Personal

Business

Cross Border

Adult, Female, Person

Enjoy exclusive welcome offer via banking with us

Open a SME Banking account with us and complete missions to earn up to HK$2,000 reward.^  Existing clients could also enjoy foreign exchange offer with Straight2Bank.

Exclusive Rewards

From now till 30 June 2025, complete designated mission(s) of SME Banking to enjoy exclusive rewards.

Welcome Offer

Foreign Exchange Offer for Existing Client

Deposit Offer

Get HKD500 cash rewards for maintaining month-end balance on deposits of HKD1,000,000 or above (or equivalent) for 6 months starting from the account opening date

Foreign Exchange Offer

Get HKD500 cash rewards for every accumulated foreign exchange transactions of HKD1,000,000 or above (or equivalent) conducted via Straight2Bank in the 6 months starting from the account opening date

FPS Fee Rebate Offer

Enjoy fee rebate up to HKD500 for FPS transfer to a third-party bank account performed in the 6 months starting from the account opening date

Payroll Transaction Fee Rebate Offer

Enjoy fee rebate up to HKD500 for payroll transaction fee in the 6 months starting from the account opening date

Step 1

Log in to your Straight2Bank account here

Step 2

Accumulate FX transactions up to a designated amount via Straight2Bank and enjoy up to HKD$500 Cash Reward4

Get ready to enjoy the privileges

New Client2
Existing Client
Make an appointment to open an account with our Relationship Manager here, activate your Straight2Bank account, and enjoy a welcome offer up to HK$2,000 Cash Reward3.  Learn more If you signed up for Straight2Bank, make foreign exchange transactions and enjoy up to HKD$500 Cash Reward4.  Learn more

An integrated and customizable suite of tools to support you in managing transactions and growing your wealth smartly.

FPS & QR Code

  • Real-time HKD/CNY domestic payment and funds collection
  • Automated collection via eDDA
  • Instant Notification
  • Day-end Report for reconciliation

24/7 Platform Access

  • Make foreign exchange transactions in just a few steps via 24-hour online foreign exchange services through Straight2Bank to capture FX opportunities

Convenient and comprehensive management

  • Get easy access to key business functions such as trade, payroll and foreign exchange transactions
  • Offering you global access and usage to enable cross-border trading with just one click
a businessman using mobile phone to check on Straight2Bank platform
Straight2Bank

Seamless manage your business transactions with Straight2Bank, an all-in-one online platform

Risk Disclosure Statement for Foreign Exchange

  • Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that a client converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

  1. Promotion offer is applicable to clients who meets all reward criteria stated under the relevant promotion terms and conditions from 1 April 2024 to 30 September 2024
  2. New SME Banking Client refer to those who are NOT holding any banking products or services with Standard Chartered Bank (Hong Kong) Limited before 1 April 2024
  3. Only applicable to New SME Banking Client who meet all criteria sated under Terms and Conditions of the new SME Banking client offer
  4. Applicable to existing SME Banking Client who meet all criteria stated under Terms and Conditions of foreign exchange offer for existing SME Banking clients
  5. The Bank reserves the right to determine the calculation methods applied under the Offer, together with the transaction amount and the amount of Cash Reward
  6. The Bank reserves the right to vary, modify and terminate the Offer and to amend any of these terms and conditions at any time without any notice. In case of disputes, the decision of the Bank shall be final and binding.

To borrow or not to borrow? Borrow only if you can repay!