Personal

Business

The savings plan that grows with you throughout different life stages

Takaful Mortgage

Benefits of Takaful Mortgage

Death Benefit

Save your loved ones from settling your home financing in an unlikely event if something happens to you.

Total & Permanent Disability

Settle your home financing if you are unable to work due to a permanent disability.

Shariah Compliant

The product is based on Ta’awun, Wakalah bi al-ujrah and *Mudarabah.

Surplus Sharing

You are entitled to receive any distributable surplus from the Tabarru Fund inclusive of investment profit (if any).

*Any profit generated from the investment of the Individual Special Account (ISA) fund is shared between Covered Member and Prudential BSN Takaful Berhad according to a mutually agreed profit sharing ratio. The principal as well as the investment returns are not guaranteed.

Important Notes

Disclaimers

  • Takaful Mortgage is underwritten by Prudential BSN Takaful Berhad 200601020898 (740651-H) and distributed by Standard Chartered Saadiq Berhad 200801022118 (823437-K) (“Bank”). The Bank accepts no responsibility or liability for the takaful products offered through this platform and any policy related services which are solely offered by Prudential BSN Takaful Berhad.
  • This is for your general information only. You are advised to visit any of our branches and ask for a copy of Product Disclosure Sheet and Product Illustration for further information before participating in a plan, and to refer to the terms and conditions in the certificate document for details of the features and benefits under the certificate.
  • Prudential BSN Takaful Berhad is a registered Takaful Operator licensed under the Islamic Financial Services Act 2013 and is regulated by Bank Negara Malaysia. Prudential BSN Takaful Berhad is responsible for the products and benefits offered by them.
  • Important: You must ensure that you are satisfied that this product will best serve your needs and that the contribution payable under the certificate is an amount that you can afford.

Member of PIDM
The benefit(s) payable under eligible certificate is protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential BSN Takaful Berhad or PIDM (visit www.pidm.gov.my).