This link brings you to a 3rd Party Website, over which Standard Chartered Bank Malaysia Berhad has no control ("3rd Party Website"). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.

Standard Chartered Bank Malaysia Berhad makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in Standard Chartered Bank Malaysia Berhad's Important Legal Notices, Standard Chartered Bank Malaysia Berhad shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.

Proceed to third party website

Own your ideal home with an innovative Syariah-compliant home financing plan through the Standard Chartered Saadiq My HomeOne-i

Effective 2 January 2015, all new individual financing applications will be quoted against Base Rate (BR)

Greater savings on your home financing

The My HomeOne-i is a home financing facility that comes with an easy-to-use operating profit sharing investment account, designed to save cost on your home financing.

Save time and cost for your own dream home

By placing RM35,000 average daily cash amount every month, standard Chartered Saadiq My HomeOne-i is able to reduce your financing tenure from 30 years to 26.17 years, thus reducing your total payment for home financing by RM77,047.


Traditional home financing
Saadiq My HomeOne-i
Monthly instalment payment RM1,778 RM1,778
Surplus cash placed per month - RM35,000
Monthly instalment + average daily cash amount RM1,778 RM35,000
Financing tenure shortened to 0 years 26.17 years
Total rental payable throughout financing tenure RM289,922 RM205,765
Rental savings RM0 RM77,047


Standard Chartered Saadiq My HomeOne-i fees and charges
Set-up fee One time set-up fee of RM212 (for financing above RM100,000) is chargeable during account opening aside from monthly maintenance charge of RM10.60 on your Saadiq My HomeOne-i account.

All fees and charges listed are inclusive of 6% GST effective 1 April 2015.

Terms and conditions

Perdankan Islam | Standard Chartered Saadiq