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Realise your dreams without compromising principles with Standard Chartered Saadiq BizFinancing-i

Earn potential returns

Get an edge with a Syariah-compliant business financing solution that gives you profit-sharing returns based on the Mudharabah principle.

Earn fixed profit margin

How it works


1 Standard Chartered Saadiq purchases commodities from approved brokers
2 Commodities purchased will be sold to you at a price that includes a fixed profit margin, on a deferred payment basis
3 Once the sale is complete, Standard Chartered Saadiq will act as your agent to sell the commodities to interested buyers
4 The proceeds from the transaction will then be deposited into your designated Saadiq account

Visit our nearest branch and submit your application. Upon receiving full and satisfactory documentation, approval is within 4 working days2

Standard Chartered Saadiq BizFinancing-i documents required

Sole proprietor and partnerships

  • Identification document of the sole proprietor/all partners
  • Form A and Form D
  • 6 months bank statement of main operating account
  • Latest Form B/BE (Income tax form) for sole proprietor/all partners
  • Professional certificate (if applicable)


  • National Registration Identity Cards of directors/shareholders/guarantor
  • Board of directors’ resolution
  • Memorandum and articles of association
  • Certificate of incorporation (Form 9)
  • Form 24, Form 49 and Form 44
  • 6 months’ bank statements of all major operating accounts
  • Latest income tax form (Form B) of directors/shareholders/guarantors
  • Latest audited financial statements
  • Personal guarantee(s) signed by director(s)/shareholder(s)

Terms and conditions

Member PIDM Perdankan Islam | Standard Chartered Saadiq