All-round solution for your wealth and protection needs
  1. PRUSignature Plus

PRUSignature Plus

All-round solution for your wealth and protection needs

Protecting you from every angle of life

Reach new possibilities with PRUSignature Plus (this is an insurance product), a 2-in-1 plan that offers a combination of protection and investment so that you can grow and safeguard what matters most.

  • Broad range of funds with
    100% Basic Unit Account (BUA) Premium

    being allocated into your policy account

  • Comes with
    Wealth Assured Value (WAV)1,

    an innovative feature that maximises your protection by locking in the highest value of units

  • Rewards you with
    Annual Booster2, Loyalty Bonus3 & Loyalty Booster4

    so that you can accelerate your wealth growth while staying protected

Other benefits at a glance

Important Notes

1 WAV is the highest value of units in BUA attained under your policy from the effective date of policy or the date of WAV reset, whichever is later, while your policy is in force. The locking in of WAV is to enhance life protection and is not for investment purpose. WAV is not applicable for surrender, partial withdrawal or maturity.
2 Annual Booster is applicable for premium payment period of 5 years only, provided premium is paid up to date and policy is in force upon payout.
3 Loyalty Bonus shall be adjusted based on the accumulated partial withdrawal amount from BUA over total premium paid for BUA.
4 Loyalty Booster is payable provided premiums are paid up to date, no partial withdrawal from BUA is performed and policy is in force upon payout.
5 Aggregated based on the total BUA premium payable for all in force PRUSignature Plus policies within the last 36 months. If the total BUA premium payable per life exceeds RM1.5 million, the Simplified Issuance Offer will apply.
6 The policy term and benefits payable shall depend on the policy having sufficient value of units to cover all the policy charges. This would mean that the policy needs to have a positive value of units to remain in force. In the event when the policy does not have sufficient value of units, additional top-up premiums are required for continuous coverage up to Policy Anniversary of age 100.
7 Prior to the Policy Anniversary of age 70 or expiry of policy, whichever is earlier.

Disclaimer

PRUSignature Plus is a limited pay investment-linked insurance plan underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by Standard Chartered Bank Malaysia Berhad (“Bank”) 198401003274. The Bank accepts no responsibility or liability for the plan or the products and services offered by Prudential Assurance Malaysia Berhad.
• Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials.
• This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure (if any), Product Disclosure Sheet, Product Illustration and Fund Fact Sheet(s) (if any) before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the important features and benefits under the policy.
• Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your Bank Representative who will perform a needs analysis and assist you in making an informed decision.

 PIDM