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Three Major Advantages of International Private Medical Insurance (IPMI)

Global Freedom with Flexibility and Excellent Care

No matter you are at home or abroad, you can always enjoy 24/7 virtual care with medical service access to over 2 million providers worldwide.

Connected Health Journey

  • Your trusted partner guiding you from second medical opinions
  • Innovative and preventive health services, including genomic testing and children coverage*
  • Enjoy extensive coverage, including maternity care and a childbirth package*

Enhanced Hospital Access in Hong Kong

  • Receive personalised support from Partnership Service Team and clinical case management for smooth plan navigation and timely coordination of complex or cancer care
  • Enjoy speedy admission arrangement at selected top hospitals in Hong Kong with seamless claims and settlement

*applicable to selected plans, please refer to product brochure for details.

Case Study – Confidence and clarity through expert guidance

Emily, aged 14, is covered under her father’s global health plan, which includes complimentary benefits for children under 16.

Step 1: Immediate care

While studying abroad, Emily was admitted to a Bupa Global in‑network hospital with pneumonia and possible myocarditis, with Bupa Global’s customer service support from the first contact.

Step 2: Continued concern

After treatment, Emily was discharged but still had an irregular heartbeat, prompting a recommended ten‑day readmission, with parent accommodation in hospital at no extra cost.

Step 3: Expert review

To ensure the best care, Bupa Global assigned a clinical case manager who reviewed the case with in‑house medical experts on the treatment plan.

Step 4: Clear diagnosis

For reassurance, Emily’s family used Bupa Global’s Second Medical Opinion service, consulting a U.S. paediatric specialist who confirmed her condition was common and self‑resolving.

Step 5: Right treatment

With Bupa Global’s seamless coordination and medical expertise, Emily’s parents discharged her early. Emily recovered fully, avoiding unnecessary treatment and hospitalisation.

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Exclusive Privilege

Boost your health with WHOOP 5.0 wearable

  • Enrol Bupa Global Private Health Plan to receive a WHOOP 5.0 wearable & one year WHOOP Peak subscription*
  • Deeper insight into your health by tracking key indicators like heart rate and sleep quality

Terms and conditions apply.

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*offered by Bupa Global

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Bupa Global Private Health Plan – Exceptional international private healthcare

Enjoy seamless access to trusted medical expertise and continuity of care worldwide, giving you and your loved ones true peace of mind. Designed for those who value freedom, security, and the confidence to thrive – anywhere in the world.

Choose the plan type that best fits your needs

Coverage Highlights
Sapphire Private Health Plan
Emerald Private Health Plan
Diamond Private Health Plan
Annual limit USD 6,000,000/
HKD 47,000,000
USD 12,000,000/
HKD 94,000,000
Unlimited
Geographical coverage Worldwide or Worldwide excluding U.S. Worldwide or Worldwide excluding U.S. Worldwide
Genetic cancer screening
Health screening
Travel & accommodation cost for an accompany person
Children at no extra cost 2 children under 10 years old included 2 children under 16 years old included
Mental Health, Physiotherapist, Chiropractors, Acupuncture and Reflexology
Complementary Medicines, Traditional Chinese Medicine, Bone-setting
Dedicated Lifecare Concierge Manager
Subject to Terms and Conditions, and Exclusions. For a full list of exclusions, please refer to the product brochure.

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Disclaimer and Important Notes

Standard Chartered Bank (Hong Kong) Limited (“Standard Chartered”) is an insurance agency of Bupa (Asia) Limited (Licensed Insurance Agency FA1239). Insurance plans are underwritten and insured by Bupa (Asia) Limited and internationally administrated under the brand of Bupa Global. The International Private Medical Insurance is sold to a customer directly by Bupa (Asia) Limited and Standard Chartered acts in a role of referrer and does not provide recommendations to the customer before or during the point-of sales. Bupa Global is a trading name adopted by Bupa (Asia) Limited in relation to its portfolio of International Private Medical Insurance products and services. Bupa (Asia) Limited is authorised and regulated by the Insurance Authority in Hong Kong. This material shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong.

As the issuer of the international health insurance plans, Bupa (Asia) Limited will be responsible for all protection and claims issues. Bupa (Asia) Limited is not an associate or subsidiary company of Standard Chartered. Standard Chartered does not accept any responsibility regarding any statements provided by Bupa (Asia) Limited or any discrepancies or omissions in the contract of insurance nor shall Standard Chartered be held liable in any manner whatsoever in relation to your contract of insurance.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact Bupa (Asia) Limited.

The material and information contained on this website is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this Web Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Standard Chartered and the customer out of the selling process or processing of the related transaction, Standard Chartered is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between Bupa (Asia) Limited and the customer.

Major Exclusions:
For the full list of terms and conditions and exclusions of each product, please refer to policy wording.

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