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Enjoy competitive profit rates on your Syariah-compliant Current and Savings Account.

Special Campaign Rates

Earn up to 2.90% p.a. on Savings Account and up to 1.50% p.a. on Current Account. Enjoy competitive profit rates, convenience, and peace of mind

JustOne Accounts Information

Following are the applicable profit rate on your Current and Savings Account
ACCOUNT
BALANCE
BOARD RATES (P.A.)
CAMPAIGN RATES2 (P.A.)
Saadiq JustOne Personal Current Account-i All balances 0.05% 1.50%
Saadiq JustOne Personal Savings Account-i (Tiered) Below RM1,500 0.25% 1.50%
RM1,500 and above 1.25% 2.50%
Saadiq JustOne Priority Current Account-i All balances 0.05% 1.50%
Saadiq JustOne Priority Savings Account-i (Tiered) Below RM10,000 1.00% 1.50%
RM10,000 and above 2.00% 2.50%
JustOne Priority Plus Current Account-i All balances 0.05% 1.50%
JustOne Priority Plus Savings Account-i (Tiered) Up to RM50,000 0.20% 1.50%
RM50,001 up to RM200,000 1.70% 1.70%
RM200,001 up to RM1,000,000 2.50% 2.50%
Above RM1,000,000 2.90% 2.90%
Note
1. Saadiq JustOne Deposit-i account comprises both Saadiq JustOne Current Account-i and Saadiq JustOne Savings Account-i.
2. The JustOne Priority Plus-i comprises both JustOne Priority Plus Current Account-i and JustOne Priority Plus Savings Account-i.
Your Products
BENEFITS
SAADIQ
JUSTONE
PERSONAL
DEPOSIT-i
SAADIQ JUSTONE
PRIORITY DEPOSIT-i
JUSTONE
PRIORITY
PLUS-i
Fee waiver1 for withdrawals at over 12,000 MEPS and more than 360 ATMs nationwide Yes Yes Yes
Fee waiver1 for Interbank GIRO and HOUSe fund transfers via Standard Chartered ATMs nationwide Yes Yes Yes
Free Interbank GIRO and HOUSe fund transfers1 via Standard Chartered Online Banking Yes Yes Yes
Bill Payment (over 200 billing organisations online) Yes Yes Yes
Complimentary debit card Yes Yes Yes
24-hour Online Banking Yes Yes Yes
24-hour Phone Banking Yes Yes Yes
Additional profit1 of 1% p.a. will be credited at the end of the following month based on savings account balances No Yes Yes
Fee waiver1 for cash withdrawals (Mastercard® or Cirrus network ATMs) No No Yes
Fee waiver1 for outward telegraphic transfers
within Standard Chartered Bank’s network
No No Yes
Optional sweep1 from savings account to current
account when current account balance falls below a
certain amount (customers can set an amount as
their minimum balance)
No No Yes
Trading Announcement and Calendar

How it works

When applicable, Commodity Trading will be performed on a daily basis on the next Trading Day. It will be based on the end-of-day positive balance of Current and Savings Account under Tawarruq. Please refer to the calendar on the announcement of completion of the commodity trading based on colours of green, blue and grey. These are performed by the Bank, acting as an agent for the respective dates.

COMMODITY TRADING (GREEN)
COMMODITY TRADING (BLUE)
NO TRADING (GREY)
Notice:
Completion of the Commodity Purchase for Current and Savings Account based on Syariah Concept of Tawarruq (CASA Tawarruq)1. Standard Chartered Saadiq Berhad, acting as your agent, has completed the purchase of commodity at 1430 hours today for the end-of-day positive balances in your CASA Tawarruq. The end-of-day positive balancerefers to the available funds in your CASA Tawarruq as of previous business day at the cut-off time of 2359 hours.2. The commodity purchase was completed based on the commodity type, maximum commodity price and commodity trading platform as published here.3. We have decided, on your behalf, not to take delivery of the commodity.Completion of the Commodity Sale for Current Account and Savings Account based on Syariah Concept of Tawarruq (CASA Tawarruq)1. Standard Chartered Saadiq Berhad, acting as your agent, has completed the sale of commodity at 1530 hours today at the sale price which is the commodity acquisition cost, plus the profit which is calculated based on the prevailing rate per annum as published here.2. The commodity sale was completed based on the commodity type as published here.3 The commodity purchaser is Standard Chartered Saadiq Berhad.4. The settlement of the commodity acquisition cost is on a cash basis and the profit will be paid on the last calendar day of the month
Notice:

Completion of the Commodity Purchase for Current and Savings Account based on Syariah Concept of Tawarruq (CASA Tawarruq)

1. Standard Chartered Saadiq Berhad, acting as your agent, has completed the purchase of commodity at 1430 hours today for the end-of-day positive balances in your CASA Tawarruq. The end-of-day positive balance refers to the available funds in your CASA Tawarruq as of previous business day at the cut-off time of 2359 hours.

2. The commodity purchase was completed based on the commodity type, maximum commodity price and commodity trading platform as published here.

3. We have decided, on your behalf, not to take delivery of the commodity.

Completion of the Commodity Sale for Current Account and Savings Account based on Syariah Concept of Tawarruq (CASA Tawarruq)

1. Standard Chartered Saadiq Berhad, acting as your agent, has completed the sale of commodity at 1530 hours today at the sale price which is the commodity acquisition cost, plus the profit which is calculated based on the
prevailing rate per annum for the previous business day and non-business days within the month as published here.

2. The commodity sale was completed based on the commodity type as published here.

3 The commodity purchaser is Standard Chartered Saadiq Berhad.

4. The settlement of the commodity acquisition cost is on a cash basis and the profit will be paid on the last calendar day of the month

Notice:

There is no trading.

Click here to view the calendar for trading announcements of the respective day

Features

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