Personal

Business

Cross Border

Adult, Female, Person

Enjoy exclusive welcome offer via banking with us

Open an SME Banking account and complete designated actions to earn rewards worth up to HKD 8,888 and preferential savings rate up to 3.4%p.a.

Exclusive Rewards

From now till 30 June 2026, complete the below 6 steps to enjoy exclusive rewards.

(1) Get HKD 300 and preferential savings rate for onboarding

Open an SME Banking account to enjoy preferential savings rate of up to 3.4% p.a. and receive up to HKD 300 in FPS fee rebates

(2) Get HKD 500 for Investment Account opening

Open an Investment Account within 2 months of onboarding to receive an HKD 500 reward

(3) Place your first investment deal for HKD 1,888

Place your first investment deal with subscription amount reaching USD 500,000 within 3 months of opening your Investment Account to enjoy an HKD 1,888 reward

(4) Get an HKD 500 worth gift in an insurance appointment

Make an appointment and complete a Financial Needs Analysis to enjoy an HKD 500 worth gift

(5) Get HKD 500 for FX trading

Accumulate foreign exchange (FX) transactions of HKD 1,000,000 or above (or equivalent) conducted via Straight2Bank within 3 months from onboarding to enjoy an HKD 500 reward

(6) Open account in our network to get HKD 4,000 fee rebates

Open SME Banking accounts with Standard Chartered Hong Kong and any of the Standard Chartered SME network markets to enjoy an account opening fee waiver of HKD 1,200 and additional fee rebates totaling up to HKD 4,000

An integrated and customizable suite of tools to support you in managing transactions and growing your wealth smartly.

FPS & QR Code

  • Real-time HKD/CNY domestic payment and funds collection
  • Automated collection via eDDA
  • Instant Notification
  • Day-end Report for reconciliation

24/7 Platform Access

  • Make foreign exchange transactions in just a few steps via 24-hour online foreign exchange services through Straight2Bank to capture FX opportunities

Convenient and comprehensive management

  • Get easy access to key business functions such as trade, payroll and foreign exchange transactions
  • Offering you global access and usage to enable cross-border trading with just one click
a businessman using mobile phone to check on Straight2Bank platform
Straight2Bank

Seamless manage your business transactions with Straight2Bank, an all-in-one online platform

Risk Disclosure Statement for Foreign Exchange

  • Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that a client converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

Risk Disclosure Statement for Investment Fund Services

  • Investment involves risks. The prices of units/ shares of unit trusts or mutual funds fluctuate, sometimes dramatically and the worst case may result in loss of your entire investment amount. It is as likely that losses will be incurred rather than profit made as a result of buying and selling unit trusts or mutual funds. Past performance of any Investment Fund is no guide to its future performance.
  • Investors should carefully read the relevant offering documents and in particular the Terms & Conditions contained therein, the investment policies and the risk factors and latest financial results information. It is desirable that the Investor seeks independent financial advice with respect to any investment decision.
  • Investors should ensure they fully understand the risks associated with unit trusts or mutual funds and should also consider their own investment objective, investment experience, financial situation and risk tolerance level before making any investment decision.

Risk Disclosure Statement for Debt Securities Services

  • Investment involves risks. The price of bonds and structured notes fluctuates, sometimes dramatically and the worst case may result in loss of your entire investment amount. There is an inherent risk that losses may be incurred rather than profits made as a result of trading bonds and structured notes.
  • Investors should consider their own investment objectives, investment experience, financial situation and risk tolerance level.
  • Investors should carefully read the relevant offering documents and the Terms & Conditions of relevant product / service before making any investment decision.

  1. Welcome Offer is applicable to New SME Banking clients who have NOT been a SME Banking client of the Bank in the preceding 12 months from the date of signing up for the SME Banking Account and meet all reward criteria stated under the relevant promotion terms and conditions.
  2. The Bank reserves the right to determine the calculation methods applied under the Offer, together with the transaction amount and the amount of Cash Reward
  3. The Bank reserves the right to vary, modify and terminate the Offer and to amend any of these terms and conditions at any time without any notice. In case of disputes, the decision of the Bank shall be final and binding.
  4. Terms and Conditions apply.

To borrow or not to borrow? Borrow only if you can repay!