*Only applicable to Standard Chartered / MANHATTAN Credit Cards cardholders.
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3 Simple Steps to Earn up to HKD2,300 or 23,000 Miles
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Credit Card Tax Payment and Instalment Promotion
|
Accumulated Eligible Tax Payment amount / Accumulated Eligible Statement Instalment Plan during the Promotion Period
|
Reward 1
|
Reward 2
|
Early Bird Reward
|
|---|---|---|---|
| CashBack / Asia Miles | |||
| 12-month tenor or above | |||
| HKD20,000 to HKD49,999 | Up to HKD150 / 1,500 Miles | HKD200 / 2,000 Miles | HKD100 / 1,000 Miles |
| HKD50,000 to HKD99,999 | Up to HKD300 / 3,000 Miles | HKD300 / 3,000 Miles | HKD200 / 2,000 Miles |
| HKD100,000 to HKD249,999 | Up to HKD500 / 5,000 Miles | HKD500 / 5,000 Miles | HKD300 / 3,000 Miles |
| HKD250,000 or above | Up to HKD1,500 / 15,000 Miles | HKD500 / 5,000 Miles | HKD300 / 3,000 Miles |
Credit Card Statement Instalment Plan Winter Promotion
|
Aggregate Instalment Amount
|
Rewards
|
|
|---|---|---|
| 12-month tenor or above | ||
| Standard Chartered Cathay Mastercard | HKD20,000 to HKD29,999 | 2,000 Miles |
| HKD30,000 or above | 5,000 Miles | |
| Other Eligible Cards | HKD20,000 to HKD29,999 | HKD200 CashBack |
| HKD30,000 or above | HKD500 CashBack | |
Terms and Conditions Apply.
Remarks:
Up to 60 months
Flexible Instalments
As low as 0.19%
Low and personalized Handling Fee²
Minimum spending HKD 500
Settle whole or partial retail purchase amounts by instalment¹
Login to SC Mobile and click “Split Your Bills” on the selected bill or transactions
Select the transactions you wish to pay by instalment and input details e.g. amount, tenor etc. to proceed
Review details and submit with Instant approval
|
Transaction Amount
|
Monthly Handling Fee (%)3
|
Daily Handling Fee4
|
|---|---|---|
| HKD500 | 0.19% | HKD0.032 |
| HKD25,000 | 0.19% | HKD1.58 |
Remarks:
1. Application requirements:
2. The availability of exclusive personalized Monthly Handling Fee of 0.19% is individualized and subject to account status checking. Different Statement Instalment Transactions could not be combined for the purpose of calculating the handling fee. Monthly Handling Fee ranges from 0.19% to 1.35%.
3. Annualised Percentage Rate (APR) of 0.19% Monthly Handling Fee is:
|
Transaction Amount: $25,000
|
Non Statement Instalment:
Apply the instalment loan before the issuance of credit card statement |
Statement Instalment:
Apply the instalment loan after the issuance of credit card statement |
|---|---|---|
| Tenor | APR | |
| 6 month | 3.97% | 4.20% |
| 12 month | 4.26% | 4.40% |
| 18 month | 4.36% | 4.45% |
| 24 month | 4.40% | 4.48% |
For Statement Instalment, this APR is calculated in the assumption that the instalment application date is 25 days prior to the statement repayment date, and the first two months handling fee will be posted in the next monthly statement.
An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of a product expressed as an annualized rate. In general, the Instalment Amount is a fixed amount to be charged to the Card Account on a monthly basis, while the APR for the first instalment may be impacted by the loan disbursement date.
Please note there is no difference in the total handling fee (or total absolute amount of interest) charged and repayment amount between Non Statement Instalment and Statement Instalment.
4. Daily handling fee is calculated based on 30 days per month.
If you choose to repay the total Statement Instalment Transaction Amount outstanding in full for each Statement Instalment Transaction prior to the end of the Instalment Period, or if the Card Account on which the Statement Instalment Transaction Amount appears is cancelled due to any reason, the total Statement Instalment Transaction(s) Amount outstanding at the relevant time and the Monthly Handling Fees (if applicable) for the remaining Instalment Period will be immediately due and payable. Also, administration fee for early repayment of HKD150 for each Statement Instalment Transaction will be charged directly to your Card Account. For example, assuming one single Statement Instalment Transaction Amount is HKD15,000 with a Monthly Handling Fee of 0.25% for a 12-month Instalment Period – if you repay the total Statement Instalment Transaction Amount after the 6th month, you shall be liable to pay the total Statement Instalment Transaction Amount outstanding and the Monthly Handling Fees for the remaining period of 6 months, being HKD15,000 / 12 x (12-6) + HKD15,000 x 0.25% x (12-6) = HKD7,725, plus an administration fee of HKD150. The above example is for indication purpose only.
Application hours for registration hotline: 9a.m. to 10p.m. daily (Monday – Sunday).
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