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Enjoy competitive profit rates on your Syariah-compliant Current and Savings Account.

Word-class Islamic banking account

Enjoy competitive profit rates, convenience, and peace of mind

Terms and Conditions

JustOne Accounts Information

Following are the applicable profit rate on your Current and Savings Account
ACCOUNT
BALANCE
BOARD RATES (P.A.)
Saadiq JustOne Personal Current Account-i All balances 0.05%
Saadiq JustOne Personal Savings Account-i (Tiered) Below RM1,500 0.25%
RM1,500 and above 1.25%
Saadiq JustOne Priority Current Account-i All balances 0.05%
Saadiq JustOne Priority Savings Account-i (Tiered) Below RM10,000 1.00%
RM10,000 and above 2.00%
JustOne Priority Plus Current Account-i All balances 0.05%
JustOne Priority Plus Savings Account-i (Tiered) Up to RM50,000 0.20%
RM50,001 up to RM200,000 1.70%
RM200,001 up to RM1,000,000 2.50%
Above RM1,000,000 2.90%
Note
1. Saadiq JustOne Deposit-i account comprises both Saadiq JustOne Current Account-i and Saadiq JustOne Savings Account-i.
2. The JustOne Priority Plus-i comprises both JustOne Priority Plus Current Account-i and JustOne Priority Plus Savings Account-i.
Your Products
BENEFITS
SAADIQ
JUSTONE
PERSONAL
DEPOSIT-i
SAADIQ JUSTONE
PRIORITY DEPOSIT-i
JUSTONE
PRIORITY
PLUS-i
Fee waiver1 for withdrawals at over 12,000 MEPS and more than 360 ATMs nationwide Yes Yes Yes
Fee waiver1 for Interbank GIRO and HOUSe fund transfers via Standard Chartered ATMs nationwide Yes Yes Yes
Free Interbank GIRO and HOUSe fund transfers1 via Standard Chartered Online Banking Yes Yes Yes
Bill Payment (over 200 billing organisations online) Yes Yes Yes
Complimentary debit card Yes Yes Yes
24-hour Online Banking Yes Yes Yes
24-hour Phone Banking Yes Yes Yes
Additional profit1 of 1% p.a. will be credited at the end of the following month based on savings account balances No Yes Yes
Fee waiver1 for cash withdrawals (Mastercard® or Cirrus network ATMs) No No Yes
Fee waiver1 for outward telegraphic transfers
within Standard Chartered Bank’s network
No No Yes
Optional sweep1 from savings account to current
account when current account balance falls below a
certain amount (customers can set an amount as
their minimum balance)
No No Yes

Features

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