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Retail and Commercial Terms and Conditions
  • Consumer Banking Terms and Conditions – Loans

Retail and Commercial Terms and Conditions

Bahasa Malaysia versions of any of these Terms and Conditions are available upon request. Please contact any of our branches or our Contact Centre or your Relationship Manager if you require them.
Standard Chartered Saadiq Terms and Conditions   
Saadiq SME Account Terms and Standard Terms (Effective 9th May 2023) Download
Saadiq Personal Account Rules and Regulations (Effective from 9th May 2023) Download
Saadiq SME Account Terms and Standard Terms (Effective until 8th May 2023) Download
Saadiq Personal Account Rules and Regulations (Effective until 8th May 2023) Download
Saadiq SME Account Terms and Standard Terms (Effective from 07 November 2022) Download
Saadiq Personal Account Rules and Regulations (Effective from 07 November 2022) Download
Saadiq Business Account Rules and Regulations (Effective until 21st April 2022) Download
Murabahah Terms and Conditions for CASA Tawarruq Download
Terms and Conditions Governing Agency Appointment for CASA Tawarruq Download
Murabahah Terms and Conditions for Term Deposit-i Download
Terms and Conditions Governing Agency Appointment for Term Deposit-i Download
Saadiq My Home-i and Saadiq My HomeOne-i Terms and Conditions Download
Saadiq BizProperty Equity-i Terms and Conditions Download
Saadiq Personal Financing-i Terms and Conditions Download
Saadiq BizFinancing-i Terms and Conditions Download
Standard Chartered Bank Malaysia Terms and Conditions
Investment Product Terms Malaysia (Effective 9th May 2023)- English version Download
Client Terms and Products Terms for Credit Card (Effective Until 9 June 2023) Download
Client Terms and Products Terms for Credit Card Revised (Effective from 10 June 2023) Download
SmartDirect Service Terms & Conditions (Effective 12th March 2022) Download
Standard Chartered SmartGoals/SmartDirect Terms and Conditions (Effective until 11th March 2022 when SmartGoals will be decommissioned) Download
Priority Banking Expat Services and Privileges Terms and Conditions Download
Priority Private Services and Privileges Terms and Conditions Download
National Addressing Database (NAD) Terms and Conditions – Transaction Banking Download
DuitNow Terms and Conditions – Transaction Banking Download
Premium Banking Services and Privileges Terms and Conditions (Effective from 5 July 2022) Download
Digital Wallet Terms Download
JomPAY Standard Payer Terms Download
National Addressing Database (NAD) Terms and Conditions Download
DuitNow Terms and Conditions Download
DuitNow QR Terms and Conditions Download
DuitNow Request Terms and Conditions Download
Remittance Service Terms Download
Client Terms and Products Terms for Current/Cheque/Savings Account and Fixed Deposit (Effective Until 21 May 2022) Download
Client Terms and Products Terms for Current/Cheque/Savings Account and Fixed Deposit Revised (Effective from 22 May 2022) Download
Client Terms and Products Terms for Personal Loan/Personal Line of Credit/Overdraft (Effective Until 21 May 2022) Download
Client Terms and Products Terms for Personal Loan/Personal Line of Credit/Overdraft Revised (Effective from 22 May 2022) Download
Client Terms and Products Terms for Mortgage (Effective Until 21 May 2022) Download
Client Terms and Products Terms for Mortgage Revised (Effective from 22 May 2022) Download
Client Terms and Products Terms for Safe Deposit Locker (Effective Until 21 May 2022) Download
Client Terms and Products Terms for Safe Deposit Locker Revised (Effective from 22 May 2022) Download
Client Terms Revised (Effective from 1st September 2022) Download
Priority Banking Services and Privileges Terms and Conditions (Effective 5 July 2022) Download
Investment Product Terms (Effective until 8th May 2023) Download
SME Account Terms and Standard Terms (Effective until 26th October 2022) Download
SME Account Terms and Standard Terms Revised (Effective from 27th October 2022) Download
Service Guarantee Terms and Conditions Download
Personal Banking Suite/Employee Banking Suit Rewards Programme Guidelines Download
Business Banking (BB) Booklet General Banking Terms & Conditions (Effective until 30th June 2023) Download
Business Banking (BB) Booklet General Banking Terms & Conditions (Effective from 1st July 2023) Download