Savings Account

 

Basic Savings Account
Balance Tier (RM) Interest Rate (% p.a.)
All balances 0.25

Interest is calculated daily and paid 6-monthly. Effective date: 25/05/2009

 

Master Savings Account*
Balance Tier (RM) Interest Rate (% p.a.)
Up to 25,000 0.00
> 25,000 - 150,000 0.10
> 150,000 - 300,000 0.20
> 300,000 - 800,000 0.30
Above 800,000 0.70

Interest is calculated daily and paid monthly. Effective date: 01/08/2009

 

e$aver Account**
Balance Tier (RM) Interest Rate (% p.a.)
Up to 50,000 0.10
> 50,000 - 100,000 0.50
> 100,000 - 200,000 0.70
> 200,000 - 1,000,000 1.50
Above 1,000,000 1.70

Interest is calculated daily and paid monthly. Effective date: 15/03/2013

** Excluding e$aver Decile 1 accounts

 

e$aver Decile 1 Account
Balance Tier (RM) Interest Rate (% p.a.)
All balances 1

Effective Date: 15/08/2016

e$aver PLUS Account*
Balance Tier (RM) Interest Rate (% p.a.)
Up to 50,000 0.20
> 50,000 - 200,000 1.70
> 200,000 - 1,000,000 2.40
Above 1,000,000 2.70

Interest is calculated daily and paid monthly. Effective Date: 02/01/2013

 

Young Savers Account
Balance Tier (RM) Interest Rate (% p.a.)
Up to 50,000 2.70%p.a.
Above 50,000 0.25%p.a.

Interest is calculated daily and paid 6-monthly. Effective Date: 27/07/2016

 

SeniorSave Account*
Balance Tier (RM) Interest Rate (% p.a.)
Up to 20,000 0.50
Above 20,000 1.50

Interest is calculated daily and paid 6-monthly. Effective Date: 02/01/2013

 

Privilege Savings Account*
Balance Tier (RM) Interest Rate (% p.a.) Revised Interest Rate (% p.a.)
Up to 25,000 0.00 1.00
> 25,000 - 300,000 0.50
> 300,000 - 800,000 1.00
Above 800,000 1.25

Interest is calculated daily and paid monthly. Product will also be renamed to Privilege Savings Account (Priority Banking). Effective date: 21/11/2016

 

Master Savings PLUS Account*
Balance Tier (RM) Interest Rate (% p.a.)
Up to 500,000 0.50
> 500,000 - 1,000,000 1.20
Above 1,000,000 1.50

Interest is calculated daily and paid monthly. Effective Date: 02/01/2013

 

JustOne Personal Savings Account
Balance Tier (RM) Interest Rate (% p.a.)
All Balances 0.25

Interest is calculated daily and paid monthly. Effective Date: 02/01/2013

 

JustOne Preferred Savings Account
Balance Tier (RM) Interest Rate (% p.a.)
All Balances 0.50

Interest is calculated daily and paid monthly. Effective Date: 02/01/2013

 

JustOne Priority Savings Account
Balance Tier (RM) Interest Rate (% p.a.)
All Balances 1.00

Interest is calculated daily and paid monthly. Effective Date: 02/01/2013

 

e$aver PLUS Account (Campaign in Nov 2008)*
Balance Tier (RM) Interest Rate (% p.a.)
Up to 100,000 0.50
> 100,000 - 200,000 0.50
> 200,000 - 1,000,000 1.50
> 1,000,000 - 5,000,000 1.50
Above 5,000,000 1.70

Interest is calculated daily and paid monthly. Effective Date: 15/03/2013

 

e$aver PLUS Account (Campaign in Apr 2009)*
Balance Tier (RM) Interest Rate (% p.a.)
Up to 500,000 1.50
> 500,000 - 2,000,000 1.50
Above 2,000,000 1.00

Interest is calculated daily and paid monthly. Effective Date: 15/03/2013

 

PowerPay Account*
Balance Tier (RM) Interest Rate (% p.a.)
Up to 50,000 1.00
Above 50,000 2.00

Interest is calculated daily and paid monthly. Effective Date: 15/03/2013

 

MyDream Account*
Balance Tier (RM) Interest Rate (% p.a.)
Up to 5,000 0.30
> 5,000 - 20,000 0.30
> 20,000 - 100,000 0.30
> 100,000 - 200,000 0.70
Above 200,000 1.00

Interest is calculated daily and paid monthly. Effective Date: 15/03/2013

 

M2 Account*
Balance Tier (RM) Interest Rate (% p.a.)
Up to 25,000 0.00
> 25,000 - 150,000 0.10
> 150,000 - 300,000 0.20
> 300,000 - 800,000 0.30
Above 800,000 0.80

Interest is calculated daily and paid monthly. Effective date: 01/08/2009

 

Preferred M2 Account*
Balance Tier (RM) Interest Rate (% p.a.)
Up to 150,000 0.10
> 150,000 - 300,000 0.20
> 300,000 - 800,000 0.30
Above 800,000 0.80

Interest is calculated daily and paid monthly. Effective date: 02/01/2013

 

SuperSalary Account*
Balance Tier (RM) Interest Rate (% p.a.)
Up to 1,000 0.00
> 1,000 - 100,000 0.50
Above 100,000 1.00

Interest is calculated daily and paid monthly. Effective date: 15/03/2013

Fixed Deposit

Tenure Interest Rate (% p.a.)
1 month 2.70% p.a.
2 months 2.70% p.a.
3 months 2.85% p.a.
4 months 2.85% p.a.
5 months 2.85% p.a.
6 months 2.90% p.a.
7 months 2.90% p.a.
8 months 2.90% p.a.
9 months 2.90% p.a.
10 months 2.90% p.a.
11 months 2.90% p.a.
12 months 3.00% p.a.

Interest is calculated on a contractual basis and paid upon maturity (for tenures of 1-12 months) or on a half-yearly basis (for tenures of more than 12 months). Effective date: 27/07/2016

Foreign Exchange Rates

STANDARD CHARTERED BANK MALAYSIA BERHAD

09/12/16   08:55:40 AM


THESE ARE INDICATIVE RATES AND SHOULD NOT BE CONSTRUED TO BE APPLICABLE FOR ANY SPECIFIC TRANSACTION.

PUBLISHED RATE AS AT 09/12/16   08:55:40 AM THE BANK RESERVES THE ABSOLUTE RIGHT AND DISCRETION TO CHANGE THE RATES BELOW.

UNIT CURRENCY SELLING
TT/OD
BUYING
TT
BUYING
CP
SWIFT
CODE
1U.S. DOLLARS4.51174.34904.3465USD
1STERLING POUNDS5.73095.41945.3890GBP
1AUSTRALIAN DOLLARS3.42393.19523.1753AUD
1CANADIAN DOLLARS3.42893.28653.2697CAD
1NEW ZEALAND DOLLARS3.26993.09383.0749NZD
1CHINESE RENMINBI66.008062.75180CNY
1EURO4.89164.51194.4801EUR
100BRUNEI DOLLARS318.2320303.8359302.5756BND
100HONGKONG DOLLARS58.586555.624755.1209HKD
100JAPANESE YEN4.02683.75103.7348JPY
100SINGAPORE DOLLARS317.5938304.7178303.4540SGD
100SWISS FRANCS449.0905422.8729420.7178CHF

Base Rate = 3.52%

Effective date: 27 July 2016

Applicable for all new individual loan applications

For illustration purpose:

Loan Amount: RM350,000 (No Lock-In Period)

Loan Tenure: 30 years

Before 27 July 2016 From 27 July 2016
Reference Rate BR = 3.77% BR = 3.52%
Interest Rate BR + 1.00% BR + 1.00%
Effective Lending Rate 4.77% 4.52%
Monthly instalment (RM) 1,829.99 1,777.56

Note: Effective Lending Rate may vary if BR or BLR changes.

Base Lending Rate = 6.70% p.a.

Effective date: 27 july 2016

Not applicable for new individual loan/financing applications from 2 January 2015 onwards

Secured Wealth Lending: Foreign Currency Base Rates

Published rate as at 06/12/2016 . The bank reserves the absolute right and discretion to change the rates below.

Currency Base Rate (% p.a.)
USD 1.200
EUR 0.125
GBP 0.175
NZD 1.475
SGD 0.398
AUD 1.225

Foreign Currency Account

Foreign Currency Deposit Account (FCA) interest rates are dependent on market rates and could fluctuate from day to day. Please check with your nearest branch or contact your Relationship Manager (RM) for the latest FCA interest rate.

Calculation of the interest rate on FCA account is as follows: (Available Balance x Interest Rate)/365

KLIBOR rate = 3.40%

Effective date: 1 October to 31 December 2016

Not applicable for new individual loan / financing applications from 2 January 2015 onwards.

*Product not available for account opening effective 2 January 2013

All of the accounts mentioned above are eligible for protection by PIDM.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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