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SC remit
  1. SC Remit

No fees, no fuss with SC Remit

Over

6 Destination Markets

to remit

To

Over 30 countries

with same day remittance

With

ZERO fees

till 30 June 2026

Super seamless money remittance

Remitting money overseas has never been easier. SC Remit lets you do it in just a few steps via Online Banking or SC Mobile App, all at zero fees. Ideal for managing your child’s living expenses overseas and seizing foreign investment opportunities.

Add New Payee

Initiate a Transfer

  • Login
  • My add payee select remit
  • Select "Add Payee"
  • My enter code
  • Key in payee details, review and click "SAVE"
  • Enter the 6-digit SC Mobile Key and click "CONFIRM"
  • New Payee is added

How to add payee

STEP 1

Log in to SC Mobile Banking App

STEP 2

From the menu, select “SC Remit & International Transfers”

STEP 3

Select “Add Payee”

STEP 4

Enter the local clearing code (e.g. TRANSIT NUMBER/SWIFT and search OR search by bank name) and click “CONTINUE”

STEP 5

Key in payee details, review and click “SAVE”

STEP 6

Enter the 6-digit SC Mobile Key and click “CONFIRM”

STEP 7

New Payee is added

  • Log in to SC Mobile Banking App
  • My initiate transfer select scremit
  • My select debit acc
  • Key in the transfer amount and select purpose of transfer
  • Initiate transfer
  • Initiate transfer

How to initiate a transfer

STEP 1

Log in to SC Mobile Banking App

STEP 2

From the menu, select “SC Remit & International Transfers”

STEP 3

Select “Debit Account”

STEP 4

Key in the transfer amount and select purpose of transfer

STEP 5

Review your transfer details and swipe to confirm the transfer

STEP 6

Your transfer is submitted

The following markets and currency are eligible for zero transfer charges

REMITTANCE DESTINATION
PAYMENT CURRENCY (PAYEE RECEIVES)
Australia AUD
Canada CAD
USD
Europe (SEPA Region) EUR
Singapore SGD
United Kingdom GBP
EUR
United States USD
If you are remitting to the following countries, please provide a local clearing code (the payee can check on Online Banking/bank statement). Kindly note that SC Remit only supports individual payees.
REMITTANCE DESTINATION
CLEARING CODE
REQUIRED LENGTH
Australia BSB Code 6 Digits
Canada Transit Number 8 Digits
United Kingdom Sort Code 6 Digits
United States ABA Routing Number 9 Digits
Other Destinations SWIFT Code 11 Digits
Below are the currencies offered for SC Remit and expected arrival times
PAYMENT CURRENCY (PAYEE RECIEVES)
DESTINATION
MARKET
PAYEE TYPE
PROCESSING DAYS
CUT OFF LOCAL TIME (MY TIME)
PAYEE WILL RECEIVE FUNDS BY
AUD AU Individuals Monday – Friday 1:30PM Next business day
CAD CA Individuals Monday – Friday 8:00PM Next business day
USD Individuals Monday – Friday 8:00PM Next business day
EUR SEPA Individuals Monday – Friday 7:30PM Next business day
GBP UK Individuals Monday – Friday 3:30PM TO 6:00AM Next business day
SGD SG Individuals Monday – Friday 2:00PM TO 2:00PM Same business day
USD US Individuals Monday – Friday 1:30AM Same business day
Other currency and country combination Individuals / Corporate Monday – Friday Process by next business day 3- 5 days
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Terms and conditions apply
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Terms and conditions apply

  • You can remit transfers capped at RM200,000 per day for any Outward Telegraphic Transfer (“OTT) via Online Banking and Mobile Banking.
  • Please have sufficient funds including remittance amount and related charges in your account to ensure successful transaction.
  • Exchange rates and charges applicable is the prevailing rates at the time of the transfer being processed by the bank.

For transactions eligible for ZERO fees, under the Transfer Confirmation screen, you will see the “Transfer Charges” displaying as “MYR 0”.

You can complete the Outward Remittance Application form and submit to any of our branches in person, or simply login to our Online Banking / SC Mobile App to submit your application anytime anywhere. SC Remit ZERO fees campaign is only available via Online Banking / SC Mobile App.

Please prepare the below information:

  1. Payee Bank Account Number. If you are remitting to UK or Europe, please provide the payee’s International Bank Account Number (IBAN).
  2. Payee Account Name. It must be same as the one registered with the beneficiary bank.
  3. Payee Full Address, including province and postal code.
  4. Payee Bank Name.
  5. Payee Bank SWIFT Code (in 11 characters). If you are remitting to the following countries, please obtain the local clearing code from the beneficiary or beneficiary bank:
    • Australia – BSB Code (in 6 digits)
    • Canada – Transit Number (in 8 digits), consists of 5 digits branch transit number and 3 digits financial institution number.
    • UK – Sort Code (in 6 digits)
    • US – ABA Routing Number (in 9 digits)

PIDM  Perbankan Islam

*Only deposits are protected by PIDM up to RM250,000 for each depositor.

*  Click here for PIDM’s DIS Brochure

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