Adult, Female, Person

Enjoy exclusive welcome offer via banking with us

Open a SME Banking account with us and complete designated mission to earn up to HKD11,500 reward.

Exclusive Rewards

From now till 30 September 2025, complete designated mission(s) of SME Banking to enjoy exclusive rewards.

Deposit Offer

  • HKD500 cash rewards for maintaining month-end balance on deposits of HKD1,000,000 or above (or equivalent)

Foreign Exchange Offer

  • Up to HKD10,000 cash rewards
  • HKD500 cash rewards for every accumulated foreign exchange transactions of HKD1,000,000 or above (or equivalent) conducted via Straight2Bank

FPS Fee Rebate Offer

  • Enjoy fee rebate up to HKD500 for FPS transfer to a third-party bank account performed

Payroll Transaction Fee Rebate Offer

  • Enjoy fee rebate up to HKD500 for payroll transaction fee

An integrated and customizable suite of tools to support you in managing transactions and growing your wealth smartly.

FPS & QR Code

  • Real-time HKD/CNY domestic payment and funds collection
  • Automated collection via eDDA
  • Instant Notification
  • Day-end Report for reconciliation

24/7 Platform Access

  • Make foreign exchange transactions in just a few steps via 24-hour online foreign exchange services through Straight2Bank to capture FX opportunities

Convenient and comprehensive management

  • Get easy access to key business functions such as trade, payroll and foreign exchange transactions
  • Offering you global access and usage to enable cross-border trading with just one click
a businessman using mobile phone to check on Straight2Bank platform

Risk Disclosure Statement for Foreign Exchange

  • Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that a client converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

  1. Welcome Offer is applicable to New SME Banking clients who have NOT been a SME Banking client of the Bank in the preceding 12 months from the date of signing up for the SME Banking Account and meet all reward criteria stated under the relevant promotion terms and conditions.
  2. The Bank reserves the right to determine the calculation methods applied under the Offer, together with the transaction amount and the amount of Cash Reward
  3. The Bank reserves the right to vary, modify and terminate the Offer and to amend any of these terms and conditions at any time without any notice. In case of disputes, the decision of the Bank shall be final and binding.

To borrow or not to borrow? Borrow only if you can repay!