Credit Card Instalment | Spilt your bills | Fixed Fee

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Apply for Credit Card Statement Instalment Plan to split your credit card bills with ease. Pay a one-time fixed fee upfront, then repay only the principal each month. With no rolling interest, it’s a clear and simple way to take control of big expenses while keeping daily spending manageable.

Lock in the offer easily

Spend HKD500 or more to enjoy a one-time handling fee

Easy instalment plan

Pay a one-time handling fee in the first month and gradually repay your remaining principal in the following months

Quick and easy application on your phone

Review transactions and apply within 1 minute

Make the most of this offer in 3 simple steps

Apply via SC Mobile App

Step 1

Step 2

Select the transactions you wish to pay by instalment and input details e.g. amount, tenor etc. to proceed

Step 2

Step 3

Review details and submit with Instant approval

Step 3

Scan to go to app directly

or click here

Example of Credit Card Statement Instalment (Applicable to One-off Handling Fee Program only):	Transaction Amount (HKD)
One-off handling fee: 2% of Loan Amount	500	25,000 x 2%
First month repayment (1st month)	4,666.66	4,166.67+500
Subsequent monthly repayments (2nd-6th month)	4,166.67	25,000/6 month
Total repayments	25,500.00	4,666.66+(4,166.67 x 5 month)

To borrow or not to borrow? Borrow only if you can repay!

Split your Credit Card Bills and enjoy a one-off handling fee