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Saadiq my homeone i

Own your ideal home with an innovative Shariah-compliant home financing plan through the Standard Chartered Saadiq My HomeOne-i

Effective 2 January 2015, all new individual financing applications will be quoted against Base Rate (BR)

Greater savings on your home financing

Saadiq My HomeOne-i is a home financing facility that comes with an easy-to-use operating profit sharing investment account, designed to save cost on your home financing.

Save time and cost for your own dream home

By placing RM35,000 average daily cash amount every month, standard Chartered Saadiq My HomeOne-i is able to reduce your financing tenure from 30 years to 26.17 years, thus reducing your total payment for home financing by RM77,047.


Traditional home financing
Saadiq My HomeOne-i
Monthly instalment payment RM1,778 RM1,778
Surplus cash placed per month RM35,000
Monthly instalment + average daily cash amount RM1,778 RM35,000
Financing tenure shortened to 0 years 26.17 years
Total rental payable throughout financing tenure RM289,922 RM205,765
Rental savings RM0 RM77,047


Standard Chartered Saadiq My HomeOne-i fees and charges
Set-up fee One time set-up fee of RM200 (for financing above RM100,000) is chargeable during account opening aside from monthly maintenance charge of RM10 on your Saadiq My HomeOne-i account.

Terms and conditions

Perdankan Islam | Standard Chartered Saadiq