Hk ic fixed fee summer en

Split your Credit Card Bills Enjoy a one-off handling fee of as low as HKD50

Limited Summer Giveaway

Apply online for Credit Card Statement Instalment Plan with one-off handling fee from 06 May to 31 August 2025 and enjoy a one-off handling fee of as low as HKD50. You can also enter the lucky draw to win 60,000 miles with application on or before 31 July, 2025!

Lock in the offer easily

Spend HKD500 or more to enjoy a one-time handling fee

Easy instalment plan

Pay a one-time handling fee in the first month and gradually repay your remaining principal in the following months

Quick and easy application on your phone

Review transactions and apply within 1 minute

Make the most of this offer in 3 simple steps

Apply via SC Mobile App

Step 1

Login to SC Mobile and click “Split Your Bills” on the selected bill or transactions

Step 1

Step 2

Select the transactions you wish to pay by instalment and input details e.g. amount, tenor etc. to proceed

Step 2

Step 3

Review details and submit with Instant approval

Step 3

Scan to go to app directly

Ic qr code

or click here

Example of Credit Card Statement Instalment (Applicable to One-off Handling Fee Program only): 
Transaction Amount (HKD)
One-off handling fee: 2% of Loan Amount 500 25,000 x 2%
First month repayment (1st month) 4,666.66 4,166.67+500
Subsequent monthly repayments (2nd-6th month) 4,166.67 25,000/6 month
Total repayments 25,500.00 4,666.66+(4,166.67 x 5 month)

Summary of Terms and Conditions

To borrow or not to borrow? Borrow only if you can repay!