment History tab under Pay Module in Dashboard, click on the date of the transaction and click on the “Print Receipt” button in the Payment Details page at bottom right corner.
You can view transaction status on the “Status Enquiry” button at the bottom right corner of the acknowledgement page or select Payment History on the Dashboard. You will receive inbox/SMS/email notifications upon a successful/rejected DuitNow QR transaction. You may also reach out to our Client Care Centre for further assistance.
DuitNow QR implementation is still at early stage in the industry and more merchants will be coming onboard soon. DuitNow QR is currently available at Clarins, G2000, Gribbles pathology, Focus Electrical, KPJ Tawakal and more.