Hk loans ic fixed fee dec en

Split your bills for an instant holiday bonus! Enjoy 1% one-off handling fee for selected customers.

Highlights

Manage your end-of-year spending with ease when you split your bills. Pay the first month’s principal plus a 1% one-off fixed fee, then just the principal each month. Save on interest and enjoy flexible repayments this festive season!

Lock in the offer easily

Spend HKD500 or more to enjoy a one-time handling fee

Easy instalment plan

Pay a one-time handling fee in the first month and gradually repay your remaining principal in the following months

Quick and easy application on your phone

Review transactions and apply within 1 minute

Make the most of this offer in 3 simple steps

Apply via SC Mobile App

Step 1

Login to SC Mobile and click “Split Your Bills” on the selected bill or transactions

Step 1

Step 2

Select the transactions you wish to pay by instalment and input details e.g. amount, tenor etc. to proceed

Step 2

Step 3

Review details and submit with Instant approval

Step 3

Scan to go to app directly

Ic qr code

or click here

Example of Credit Card Statement Instalment (Applicable to One-off Handling Fee Program only): 
Transaction Amount (HKD)
One-off handling fee: 1% of Loan Amount 250 25,000 x 1%
First month repayment (1st month) 4,416.67 4,166.67+250
Subsequent monthly repayments (2nd-6th month) 4,166.67 25,000/6 month
Total repayments 25,250.00 4,416.67 + (4,166.67 x 5month)

Summary of Terms and Conditions

To borrow or not to borrow? Borrow only if you can repay!