Octopus O! ePay


Octopus O! ePay makes fund transfers among friends and Octopus top-ups a breeze. Apply for an Octopus O! ePay account via Online Banking to transfer funds between your O! ePay and bank account, and enjoy a higher account balance limit. Standard Chartered clients can enjoy no cap to their annual transaction usage. Top-ups, P2P and online payment are now so much more flexible and easy! Click here to learn more about Octopus O! ePay account options.

Pay among friends and Octopus top-ups on the go

  • oepay-v1

    Apply for an Octopus O! ePay Account via Online Banking

  • oepay-v2

    Download Octopus App and sign up

  • oepay-v3

    Transfer money to your Octopus O! ePay account via Online Banking. Add friends and start P2P right away

  • oepay-v4

    Register Octopus card in app and start topping it up instantly


P2P payment made simple

Invite your friends to use O! ePay and start P2P with just a few taps.

Top Up Octopus card Instantly

Octopus App allows you to register a maximum of 20 Octopus cards. You can top up Octopus card for your kids, parents and domestic helpers whenever and wherever you want.

Online payment with ease

Octopus O! ePay lets you make payments to designated online merchants with just a few clicks.

Login to Standard Chartered Online Banking and apply for Octopus O! ePay account


Login Now

Download Octopus App

Don't forget that you can choose to sign up "O! ePay Lite" or "O! ePay Pro" account to your needs. Click here for details.

1120pximage 1120pximage

App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.


  1. Effective from 25 November 2016, any transfer / top up transaction from Standard Chartered / MANHATTAN Credit Card(s) to the Octopus O! ePay Account will not be entitled to any reward(s) earning including but not limited to 360° Rewards Point(s), bonus point(s), CashBack, mile(s).
  2. Cardholders may use electronic banking services, person to person (P2P) payment services or mobile device/app/electronic funds transfer platform effective from time-to-time to make any transfer / top up transaction from Standard Chartered / MANHATTAN Credit Card(s) to a specified account (including but not limited to Octopus O! ePay Account). Effective from 25 December 2016, the maximum transfer amount in a month with the above method(s) is HK$25,000 per Cardholder, according to the Cardholder’s Hong Kong Identity Card Number or Passport Number (if applicable). If the total accumulated money transfers made by the above methods (based on the transaction date) exceed HK$25,000 per Cardholder in a month, a 3.5% handling fee will apply to the transferred amount beyond HK$25,000 and charges will be debited to the valid Credit Card account with the highest transferred amount. If the last day of a calendar month is a Sunday, any related transactions made on that day will be counted in the following calendar month.
Integrated Deposits Account Online Welcome Offer

Apply online to enjoy up to HKD300 cash rebate online welcome offer and free online interbank fund transfer service!

Terms and Conditions

Terms and Conditions
  1. General Terms and Conditions
    1. Octopus O! ePay is a mobile payment service provided by Octopus Cards Limited ( "OCL").
    2. The stored value facilities monies stored in the Octopus O! ePay Account are NOT protected by the Deposit Protection Scheme in Hong Kong
    3. Clients acknowledge that the Bank makes no warranty that OCL will be able to perform the functions and services relating to Octopus O! ePay ( including Octopus App ) . The Bank accepts no liability for any loss or damage incurred as a result of the use of Octopus O! ePay. Application for or use of Octopus O! ePay shall be subject to the Terms and Conditions of Octopus O! ePay. For details, please visit www.octopus.com.hk. The Bank is not obliged to notify clients of any changes or latest announcements of OCL. Clients understand and accept that the Bank is not the supplier of Octopus O! ePay. The Bank shall bear no liability relating to any aspect of Octopus O! ePay, including without limitation, their quality, the supply, the descriptions provided by OCL, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with Octopus O! ePay provided by OCL ( including its employees, officer or agent ).
    4. The Bank reserves the right to alter, revise or terminate the offer and amend the terms and conditions at any time without prior notice. In case of disputes, the decision of the Bank shall be final and conclusive.
    5. If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall apply and prevail.